قياس أثر العوامل الشخصية و الديموغرافية على تبني خذمة الدفع الإلكتروني : دراسة استطلاعية لعينة من البنوك العمومية بالجزائر
Other Title(s)
Measuring the impact of personal and demographic factors on the adoption of e-payment banking : a survey study of a sample of public banks in Algeria
Author
Source
Issue
Vol. 10, Issue 2 (30 Jun. 2019), pp.167-191, 25 p.
Publisher
Amar Telidji University of Laghouat Faculty of Economics Commercial and Management Sciences
Publication Date
2019-06-30
Country of Publication
Algeria
No. of Pages
25
Main Subjects
Financial and Accounting Sciences
Information Technology and Computer Science
Topics
Abstract EN
This study addresses the impact of personal and demographic factors on the adoption of e-banking through five main factors such as sex, age, educational level, occupation and income, and measuring their impact on the characteristics of e-banking services.
(the style and nature of e-service, the number of times the e-banking service was used, the interest, the problems and the place of to get the service); the study relied on the questionnaire method.
by questioning a sample of 125 customers.
the study draws its importance by identifying the most important factors influencing the adoption of the e-banking service.
focusing on personal and demographic factors the study found the importance of profession and income in influencing the adoption of e-service, and that gender is affected by the location of e- payment.
while age affects the nature of the service provided, the educational level was linked to the benefit of the service; and finally, the personal factors were greatly affected by the problems associated with the e- service.
reflecting the importance of the safety of e-banking transactions; the study recommended the diversification and dissemination of electronic banking services.
and to increase the confidence and security of those transactions.
American Psychological Association (APA)
مسعودي، عبد الهادي. 2019. قياس أثر العوامل الشخصية و الديموغرافية على تبني خذمة الدفع الإلكتروني : دراسة استطلاعية لعينة من البنوك العمومية بالجزائر. دراسات العدد الاقتصادي،مج. 10، ع. 2، ص ص. 167-191.
https://search.emarefa.net/detail/BIM-889977
Modern Language Association (MLA)
مسعودي، عبد الهادي. قياس أثر العوامل الشخصية و الديموغرافية على تبني خذمة الدفع الإلكتروني : دراسة استطلاعية لعينة من البنوك العمومية بالجزائر. دراسات العدد الاقتصادي مج. 10، ع. 2 (حزيران 2019)، ص ص. 167-191.
https://search.emarefa.net/detail/BIM-889977
American Medical Association (AMA)
مسعودي، عبد الهادي. قياس أثر العوامل الشخصية و الديموغرافية على تبني خذمة الدفع الإلكتروني : دراسة استطلاعية لعينة من البنوك العمومية بالجزائر. دراسات العدد الاقتصادي. 2019. مج. 10، ع. 2، ص ص. 167-191.
https://search.emarefa.net/detail/BIM-889977
Data Type
Journal Articles
Language
Arabic
Notes
يتضمن مراجع ببليوجرافية.
Record ID
BIM-889977