The impact of using credit cards in reducing some banking risks in Algerian banks: an exploratory study of the opinions of a sample of employees of a group of banks in the state of M'sila

Other Title(s)

أثر استخدام بطاقات الائتمان في الحد من بعض الأخطار البنكية في البنوك الجزائرية: دراسة استطلاعية لآراء عينة من العاملين في مجموعة من البنوك في ولاية المسيلة

Author

Sudani, Ahlam

Source

Journal of Financial, Accounting and Managerial Studies

Issue

Vol. 9, Issue 2 (31 Dec. 2022), pp.189-209, 21 p.

Publisher

Université Larbi Ben M'hidi Oum El Bouaghi Laboratoire COFIFAS

Publication Date

2022-12-31

Country of Publication

Algeria

No. of Pages

21

Main Subjects

Banking and Financial Sciences

Topics

Abstract AR

تهدف هذه الدراسة إلى توضيح مدى استخدام البنوك الجزائرية لبطاقات الائتمان وتحديد أثرها في الحد من بعض المخاطر البنكية.

ونتيجة لذلك، فرضت نفسها باعتبارها أكثر وسائل الدفع المعاصرة تأثيرا.

ولتحقيق هذا الهدف، تم توزيع استبيان على عينة عشوائية مكونة من 38 موظفا من 4 بنوك بولاية المسيلة.

وأظهرت نتائج الدراسة أن استخدام بطاقات الائتمان في البنوك المعنية كان مرتفعا، واستخدام بطاقة الائتمان يقلل من بعض المخاطر المصرفية في البنوك المعنية.

Abstract EN

This study aims to demonstrate the extent of Algerian banks' credit card use and determine the impact of using a credit card in reducing some bank risks.

as a result, it imposed itself as the most influential contemporary means of payment.

to achieve this objective, a questionnaire was distributed to a random sample of 38 employees from 4 banks in the state of M'sila.

the study results showed that: the use of credit cards in the banks in question was high, and the use of a credit card reduces certain bank risks in banks in question.

American Psychological Association (APA)

Sudani, Ahlam. 2022. The impact of using credit cards in reducing some banking risks in Algerian banks: an exploratory study of the opinions of a sample of employees of a group of banks in the state of M'sila. Journal of Financial, Accounting and Managerial Studies،Vol. 9, no. 2, pp.189-209.
https://search.emarefa.net/detail/BIM-1467856

Modern Language Association (MLA)

Sudani, Ahlam. The impact of using credit cards in reducing some banking risks in Algerian banks: an exploratory study of the opinions of a sample of employees of a group of banks in the state of M'sila. Journal of Financial, Accounting and Managerial Studies Vol. 9, no. 2 (Dec. 2022), pp.189-209.
https://search.emarefa.net/detail/BIM-1467856

American Medical Association (AMA)

Sudani, Ahlam. The impact of using credit cards in reducing some banking risks in Algerian banks: an exploratory study of the opinions of a sample of employees of a group of banks in the state of M'sila. Journal of Financial, Accounting and Managerial Studies. 2022. Vol. 9, no. 2, pp.189-209.
https://search.emarefa.net/detail/BIM-1467856

Data Type

Journal Articles

Language

English

Notes

Includes appendices: p. 209

Record ID

BIM-1467856