سياسات الاقراض في المصارف التجارية العراقية و أثرها على بعض المتغيرات الاقتصادية : دراسة تحليلية قياسية للمدة (2003-2016)‎

Abstract EN

Commercial banks enjoy great importance in all economies in the world, both developed and developing, because of their prominent and fundamental role that affects the economic life of the country in all respects.

One of the most important functions of commercial banks is the provision of bank loans, which play a role Is pivotal in financing production processes that will contribute to increased demand for employment, reduce unemployment in the country and increase gross domestic product.

In this context, the researcher studied the impact of lending policies on economic development in Iraq.

The study examined the loans and bank advances granted by these banks as an independent variable, both the annual unemployment rate and the growth of GDP as dependent variables.

By applying the simple linear regression model and using the SPSS program.

The study showed an inverse relationship between the independent variable and the annual rate and unemployment, while the correlation between the independent variable and GDP growth was positive.

However, the study showed that the banking sector in Iraq needs a certain amount of development to contribute to economic development better.