Guide to a successful implementation of a mortgage-backed securities market in Morocco

مقدم أطروحة جامعية

Karzazi, Hisham

مشرف أطروحة جامعية

Ata Ali, Hasan

أعضاء اللجنة

Repetti, Frederick
Dalrymple, Brent
Mallek, Randolph

الجامعة

جامعة الأخوين

الكلية

كلية إدارة الأعمال

دولة الجامعة

المغرب

الدرجة العلمية

ماجستير

تاريخ الدرجة العلمية

1997

الملخص الإنجليزي

Among the goals of any government is to provide adequate and affordable housing to its citizens.

In Morocco, many factors such as lack of liquidity, an inflexible mortgage instrument, the maturity mismatch between banks’ assets and liabilities, and high interest rates make this goal difficult to achieve.

Not to be outdone, however, the Moroccan financial authorities have decided to create a Mortgage-Backed Securities (MBS) market to attract private capital to the housing finance market and, therefore, improve its liquidity and make more funds available to potential homeowners.

This paper is a guide in which the author analyzes the American and European mortgage market experiences, the Moroccan housing finance sector and the legislation that was proposed for the implementation of the MBS market, and points out problem areas that may prevent a successful implementation of such a market.

Then, the author develops several solutions to mitigate the subject problems and ultimately ensure a successful implementation of the MBS market in Morocco.

التخصصات الرئيسية

إدارة الأعمال

عدد الصفحات

50

قائمة المحتويات

• APA
• MLA
• AMA

لغة النص

الإنجليزية

نوع البيانات

رسائل جامعية

رقم السجل

BIM-629104