The economic effects of sharing credit information on credit access an empirical investigation from 1997 to 2015
Joint Authors
Fakiyah, Fatimah Zahrah
Belmimoun, Abd al-Nur
Source
Maghreb Review of Economics and Management
Issue
Vol. 3, Issue 1 (31 Mar. 2016), pp.47-60, 14 p.
Publisher
Publication Date
2016-03-31
Country of Publication
Algeria
No. of Pages
14
Main Subjects
Abstract EN
The process of decision making when granting credit, depends on reliable infomiation on the creditworthiness and risk structure of potential borrowers.
This information is typically gathered by credit bureaus.
This paper explores the role and impact of credit information sharing among lenders in the credit market.
In doing so, We study the effect of credit information sharing on access to credit using a rich dataset for 30 countries for the period 1997 to 2015.
The empirical analysis shows that credit information sharing improves access to credit.
The effect is statistically and economically significant.
American Psychological Association (APA)
Fakiyah, Fatimah Zahrah& Belmimoun, Abd al-Nur. 2016. The economic effects of sharing credit information on credit access an empirical investigation from 1997 to 2015. Maghreb Review of Economics and Management،Vol. 3, no. 1, pp.47-60.
https://search.emarefa.net/detail/BIM-860815
Modern Language Association (MLA)
Fakiyah, Fatimah Zahrah& Belmimoun, Abd al-Nur. The economic effects of sharing credit information on credit access an empirical investigation from 1997 to 2015. Maghreb Review of Economics and Management Vol. 3, no. 1 (Mar. 2016), pp.47-60.
https://search.emarefa.net/detail/BIM-860815
American Medical Association (AMA)
Fakiyah, Fatimah Zahrah& Belmimoun, Abd al-Nur. The economic effects of sharing credit information on credit access an empirical investigation from 1997 to 2015. Maghreb Review of Economics and Management. 2016. Vol. 3, no. 1, pp.47-60.
https://search.emarefa.net/detail/BIM-860815
Data Type
Journal Articles
Language
English
Notes
Record ID
BIM-860815