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   (14551 - 14600 من 16448)
فتاوى

Car lease on hire purchase : is car leasing contract in U K permissible?

Question: Dear Dr. Kahf : Assalamu Alaykum Wa Rahmatullah Wa Barakatuh.My question is regarding Car Leasing. I understand that you have addressed this issue quite few times and I have read your answers as well. As you have mentioned in your ....

Subjects: Automobiles; ٌLeasing

فتاوى

Prohibition of Riba interest and its philosophy : Islamic economics and interest

Question: First let me introduce myself my name is Sahra, I am taking a course for (modern institution of informatics and management) (MIIM) in Pakistan, I am taking for the subject of Islamic banking and finance, so please I want to ....

Subjects: Islamic economics; Islamic jurisprudence; Loans; Usury

فتاوى

Investment ; permissible ? : permissibility of pension funds benefits

Question: [Question One]Assalamu Alaykum Wa Rahmatu Allahi Wa BarakatuhDear Dr KahfMy employer has a pension plan for his employee as part of the benefit package. The employer contributes yearly to the plan for each employee depending on his salary and then ....

Subjects: Investments; Merit; Pensions

فتاوى

Giving earned interest to charities and others : giving interest money to needy family members

Question: Assalamu AlaykumI hope you are doing well. I also hope that your family is doing well too.We have two questions that we are hoping you can help us with :1. Can interest money be spent on family who are in ....

Subjects: Kinship; Money; Poor; Usury

فتاوى

Loans, Tawarruq, discounting, financing of business : car financing from conventional banks

Question: Assalamu Alaikum,I have a question which I need clarification on. If one lives in a society where there are no Islamic Banks for one to access a facility ( auto finance or mortgage) but there are fund managers that deal ....

Subjects: Automobiles; Banks; Financing; Islamic jurisprudence

فتاوى

Islamic last will and testament : preparing last will document

Question: Assalam AlaikumDear Br. Dr. Kahf :I already asked you for a copy of the last will and testament that you wrote in Jun 2005. Kindly you sent me a copy and I filled it at that time, and my wife ....

Subjects: Inheritance; Islamic jurisprudence; Wills

فتاوى

Investment ; permissible ? : investing in a fund that earns interest

Question: Bismillah Ar-Rahmaan Ar-RaheemDear brother Monzer Kahf,Assalaamu Alaykum Wa Rahmatullah Wa BarakatuhI need an urgent clarification on the above subject.I and some brothers and sisters have set up an organization 10 years ago with a view of fighting poverty primarily among ....

Subjects: Investments; Mutual funds; Usury; Wages

فتاوى

Conventional and Islamic finance of home purchase : permissibility of mortgage in Canada

Question: Assalamo Alikom Wa Rahmatu Allahi Wa Barakatuh.My name is Abdullah I came here with my family from 10 months I have 3 kids (1 girl 5 years and twins 7 months) we live in rental town house with monthly rent ....

Subjects: Purchasing; Real property

فتاوى

Murabahah and installment sale : installment sale

Question: Dear Br. Monzer,Assalamu Alaykum Wa Rahmatu Allahi Wa Barakatuh.I hope things are going well for you, and I’m looking forward to seeing you again, Insha’Allah. I have a question for you regarding installment sales. According to Shari’ah, If the buyer ....

Subjects: Installment sales; Resale on profit; Sales

فتاوى

Loans, Tawarruq, discounting, financing of business : return on 401 K account, and permissibility of insurance

Question: Dear Dr. Monzer,Assalamu Alaykum Wa Rahmatullahi Wa Barakatuh,Following is a financial question about a student loans and insurance accountsI live with my family in the USA. My wife and I are currently repaying our student loans which are of course ....

Subjects: Insurance; Islamic jurisprudence

فتاوى

Loans, Tawarruq, discounting, financing of business : profit disbursed by national savings

Question: Dear Dr. Monzer,Assalamu Alaykum Wa Rahmatullahi Wa Barakatuh,Following is a financial question about profits of governmental organizationIn our country, there is a governmental organization national savings, they give profit per 100,000 basis. Please tell us, is this profit Halal or ....

Subjects: Islamic jurisprudence; Profits; Savings

فتاوى

Interest on insurance accounts and student loans

Question: Dear Dr. Monzer,Assalamu Alaykum Wa Rahmatullahi Wa Barakatuh,I live with my family in the USA. My wife and I are currently repaying our student loans which are of course interest based loans. I have a 401K account and my initial ....

Subjects: Insurance; Loans; Students; Usury

فتاوى

Conventional and Islamic finance of home purchase : paying off bank house mortgage

Question: Dear Dr. Monzer,Assalamu Alaykum Wa Rahmatullah Wa Barakatuh,I live in Canada. I read the fatwa posted on your web site, that says it’s Ok to buy a house through a mortgage under certain conditions and I did buy a house ....

Subjects: Purchasing; Real property; Subprime mortgage

فتاوى

Investment ; permissible ? : investing company money

Question: Dear Dr. Kahf, AAI work in the construction industry and I do have the potential to expand. In some occasions, individuals are approaching me to invest their money. My company is still small, 100 % owned and operated by me ....

Subjects: Corporations; Investments; Money

فتاوى

Prohibition of Riba interest and its philosophy : Islamic banking and finance websites

Question: Wa Alaikum Assalam Wa Rahmatullahi Wa BarakatuhDr. Monzer KahfThank you so much for your guidance. This will be very helpful when I move forward in finding the appropriate Shari’ah compliant bank. I can't thank you enough. Are there any internet ....

Subjects: Banking services; Internet; Islamic Banks; Islamic jurisprudence

فتاوى

Prohibition of Riba interest and its philosophy : Islamic banking and finance books

Question: As Salaam Alaikum Dr. Monzer Kahf,Recently I've been trying to get my hands on as many resources (books or websites) on Islamic finance. Are there any books that you would recommend that can give a clear understanding on Islamic finance ....

Subjects: Islamic Banks; Islamic jurisprudence; Usury

فتاوى

Use of credit cards : [Banking credit cards like some shopping malls offer customers credit cards with a reasonable % of discount to holder of these cards only]

Question: Dear Professor Dr. Monzer,Waalaikam slam wa rahmatullah wa barkatho,Jizaka Allah, thanks for your answer, guidance and affording your precious time.Please see another situation that is different than banking credit cards like some shopping malls offer customers credit cards with a ....

Subjects: Islamic jurisprudence; Marriage

فتاوى

Use of credit cards : objective of Shari’ah and prohibition of Riba in credit cards

Question: Dear Dr. Monzer,ASlamo Alakam,I happened to read your paper on objectives of Shari`ah in the prohibition of Riba, it is quite impressive logically and broaden common Muslim vision about what is interest and what not ? please accept congratulation for ....

Subjects: Credit cards

فتاوى

Islamic last will and testament : difference between trust and last will

Question: AL Salaam Alaykum Dr. KahfI'm sorry I'm late in contacting you but it's due to my health issues. Again, my deepest gratitude for your generosity in helping me sort out the issue of a will. I looked at the issue ....

Subjects: Confidence; Inheritance; Islam; Islamic jurisprudence; Wills

النظام الأساسي

Risk management report for the financial year ended 31 March 2009

Donor award: Alliance Islamic Bank Berhad (Kuala Lumpur, Malaysia)

Subjects: Capital; Debts; Infrastructure; Islamic jurisprudence; Management

القرارات الشرعية

Capital protected Wakala investment

Donor award: Mashreq al-Islami (Dubai, United Arab Emirates). Sharia'h Supervisory Board

Subjects: Agency (Law); Contracts; Investments; Islamic jurisprudence; Resale on profit

القرارات الشرعية

Murabaha working capital

Donor award: Mashreq al-Islami (Dubai, United Arab Emirates). Sharia'h Supervisory Board

Subjects: Agency (Law); Contracts; Islamic jurisprudence; Resale on profit

القرارات الشرعية

Developers trust accounts

Donor award: Mashreq al-Islami (Dubai, United Arab Emirates). Sharia'h Supervisory Board

Subjects: Accounts current; Banking services; Islamic jurisprudence

فتاوى

Conventional and Islamic finance of home purchase : Lariba house financing

Question: [Question One] Dear Prof. Kahf,This is Amr Taha of Islam on line.net's Politics in Depth section. Upon the recommendation of Mr. Wael of Shari’ah department, I would like to take your professional fatwa about Lariba's method of home financing, which ....

Subjects: Purchasing; Real property

فتاوى

Investment ; permissible ? : real estate transaction

Question: Dear Prof Kahf,Salaam Alaykum,Thanks for your prompt response on the CBN white paper. It was quite useful.As discussed with your good self in the past, we are constantly receiving application for investments in real estate transactions both for real estate ....

Subjects: Real property; Transactions

فتاوى

Murabahah and installment sale : charging more for greater risk

Question: Assalaamu Alaykum Sh. Monzer,Can we charge more for exposure to greater risk ? For instance, if I am a supplier, and we get in agreement with a client, that we think would be high risk (liquidity problems, or general market ....

Subjects: Islamic jurisprudence; Liquidity (Economics); Market Risk; Price policy; Risk

فتاوى

Murabahah and installment sale : difference between risk and Gharar

Question: Assalaamu Alaykum Sh. Monzer,Jazaka Allah Khayr for all your earlier responses. Very insightful Masha Allah.What’s the difference between "risk-taking" and "Gharar". I know by definition Gharar means uncertainty. But, then, doesn't every business activity carry risk. I guess I am ....

Subjects: Perillous saale; Risk

فتاوى

Financing real estates by Islamic banks

Question: Dear Prof Kahf,Salaam Alaykum,We are constantly receiving application for investments in real estate transactions both for real estate development projects for resale by our prospects who are operators/developers in the real estate industry and private clients/individuals who want to acquire ....

Subjects: Financing; Housing; Islamic jurisprudence

فتاوى

Conventional and Islamic finance of home purchase : lessee responsibility of mortgage

Question: Dear Dr. Monzer,Assalamu Alaykum Wa Rahmatullah Wa Barakatuh,Dear brothers : living a West, should a person who rents a residential place be concerned about the possibility of an existing mortgage on the property (which translates into Riba) ? Is the ....

Subjects: Islamic jurisprudence; Landlords and tenants; Subprime mortgage

فتاوى

Murabahah and installment sale : options and futures

Question: Assalaamu Alaykum Sh. Monzer :Is there an alternative to options and futures in Islamic economics, or derivatives in general ?Jazaka Allah Khayr.Rauf.

Subjects: Options (Finance)

فتاوى

Loans, Tawarruq, discounting, financing of business : interest loan for business

Question: Salam Alaykum !I've got a question according to the subject : bank-credit (with Riba)I've heard that under certain conditions it is allowed (Halal) to take a bank-credit for example to buy a house and I wanted to ask, if it’s ....

Subjects: Business; Islamic jurisprudence; Loans

فتاوى

Renting a property on mortgage : renting a property purchased on interest-mortgage

Question: Dear Dr. Monzer,Assalamu Alaykum wa Rahmatullah wa Barakatuh,Following is a financial question :Should a person who rents a residential place be concerned about the possibility of an existing mortgage on the property (which translates into Riba) ? Is the renter ....

Subjects: Islamic jurisprudence; Subprime mortgage; Usury; ٌLeasing

فتاوى

Setting Murabahah profit on interest rate basis : interest rates benchmarking

Question: Assalaamu Alaikum Sh. Monzer,What is your opinion around Islamic finance firms using interest rates as benchmarks for Murabahah-cost plus contracts ?Jazak Allah Khayr.FiAmanAllahRauf.

Subjects: Interest rates; Resale on profit

فتاوى

Ijarah contracts and funds : Ijarah as an Islamic finance mode

Question: Assalaamu Alaykum Sh. Monzer,What is your opinion about Ijarah Funds or 'Ijarah contracts'-particularly in light of modern Islamic Banking institutions ?Jazaka Allah Khayr.Fi Aman AllahMohammad.

Subjects: Contracts; Leasing leading to proprietorship

فتاوى

Buying properties on interest loans : buying furniture by bank loan

Question: Dear Dr. MonzerAs-Salamu Alaykum, please help us in answering this question ; the questioner is from Albania :"Salamu Alaykum, I am currently building a house for my family, and in couple of months I need to buy furniture for the ....

Subjects: Bank loans; Furniture; Purchasing

فتاوى

Conventional and Islamic finance of home purchase : Ameen housing co-operative

Question: Assalamu Alaykum,A brother asked me about Ameen housing co-operative, located in Santa Clara, Ca. Is it Halal ? And is it feasible ?Sincerely Yours,Ammar Kahf.

Subjects: Purchasing; Real property

فتاوى

Working in Riba institutions : witness in loan agreement

Question: Assalaam Alaykum,I just wanted to ask you if a witness also needs to sign on a loan agreement of the borrower.Rabia.

Subjects: Islamic jurisprudence; Loans; Usury

فتاوى

Loans, Tawarruq, discounting, financing of business : interest paid from the bank

Question: Brother Monzer Kahf,I found your name and read about you on islamonline.net. I understand that you have an upcoming session but I cannot ask my question due to the fact that I will be in work at the time of ....

Subjects: Islamic Banks; Islamic jurisprudence; Payments

فتاوى

Is practiced Islamic Finance a camouflage of Riba ? : is charging on credit sale Riba ?

Question: Dear Br. MonzerAssalamu Alaykum Wa Rahmatu Allahi Wa BarakatuhJazakallah.My question is regarding Islamic banking and finance. Islamic banking and finance has been picking up momentum since the last few years in the Middle East and some western countries also. It ....

Subjects: Banking services; Financing; Islam; Islamic jurisprudence; Sales

فتاوى

Giving earned interest to charities and others : deducting interest from taxes

Question: Assalamu Alaikum,In Canada, the interest paid on loan for investment is considered tax deductible. I understand that "Riba" is forbidden. However in this case it seems that the individual taking loan for investment or business would pay interest on the ....

Subjects: Bank loans; Banks; Interest; Islamic jurisprudence; Taxes

فتاوى

Buying properties on interest loans : paying penalty on delayed installment

Question: Assalamo Alaykum Wa Rahmatu Allah Wa BarakatuhDear Dr. Kahf,I have a company and I asked someone to be a partner based on 50 % for capital and 50 % for work. After a year we had some issues that we ....

Subjects: Fines (Penalties); Installment sales

فتاوى

Permissibility or prohibition of insurance : life insurance

Question: Dear Dr Kahf,Assalamu Alaykum,I work for a software company , as part of my benefit package my company has got an insurance policy for medical and a life insurance cover. Can I enjoy the benefit from these insurance policies ? ....

Subjects: Insurance policies; Islamic jurisprudence; Life insurance

فتاوى

Wakalah Istithmar

Question: Dear Dr. KahfI hope my name has not dimmed from your memory. I had the pleasure of attending a course from you during last summer in Dubai. I would like to acknowledge the fact that this course has greatly enhanced ....

Subjects: Investments; Islamic jurisprudence

فتاوى

Use interest money to pay bribes, bank charges, taxes : investing interest money

Question: Dear Prof Kahf,Salaam AlaykumWe hope your family is fine.We kindly need your opinion on some issues :Our state governments have accounts that generate interest every month. They want to invest the interest proceeds with our capital in form of temporary ....

Subjects: Investments; Islamic jurisprudence; Money; Usury

فتاوى

Shouf’a and loan reduction : permissibility of Shouf’a

Question: Assalamu Alaykum Brother Monzer,I hope this e-mail finds you well and in the best of states.Brother Monzer I have a short story that I would love if you could give me your advice. A friend of mine from San Francisco ....

Subjects: Islamic jurisprudence; Loans

فتاوى

Giving earned interest to charities and others : loan from Canadian banks

Question: بخصوص الاقتراض من المصارف الربوية في كنداالأخ فضيلة الدكتورالسلام عليكم و رحمة الله و بركاتهبداية جزاكم الله خيرا على عملكم الدؤب للرفع من مكانة المسلمين و الدفع بهم الى استعادة أمجاد أمتنا الإسلامية و سدد الله خطاكمأنا مواطن ليبي انتقلت ....

Subjects: Bank loans; Banks; Canada; Islamic jurisprudence; Usury

فتاوى

Loans, Tawarruq, discounting, financing of business : setting price conditional on period of payment

Question: Salaam Alaykum Professor Kahf,I saw the question below and wanted your opinion. What kind of contract is this ? The query is, Mr. Z needs say Rs 500,000 as short term finance (say 6 months), for buying certain assets for ....

Subjects: Islamic jurisprudence; Prices

فتاوى

Minor child’s guardianship : child guardianship when mother gets married

Question: Dear brother Monzer,I was wondering if could share the MS word copy of last will (attached is the PDF version). I hereby acknowledge that it would be used for my personal will, and my wife's personal will only.Also, could you ....

Subjects: Children; Islamic jurisprudence; Wills

فتاوى

Can I sell property to a buyer with a conventional mortgage ?

Question: Can I sell property to a buyer with a conventional mortgage ? We are in the business of buying and selling properties in the U.K. and wish to ensure that our business is ethical, Halal and permissible.We list below the ....

Subjects: Islamic jurisprudence; Real property; Sales; Subprime mortgage; Vendors and purchasers

فتاوى

Prohibition of Riba interest and its philosophy : information about Islamic banking and finance

Question: As Salamu Alaikum Wa Rahmatulahi Wa Barakatuh,Dear Dr Kahf,My name is Ibrahim and I live in the Netherlands. I am a student of international business and management studies. I have many questions to ask you, mostly about Islamic business in ....

Subjects: Banking services; Islamic Banks; Islamic jurisprudence

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