The impact of bank credit of commercial banks on net interest rate margin and non interest rate margin
Other Title(s)
أثر الائتمان المصرفي للمصارف التجارية على صافي هامش معدل الفائدة وصافي هامش المعدل من غير الفائدة
Dissertant
Thesis advisor
al-Hunayti, Hana Muhammad Hilal
Comitee Members
Gharayibah, Hisham Salih
al-Taani, Khalaf S.
University
Amman Arab University
Faculty
College of Business
Department
Department of Finance
University Country
Jordan
Degree
Master
Degree Date
2014
English Abstract
The purpose of this study was to show The Impact of Bank Credit of Commercial banks on Net Interest Rate Margin and Non Interest Margin in Jordan.
This study included all the data listed in the Jordanian commercial banks and the statically information for the central bank within the period (2000-2011) to define the impact of dependent and independent variables.
The Multiple liner regression was used in addition to the financial ratio to measure the impact of those changes.
The sample of the study was the commercial banks in Jordan.
The results were as the following: There was a great importance for the increase of the capital of the commercial banks for the safety of the financial status in the banks.
to enable those banks to serve the depositors in a proper way .there was a relation among the study variables.
In general the results that there was a positive Effect for bank credit.
The study showed that there is an impact of bank credit of commercial bank on net interest rate margin and non interest rate margin.
This study recommended that the net interest rate margin and non interest rate margin in commercial bank concerned about main bank activities so, who were interested in banking industry especially the Central Jordanian bank had to put the right legislations and the proper decisions concerning the interest price.
The Central Jordanian Banks had to encourage the Jordanian Commercial to increase the rate of loans in the economical sector to in hence the Jordanian situation and recommend conducting more researches by using the new techniques
Main Subjects
Financial and Accounting Sciences
Topics
No. of Pages
82
Table of Contents
Table of contents.
Abstract.
Abstract in Arabic.
Chapter One : Introduction.
Chapter Two : Theoretical background.
Chapter Three : The credit.
Chapter Four : Risks.
Chapter Five : Interest.
Chapter Six : Research and methodology.
References.
American Psychological Association (APA)
al-Anizat, Batul Muhammad. (2014). The impact of bank credit of commercial banks on net interest rate margin and non interest rate margin. (Master's theses Theses and Dissertations Master). Amman Arab University, Jordan
https://search.emarefa.net/detail/BIM-561138
Modern Language Association (MLA)
al-Anizat, Batul Muhammad. The impact of bank credit of commercial banks on net interest rate margin and non interest rate margin. (Master's theses Theses and Dissertations Master). Amman Arab University. (2014).
https://search.emarefa.net/detail/BIM-561138
American Medical Association (AMA)
al-Anizat, Batul Muhammad. (2014). The impact of bank credit of commercial banks on net interest rate margin and non interest rate margin. (Master's theses Theses and Dissertations Master). Amman Arab University, Jordan
https://search.emarefa.net/detail/BIM-561138
Language
English
Data Type
Arab Theses
Record ID
BIM-561138
