الاندماج المصرفي للبنوك الفلسطينية

Abstract EN

The study aims to expose the prerequisite requirements which allow merging process among Palestinian banks, in addition to that, the paper study internal and external determinants that considered as obstacles through the process of banking merger in Palestine.

Also the study explores to what extent there are harmonization between decision makers at the Palestinian commercial banks and PMA; in order to overcome through those obstacles that merging process face.

To reach results, the study used the descriptive analysis methodology to express and describe the study problem, for that; a survey of (150) sample were conduct, the sample represent commercial banks decision makers and PMA executives.

Mainly the study found that there is a significance importance for Palestinian banks merge together or with new incoming banks.

Another conclusion that have been reached; the banks’ capital is not sufficient so that a merging process between banks should take place in order to satisfy PMA needs and impatience.

The study recommended creating a legal framework and preamble legislative environment in order to organize merging process between Palestinian banks that better benefit the economy in return, and considered as a forward step for PMA to be a full central bank