The impact of using credit cards in reducing some banking risks in Algerian banks: an exploratory study of the opinions of a sample of employees of a group of banks in the state of M'sila

الملخص EN

This study aims to demonstrate the extent of Algerian banks' credit card use and determine the impact of using a credit card in reducing some bank risks.

as a result, it imposed itself as the most influential contemporary means of payment.

to achieve this objective, a questionnaire was distributed to a random sample of 38 employees from 4 banks in the state of M'sila.

the study results showed that: the use of credit cards in the banks in question was high, and the use of a credit card reduces certain bank risks in banks in question.