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Question: As-Salamu `Alaykum. Please, read below the Ijara Canada’s home mortgage module and advice if it is permissible.Ijara’s model is Ijarah Wa Iqtina, the property is owned by a single asset trust, you are the beneficiary of the Trust and your ....

Subjects: Islamic jurisprudence; Ownership; ٌLeasing

Question: My husband owns a few homes that he owns and rents out. He has a mortgage on all these houses and writes off the interest at the end of the year. So, it's not accounted for. Is the interest still considered Haram ?.

Subjects: Islamic jurisprudence; Subprime mortgage; Usury; ٌLeasing

Question: I want to know if buying a home through Ijarah loans is Halal. Their methods are explained in the following website www.ijaraloans.com http://www.ijaraloans.com/.

Subjects: Islamic jurisprudence; Loans; ٌLeasing

Question: I have an RRSP (registered retirement saving plan), an RESP (registered education saving plan) a tax free saving plan and a saving account. All of them are secure investments with CIBC for a fixed interest rate because I don’t want ....

Subjects: Investments; Islamic jurisprudence; Taxes; Usury

Question: Could you, please, help let me know if it is Haram to contract a life insurance and critical illness insurance plans ? I am a member of a professional association that offers it to its members and I was thinking about having those plans..

Subjects: Health insurance; Islamic jurisprudence

Question: Riba-based bank (there is no Islamic bank here) owns a house (foreclosure). I go to the bank and say that I want to buy the house and I will pay 20 % of the price. The bank says that it ....

Subjects: Islamic jurisprudence; Purchasing; Subprime mortgage

Question: Is Ijarah to own house financing permitted in Islam or not ? The Ijarah to own people will purchase the house and then will sell it to the lessee over period of time 5-10 years. Basically the lessee will pay ....

Subjects: Financing; Islamic jurisprudence; ٌLeasing

Question: I have a regular bank account in Canada and the bank gives me interest automatically. I love money, and the amount is a lot for me. Is the interest that is given to me by the bank Haram for me ....

Subjects: Islamic jurisprudence; Usury

Question: Is it ok to get mortgage through www.ijaracanada.com ? Ijarah process is as below :1. Ijarah will check the credit history and based on credit score they will determine the profit rate (rent or interest).2. Ijarah gets the money from ....

Subjects: Canada; Islamic jurisprudence; Loans; ٌLeasing

Question: I had life insurance and I paid around $ 10,500 in installments. And now I have cancelled that insurance but they refunded me only $ 6200.0 instead of $ 10,500 that I paid to them, but in addition to that ....

Subjects: Islamic jurisprudence; Life insurance

Question: I am hoping to get a Shari`ah ruling or view on owning a Tim Horton cafe. Is it Haram to own this chain store ? I only ask because it serves sausage and bacon on its breakfast menu. I have ....

Subjects: Islamic jurisprudence; Meat; Sales; Swine

Question: I went to a car dealer and I wanted to buy a car with 0 % financing but the dealer said since the car I want can't go with 0 % financing, they will finance the car and will pay ....

Subjects: Automobiles; Islamic jurisprudence; Purchasing; Usury

Question: I want to buy a house in Canada and I want to know if buying a house by involving the banks is allowed or not (using Riba). Please, what's the Canadian's Fatwa regarding this matter ?.

Subjects: Canada; Dwellings; Financing; Islamic jurisprudence; Purchasing

Question: Buying and selling of shares or mutual funds, is it allowed in Islam ?.

Subjects: Mutual funds

Question: Assalamu ‘Alaykum Warohmatullohi Wa Barakatuh,Dear respected Doc. Monzer,I'm deeply impressed with the abundance of knowledge that you have..I pray that it will be such a great contribution to our Ummah with ultimate rewards from Allah 'Azza wa Jall. Doc., I ....

Subjects: Contracts; Islamic Banks; Islamic jurisprudence; Speculation

Question: As-Salamu `Alaykum1-If I put $ 100 in a saving account every month starting January 1st, on December 31st it's been a year. Should I pay 2.5 % of the $ 1200 (what I usually do) or can I pay each ....

Subjects: Alms tax; Islamic jurisprudence

Question: As-Salamu `Alaykum.I have bank account that pays interest and I take the amount they pay me and donate it knowing there is no reward. My questions are : 1-Can I donate it to a Muslim friend / family who is ....

Subjects: Donations; Islamic jurisprudence; Usury

Question: As-salamu `Alaykum.If a Muslim in Canada wants to buy a home by borrowing money, then what are the sources available that one can peruse and that are Shari’ah compliance. Are then mortgage available through banks are ok in IslamAppreciate your answer to my question.Jazaak Allah Khair..

Subjects: Canada; Financing; Islam; Purchasing; Real property

Question: As-Salamu `Alaykum.Do we need to pay Zakah al-Mal on our RSP account and my kids RESP ? The money in these accounts is invested in the stock market, which means the value is variable every day. Could you please let me know as soon as possible ?.

Subjects: Alms tax; Bank accounts; Islamic Banks; Islamic jurisprudence

Question: As-salamu `Alaykum.There are two questions : 1) Does paying taxes in Canada replace Zakah ? 2) Can we distribute Zakah to non-Muslims who are deep problems ?Regards.

Subjects: Alms tax; Islamic jurisprudence; Taxes

Question: As-Salamu `Alaykum.We are six brothers and four sisters. My father took some loan (gold) from my sister long back which he was supposed to pay back. Now, he is sick and undergoing treatment and wants to repay the loan as ....

Subjects: Debt repayment; Debts; Islamic jurisprudence

Question: Shakeel As-Salamu `Alaykum. Can I pay my bank interest to needy Muslims or to my local Masjid for their operating fund ? Jazaka Allah.

Subjects: Islamic jurisprudence; Usury

Question: Dear Scholars,As-salamu `Alaykum. First of all, I congratulate you and pray to Allah for the great service you are doing to Ummah through on Islam. I work in a MNC company in India, and have a question regarding Medical Insurance ....

Subjects: Health insurance; Islamic jurisprudence

Question: As-Salamu `Alaykum. In order to avoid any future litigation, I have transferred all my assets to my wife's name and in her will she has stated that if she dies before me, all those assets will be transferred to me. Is this permissible ? Jazaka Allah Khair.

Subjects: Foundations of Islamic jurisprudence

Question: Riba-based bank (there is no Islamic bank here) owns a house (foreclosure). I go to the bank and say that I want to buy the house and I will pay 20 % of the price. The bank says that it ....

Subjects: Islamic jurisprudence; Subprime mortgage

Question: As-Salamu `Alaykum. I came to know that one of my friends works in a restaurant. She gets salary as cash as she told me that she is in EI for some reason and thus govt. does not allow working whenever ....

Subjects: Islamic jurisprudence; Wages

Question: Is it permissible (to avoid Riba) ? I will buy a house partnership with a person (for me-20 %, partner 80 %, his source of money might be a conventional mortgage). If I enter into a contract with this partner ....

Subjects: Financing; Housing; Islamic jurisprudence; Partnerships

Question: As-Salamu Alaykum, Dr. Monzer Kahf,Please explain, how should I resolve the following situation ?I am retired and I own a house and I have invested my savings in a mutual fund to receive income for my living expenses. If I ....

Subjects: Islamic jurisprudence; Savings

Question: As-Salamu `Alaykum. My friend would like to know ; what can he do with the money he ignorantly earn falsely or on a way not allowed ? He repented. Thank you..

Subjects: Islamic jurisprudence; Money

Question: As-Salamu `Alaykum, Dr. Kahf. I have a question regarding Haram money.I am only 18 years old and do not have a job. I wish to make some money while I am still studying. I could potentially start up a small ....

Subjects: Islamic jurisprudence; Money; Taboos

Question: Developing software for BFSI domain : Halal ?.

Subjects: Computer software; Islamic jurisprudence

Question: As-Salamu `Alaykum. My father deposited money in my account in an Islamic bank. I doubt that this money is a result of interest because my father used to deposit his money in a non-Islamic bank. I don't know exactly the ....

Subjects: Foundations of Islamic jurisprudence; Islamic jurisprudence; Money

Question: As-Salamu `Alaykum. I was speaking with someone the other day about the right of a Muslim wife as far as her husband having to provide her with shelter, food and clothing. The person I was speaking with said that it ....

Subjects: Islamic jurisprudence; Savings

Question: As-Salamu `Alaykum. If a man has a terminally ill disease and he wants to divide his assets, how should he do that assuming that he has a wife, mother, one daughter, two brothers, four sisters and one deceased brother who has one daughter and two sons ?.

Subjects: Asset allocation; Islamic jurisprudence

Question: As-Salamu `Alaykum. Dear scholar, I am a medical doctor living in the U.K. My problem is whenever I send money to my parents, I want my father to get the largest portion because he was there for me when my ....

Subjects: Islamic jurisprudence; Remittances

Question: Dear scholar, As-Salamu `Alaykum. First of all, I congratulate you and pray to Allah for the great service you are doing to Ummah through OnIslam.I work in a MNC company in India, and have a question regarding medical insurance they ....

Subjects: Health insurance; Islamic jurisprudence

Question: As-Salamu `Alaykum. Kindly tell me what maximum amount should one save in the bank ? Jazaka Allah Khair..

Subjects: Islamic Banks; Savings banks

Question: As-salamu `Alaykum Dr. Monzer1) If a person has some savings and tends to deal with an Islamic bank, is he accountable if this bank turns out to be similar to traditional banks in dealing with interest rates rather than real ....

Subjects: Islamic Banks; Islamic jurisprudence; Savings; Usury

Question: As-Salamu `Alaykum. I hope you're doing well. My name is Humayun Haq. I am married. We live in NY with our 3 kids. I am in the dilemma of buying our first home. I know many options exist in the ....

Subjects: Dwellings; Financing; Islamic jurisprudence; Purchasing

Question: As-Salamu `Alaykum Dr. Kahf.I have two assets ; my house and a mutual fund. Both of these assets have my wife's name with right of survivorship. Can I put a clause in my will stating, "After my death these assets ....

Subjects: Asset allocation; Foundations of Islamic jurisprudence

By: Qahf, Mundhir. Journal of Islamic Business and Management. Vol. 1, no. 1 (Dec. 2011), pp.9-25, 17 p.

Subjects: Financing; Islam; Economic reform; Financial crises; Islamic jurisprudence

Question: Dr Monzer,Assalamu Alaykum.I want to replace my car with another one. The buyer agreed to buy it at $ 5000, but I have paid him another $ 3000 so that he can sell me another car of $ 8000.Is this ....

Subjects: Automobiles; Islamic jurisprudence; Purchasing; Sales

Question: Dear dr. MonzerI have a question : is the network marketing Halal or HaramI am working in network marketing for about 1 year, also am working as a dentist Am working in company called q net Malaysian company and has ....

Question: Aselamu Alaykum We Rahmatullah We berekatuhIn Ethiopia, the government has designed a housing system for the poor and middle income citizens. The government sells houses in 15 to 30 % pre-payment and the remaining cost is paid in monthly basis ....

Subjects: Housing; Usury

Question: As-salamu `Alaykum dearest Dr. Monzer,1) I am living in Canada. A relative opened a pizza store less than 1 month ago in Canada. The sell / deliver food that includes salads, pizza, chicken wings, fries. The corner-stone of the food ....

Question: Bismillah al Rahman al RahimAlhamdu Lillahi Rabb al Alamin, Wa al Salatu Wa al Salam Ala Sayyidina Muhammad, Wa Ala Aalihi Wa Sahbihi Ajma'inDear Br.A car company charges £ 32995 for a car. Their finance department facilitates payment by offering ....

Subjects: Islamic jurisprudence; Usury

Question: Bismillah al Rahman al RahimAlhamdu Lillahi Rabb al Alamin, Wa al Salatu Wa al Salam Ala Sayyidina Muhammad, Wa Ala Aalihi Wa Sahbihi Ajma'inDear Br.Respected scholars, Assalamu-U-Alaykum. I want to know whether it is permissible to borrow money for investments. ....

Subjects: Bank loans; Investments; Islamic jurisprudence; Usury

Question: AssalamuAlaikumDear Dr. Monzer,I hope you are in a pink of health. May Allah bless you with a healthy life and continuously living in Iman. InSha Allah. I am a Shari’ah student. Currently, I am studying Masters on Islamic studies. I ....

Subjects: Insurance; Islamic jurisprudence

Question: Assalam alaikum Dr. MonzerHere is a description of the problem. I am not sure how much background information you need, but I have tried to give you a picture of the situation. If you could please advise me on how ....

Subjects: Confidence; Inheritance; Islamic jurisprudence; Wills

Question: As Salaam 'Alaikum Wa Rahmatu Allahi Wa Barakatuh,Dr. Kahf,I pray this reaches you and yours in the best of health and Iman. As I am organizing our family finances and records, it came to my attention from my husband's eldest ....

Subjects: Debts; Inheritance; Islamic jurisprudence