The impact of bank credit of commercial banks on net interest rate margin and non interest rate margin

العناوين الأخرى

أثر الائتمان المصرفي للمصارف التجارية على صافي هامش معدل الفائدة وصافي هامش المعدل من غير الفائدة

مقدم أطروحة جامعية

al-Anizat, Batul Muhammad

مشرف أطروحة جامعية

al-Hunayti, Hana Muhammad Hilal

أعضاء اللجنة

Gharayibah, Hisham Salih
al-Taani, Khalaf S.

الجامعة

جامعة عمان العربية

الكلية

كلية الأعمال

القسم الأكاديمي

قسم التمويل

دولة الجامعة

الأردن

الدرجة العلمية

ماجستير

تاريخ الدرجة العلمية

2014

الملخص الإنجليزي

The purpose of this study was to show The Impact of Bank Credit of Commercial banks on Net Interest Rate Margin and Non Interest Margin in Jordan.

This study included all the data listed in the Jordanian commercial banks and the statically information for the central bank within the period (2000-2011) to define the impact of dependent and independent variables.

The Multiple liner regression was used in addition to the financial ratio to measure the impact of those changes.

The sample of the study was the commercial banks in Jordan.

The results were as the following: There was a great importance for the increase of the capital of the commercial banks for the safety of the financial status in the banks.

to enable those banks to serve the depositors in a proper way .there was a relation among the study variables.

In general the results that there was a positive Effect for bank credit.

The study showed that there is an impact of bank credit of commercial bank on net interest rate margin and non interest rate margin.

This study recommended that the net interest rate margin and non interest rate margin in commercial bank concerned about main bank activities so, who were interested in banking industry especially the Central Jordanian bank had to put the right legislations and the proper decisions concerning the interest price.

The Central Jordanian Banks had to encourage the Jordanian Commercial to increase the rate of loans in the economical sector to in hence the Jordanian situation and recommend conducting more researches by using the new techniques

التخصصات الرئيسية

العلوم المالية و المحاسبية

الموضوعات

• المصارف
• القانون
• الأردن
• الأعمال المصرفية
• القروض المصرفية

عدد الصفحات

82

قائمة المحتويات

• APA
• MLA
• AMA

لغة النص

الإنجليزية

نوع البيانات

رسائل جامعية

رقم السجل

BIM-561138