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   (15201 - 15250 من 16448)
فتاوى

Non-interest charges of credit cards : exchange rate in credit cards transactions

Question: As Salaamu Alaikum. When you buy a product from another country, this obviously involves a different currency. Credit cards allow you to buy in another currency and charge you a "foreign exchange transaction fee" in addition to the corresponding monetary ....

Subjects: Administrative fees; Commissions; Credit cards; Exchange rates

فتاوى

Distribution of estate : last will must distribute according to the shari’ah

Question: Assalamu Alaikum : Sub : wealth distribution among spouse and children i have one wife, 5 daughters and 2 sons. And going to write my will and making a trust for protection. 1) What is the % is for wife, ....

Subjects: Heirs; Income distribution; Inheritance; Real property

فتاوى

Working in firms that produces sells prohibited items as main line of business : selling prohibited products

Question: A close Muslim brother of mine recently returned from overseas he left his current job to bring his wife and child to live with him in the United States. His former job has been filled and he is having trouble ....

Subjects: Alcoholic beverages; Islamic jurisprudence; Sales

فتاوى

Prohibition of Riba and its rationale : Riba and inflation

Question: Assalamu Alaikum my question is about interest (Riba). Suppose I give loan of some amount to someone, who returns the same amount of money in two years or more, now the amount I gave him has now depreciated in value, ....

Subjects: Inflation (Finance); Usury

فتاوى

Transactions confused with interest : foreign currency credit cards transaction fee, is it Riba ?

Question: Assalamu Alaikum. When you buy a product from another country ; this obviously involves a different currency. Credit cards allow you to buy in another currency and charge you a "foreign exchange transaction fee" in addition to the corresponding monetary ....

Subjects: Administrative fees; Credit cards; Foreign exchange; Islamic jurisprudence; Usury

فتاوى

Transactions confused with interest : interest and extra repayment of loan

Question: I would like to discuss a matter with you, one of my friend asked money from me and offered to pay me something more than what I will give him, by himself. As I had no intention of asking him ....

Subjects: Debt repayment; Islamic jurisprudence; Loans; Transactions; Usury

فتاوى

Working in conventional banks : working in a bank : [6]

Question: Assalamu Alaikum, Please I want to ask about the position of a Muslim working in an interest based bank such as the ones we have in Nigeria. Some Malams said that "since it is a necessity there is no problem ....

Subjects: Banks; Labour

فتاوى

Is insurance permissible ? Life, car, health, property, hazards, shipping, etc. : accident insurance offered by credit cards

Question: Dear Sirs, I'm asking about insurance, because I have a credit card, they but extra fees on my account as an insurance against accidents. I can cancel this service but I want to know is this insurance right or wrong ....

Subjects: Accidents; Credit cards

فتاوى

Is interest a compensation for inflation ? : is the prohibition of Riba affected by inflation

Question: My question to you is related to Riba. Some people claim that Islam has prohibited Riba not interest. They differentiate it buy saying that interest is charged on normal market and inflation rate on the other hand what Islam has ....

Subjects: Inflation (Finance); Loans; Usury

فتاوى

Dividends, bonuses, rewards and accidental insurance of credit cards : accidental insurance offered by credit cards

Question: Dear Sr, I'm asking about insurance, because I have a credit card, they put extra fees on my account as an insurance against accidents. I can cancel this service but I want to know is this insurance right or wrong ....

Subjects: Credit cards

فتاوى

Working innocent jobs in the proximity of doubtful jobs : selling discount cards and soliciting membership

Question: Assalamu Alaikum is it okay to work with an organization where you become a member by paying a member fee and then receive two things in return 1-Discounts from shops 2-Income as an effort you make in bringing more members ....

Subjects: Discount; Islamic jurisprudence

فتاوى

Studying and working in the other financial firms and the financial sector : mortgage broker

Question: Assalamu Alaikum Wa Rahmatullahi Wa Barakatuh !!! I am a recent revert to Islam. Recently, I have begun working as a mortgage broker. (Finding loans for home buyers) I don't work directly for the lenders however I get paid based ....

Subjects: Brokers; Islamic jurisprudence; Subprime mortgage; Usury

فتاوى

Prohibition of Riba and its rationale : proper concept of Riba : Is Riba different from interest ?

Question: My question to you is related to Riba. Some people claim that Islam has prohibited Riba not interest. They differentiate it buy saying that interest is charged on normal market and inflation rate, on the other hand what Islam has ....

Subjects: Usury

فتاوى

Interest-based loans to run or save business : interest in business

Question: could you please let me know the calculation of Zakah in the modern context to include properties on rentals / leases, stocks and shares, business incomes, mutual funds, etc-in short an ideal Zakah calculator 2) Please clarify the situation with ....

Subjects: Business; Islamic jurisprudence; Usury

فتاوى

Working in the mortgage system : working as a mortgage broker

Question: Assalamu Alaikum Wa Rahmatullahi Wa Barakatuh !!! I am a recent revert to Islam. Recently, I have begun working as a mortgage broker, (finding loans for home buyers) I don't work directly for the lenders however I get paid based ....

Subjects: Contracts; Dwellings; Financing; Islamic jurisprudence; Loans

فتاوى

Interest-based deposits in the Muslim countries

Question: I live in a Muslim country. I have kept my savings in that particular category of accounts on which interest is not paid. However i rarely draw any money, as i am saving it for some future plan. The question ....

Subjects: Usury

فتاوى

Buying share, stocks and mutual funds : buying shares

Question: I hope you clarify that doubts. Nowadays stock exchanges in all countries including Islamic countries are available in plenty. The companies which are dealing with Halal business such as computer software, steel etc. are also available in the exchange's list. ....

Subjects: Financial markets; Islamic jurisprudence; Stocks

فتاوى

Is insurance permissible ? Life, car, health, property, hazards, shipping, etc. : mutual or cooperative insurance

Question: What is the rule of Islam about taking shares of companies and organizations like ICCI. Please shed a light on my question. May Allah assemble us in his Jannatul-Firdaus. What is the Shari’ah rule about taking insurance ? We need ....

Subjects: Contracts; Insurance; Islamic jurisprudence; Perillous saale; Taboos

فتاوى

Zakah and taxes-payment of taxes from earned interest ? : tax payment from earned interest

Question: Thank you for answering my previous 2 questions. I have a daily question by many Muslims ; I will list some facts then the question (1) we receive money from the banks as an interest on our accounts (2) we ....

Subjects: Alms tax; Taxes

فتاوى

Buying share, stocks and mutual funds : buying shares as a tax shelter

Question: What is the rule of Islam about taking shares of companies and organizations like ICCI.Please shed a light on my question. May Allah assemble us in his Jannathul-Firdaus.What is the Shari’ah rule about taking insurance ? We need to take ....

Subjects: Islamic jurisprudence; Purchasing; Stocks

فتاوى

Free gambling and lotto : are free gambling games permissible ?

Question: Are free games gambling ?NotesI am at heart a true Muslim, or so do I think.. may Allah grant that it should be true. I have tried all my life to keep myself away from (Haram) un-rightful earnings. Recently, I ....

Subjects: Gambling; Islamic jurisprudence

فتاوى

Interest loans to buy a car : an already existing loan for a car

Question: I took a loan to continue on what I saved from money to buy a car. When I took this loan from the bank I was not aware that loans are only legal and allowed for essential purposes. Do u ....

Subjects: Purchasing; Usury

فتاوى

What to do with earned interest ? : what do we do with interest money ? : [1]

Question: Thank you for answering my previous 2 questions. I have a daily question by many Muslims ; I will list some facts then the question (1) we receive money from the banks as an interest on our accounts (2) we ....

Subjects: Bank accounts; Banks; Interest; Islamic jurisprudence; Usury

فتاوى

House purchase financing in Muslim countries : buying on mortgage in Morocco

Question: I live in Morocco and there is no Islamic bank. Can I buy a house with interest procedure.Thank you very much.

Subjects: Islamic jurisprudence; Morocco; Purchasing; Subprime mortgage

فتاوى

Term and whole life insurances : whole and term life insurances

Question: What are the types of life insurance that are permissible ?.

Subjects: Islamic jurisprudence; Life insurance

فتاوى

Interest loan to buy a car

Question: Assalamu Alaikum, I'm a final year medical student studying in Kerala, India. I wish to buy a motor vehicle for my private use. As I've no ready cash, I'm forced to take a loan from a finance group, which offers ....

Subjects: Purchasing; Usury

مقالات

Financing microenterprises : an analytical study of islamic microfinance institutions

By: Ahmad, Habib. Islamic Economic Studies. Vol. 9, no. 2 (Mar. 2002), pp.27-64, 38 p.

Subjects: Islam; Financial institutions; Financing; Islamic jurisprudence; Microeconomics

فتاوى

Promotional prizes with or without purchased tickets : buying phone cards that have a chance to win a prize

Question: I am working in Dubai as Arabic teacher, here Dubai festival is going on, as you know in festival Dubai all companies give some discount and some raffle ticket etc. here there is phone card, which gives 3 Dirhams in ....

Subjects: Credit cards; Islamic jurisprudence

فتاوى

Working in firms that produces sells prohibited items not as main line of business : a job in consulting company that takes some Haram projects

Question: Salam a job in an industrial counseling company is proposed for me. This company offer services and programs to develop activities and rentability of any kind of enterprise. The problem is that among these enterprises, it is very probable to ....

Subjects: Investments; Islamic jurisprudence; Labour; Projects; Taboos

فتاوى

Interest-based loans for housing in Pakistan

Question: I am interested in buying a house and for this i have to finance it thru a bank. As we all know banks charge interest on the loan they provide and as Muslims we have to stay away from interest. ....

Subjects: Bank loans; Housing; Usury

فتاوى

Islamic banks in UAE

Question: I have an account with Islamic bank in UAE and that bank gives profit yearly. On this profit some Muslim brother are commenting this is also a kind and different of interest but Islamic banks have termed as profit instead of telling Interest. Kindly make me clear in this regard..

Subjects: Islamic Banks

فتاوى

Signing an insurance contract and escaping its implications : signing an insurance contract then claiming it is not binding

Question: Assalamu Alaikum brothers, my question was regarding contracts (insurance). I heard that during the time of the Prophet (SAW) his wife Aisha (RA. A) agreed a contract to free a slave, it turned out that this contract was denying some ....

Subjects: Insurance policies

فتاوى

Zakah and taxes-payment of taxes from earned interest ? : taxes and Zakah and payment of taxes from earned interest

Question: A Muslim living in a Islamic country is paying one income tax i.e., Zakah. But a Muslim living in a non-Muslim country like India, Sri Lanka should pay two income taxes i.e., Zakah and income tax imposed by non-Muslim government. ....

Subjects: Alms tax; Taxes

فتاوى

Working in firms that produces sells prohibited items not as main line of business : working in grocery that sells alcohol and pork

Question: Assalamo Alaykom besmellah I'm a Muslim living in USA for almost 1,5 year.. I have no citizenship and I’m not a resident too.. So I have to work with other Muslims (Arabs) in what they call Grocery Store. I do ....

Subjects: Alcoholic beverages; Islamic jurisprudence; Sales; Swine

فتاوى

What to do with earned interest ? : paying income tax from interest

Question: A Muslim living in a Islamic country is paying one income tax I. e., Zakah. But a Muslim living in a non Muslim country like India, Sri Lanka should pay two income taxes I. e., Zakah and income tax imposed ....

Subjects: Income tax; Usury

فتاوى

House purchase financing in Muslim countries : buying a house on interest in Pakistan : [2]

Question: I am interested in buying a house and for this I have to finance it thru a bank. As we all know banks charge interest on the loan they provide and as Muslims we have to stay away from interest. ....

Subjects: Housing; Islamic jurisprudence; Pakistan; Purchasing; Usury

فتاوى

Financing house purchase in the west : renting versus mortgage

Question: Assalamu Alaikum : my question may already be one that has been hashed and rehashed through the years, but here I go anyway. It is regarding rent versus mortgage. What is the opinion on paying rent, say $ 1500 on ....

Subjects: Islamic jurisprudence; Mortgages; ٌLeasing

فتاوى

Going for Hajj while under mortgage debts

Question: Assalamu Alaykum, Previously, I had already asked whether is ok for me to perform Hajj while I am still paying for my mortgage repayment. Many thanks to the Sheikh who said it was ok, as long as I am able ....

Subjects: Debts; Islamic jurisprudence; Pilgrimage; Subprime mortgage

فتاوى

Examples of lack of justifying needs : buying on interest in Canada

Question: Borrowing money from bank to complete a down payment to buy a house to live in with my family ,and a house to invest its rent (I did both ,a house to live in 1994 when I immigrate to Canada ....

Subjects: Canada; Islamic jurisprudence; Purchasing; Usury

فتاوى

Examples of lack of justifying needs : taking an interest-based loan to help paying an interest mortgage

Question: Salam, I am a student and I am studying at university. I have taken out a loan from a loans company and I will be charged interest in terms of inflation. I am using this money in order to help ....

Subjects: Interest; Islamic jurisprudence; Loans; Payments; Subprime mortgage

فتاوى

What to do with earned interest ? : giving interest money to nephew for education

Question: Assalamu Alaikum. I am getting interest money to my nri account but I am not using it.So kindly let me know can I give the interest money to my nephew for his education.May al-mighty Allah reward you for you valuable advise for my question..

Subjects: Education; Islamic jurisprudence; Money; Usury

فتاوى

Working in conventional banks : working in a bank : [5]

Question: I have an interview with a bank, and have been told that it is Haram to work for a bank, is this true ? I have seen one of the other questions, which says all jobs in banks are not ....

Subjects: Banks; Islamic Banks; Labour

فتاوى

Working in conventional banks : working as a teller in a bank

Question: Assalamu Alaikum, I need to know what is the ruling of a person working in a non-Muslim country in a bank as a bank teller who of course makes peoples' deposits into Riba based accounts. I have heard different opinions ....

Subjects: Banks; Islamic Banks; Labour

فتاوى

Islamic windows in conventional banks

Question: Assalamu Alaikum learned brother in Islam i live in a small African country, where a local financial institution is intent on opening an Islamic banking division. I have joined this institution and am involved in the setting up of the ....

Subjects: Banks; Financing

فتاوى

Borrowing from conventional banks

Question: Assalamu Alaykum i live in London my parents live in Algeria, they do not have a place were to stay so we hired a place for them but it is too much I want to buy a house for them ....

Subjects: Bank loans; Banks

فتاوى

Is insurance permissible ? Life, car, health, property, hazards, shipping, etc. : are medical and long term care insurances permissible ?

Question: Is it Halal to purchase medical insurance and long term care insurance ? If not, how do we deal with these potential severe financial events ?.

Subjects: Health insurance; Insurance; Islamic jurisprudence; Medical care; Medicine

فتاوى

Tax reduction effect on buying a house on interest : consideration of tax reduction in house purchase on interest

Question: Assalamu Alaikum Wa Rahmatu Allah Wa Barakatuh. Dear Olama, I have read many of the articles on this site regarding the borrowing of loans with interest (Riba) to purchase a house or to make a business from. I'm a strong ....

Subjects: Dwellings; Financing; Islamic jurisprudence; Loans; Purchasing

فتاوى

Financing house purchase in the west : buying an apartment in France

Question: Assalamu Alaykum I would be grateful if you could answer three questions : 1) We are presently renting an apartment and now my husband would like to buy a house on credit instead of renting the apartment. Is it Islamically ....

Subjects: Dwellings; France; Islamic jurisprudence; Sales

فتاوى

Overdraft facilities from conventional banks

Question: I have a problem with Riba in the bank. We are getting a lot of facilities in the bank. Over draft and loans but i want to escape all this to clear my self after that, what is going to ....

Subjects: Loans; Overdrafts; Transactions

فتاوى

Getting loans from banks while there are Islamic banks

Question: I am a partner in a commercial transport company. The other partner is not Muslim. The company has been using bank loans with interest to finance purchase of vehicles. What I have to do to avoid Shari’ah violation ? for ....

Subjects: Bank loans; Islamic Banks

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