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Question: As a higher rate taxpayer-I can reclaim some of my Zakah back from HMRC-How do I treat this ? I am a higher rate taxpayer and would claim gift aid on my Zakah “donation”.If I give £ 100, the charity ....

Subjects: Alms tax; Payments; Taxes

Question: Assalamu Alaykum and hoping that my mail reaches you in the best of Iman. I pray also Allah SWT gives you the patience to bear with my stress. My inquiries goes this way :1. Please what is the position of ....

Subjects: Debts; Loans; Money; Pilgrimage

Question: Assalaamu Alaykum wa Rahmatullah Dr Kahf ;Please allow me to extend my gratitude for all the work you do for the benefit of all of us living in the United States. I have learned so much from reading the various ....

Subjects: Contracts; Financing; Postponed sale

Question: Are Muslims allowed to take interest money from the bank and use it to pay their own taxes or insurance premiums ?.

Subjects: Banks; Money; Muslims; Taxes; Usury

Question: Assalam 'Alaykum Wrahmatullah respected Shaikh,May Allah SWT have mercy on you and your family ?Forgive me for taking your time Shaikh I have two questions if you may plz answer them InSha’Allah.Firstly, I cooked a lot of meat for a ....

Subjects: Bank accounts; Usury

Internal trade survey. Jordan.; Department of Statistics Vol. (Oct. 2010), pp.29-34, 6 p.

Subjects: Jordan; Statistics; Payments; Wholesale trade

Donor award: International Islamic Liquidity Management Corporation (Kuala Lumpur, Malaysia)

Subjects: Banks; Islamic jurisprudence; Malaysia; Payments; Stocks

Question: Salam Alaykum Professor,I understand if you're busy then you may not have time to answer, but if you do may Allah reward you for your efforts.The issue is whether the game called 'Yu-Gi-Oh ! ' that my friends play is ....

Subjects: Awards; Cards competitions; Contests; Money

Question: In the name of Allah, the most-merciful, the all-Compassionate"May the peace and blessings of Allah be upon you"Praise be to Allah, we seek his help and his forgiveness. We seek refuge with Allah from the evil of our own souls ....

Subjects: Money; Usury

Question: Dear Prof Dr. Kahf,Assalamualaikum Warahmatullahi Wabarakatuh,Ramadan Kareem,I pray that you and the family are all well by the grace of Allah.I wish to inform you that the article was published in two local newspapers here.Some people responded and wanted more ....

Subjects: Alms tax; Money; Payments; Usury

Question: As Salam-O-AlaykumDear Dr. Monzer KahfHere, I am Aquib Khan of Shahid Group of Industries, New Delhi, India, as executive accountant and finance officer. I have joined this firm a week earlier after completing my post graduate diploma in Islamic banking ....

Subjects: Bills of exchange; Discount; Exports

Question: [Question One] :Dear Professor Monzer :Salam Alaykum. I have a question for you regarding bankruptcy. I have read a few of your replies to similar questions, but I think my situation is unique and warrants special consideration. Please correct me ....

Subjects: Bankruptcy; Investments

Donor award: MCCA Islamic Finance and Investments (Melbourne, Victoria, Australia)

Question: [Question one] :Dear Dr Kahf :I have a question and I appreciate your help with an answerI have currently a retirement account (SEP type) and because of the market status I have it all in a money market account.I want ....

Subjects: Kindness; Payments; Usury

Question: AA Dr. Monzer,I wanted to ask you about 0 % Apr credit card loans while they take 3 % processing fee for the loan. Is that allowed given that I plan to invest the money for a short period of ....

Subjects: Administrative fees; Commissions; Loans

Question: Dear Dr Kahf,Salaam Alaykum Wa Rahmatullah Wa Barakatuh.Thank you for your response. I have two questions:1) Can you please clarify the inventory financing option in more details. I understand it but what contracts have to be entered into and what ....

Question: [Question One] :As Salamu Alaykum,Our planned Shari’ah Compliant Fund intends to make use of Arbun and send us the attached documentation. I read it and was unsure about the choice offered for cash settlement as an alternative to physical delivery. ....

Subjects: Cash flow; Down payments

Question: [Question One]Assalamu Alaykum Wa Rahmatu Allahi Wa BarakatuhDear Dr KahfMy employer has a pension plan for his employee as part of the benefit package. The employer contributes yearly to the plan for each employee depending on his salary and then ....

Subjects: Investments; Merit; Pensions

Question: Dear Dr. Kahf, AAI work in the construction industry and I do have the potential to expand. In some occasions, individuals are approaching me to invest their money. My company is still small, 100 % owned and operated by me ....

Subjects: Corporations; Investments; Money

Question: Assalaamu Alaykum Sh. Monzer :Is there an alternative to options and futures in Islamic economics, or derivatives in general ?Jazaka Allah Khayr.Rauf.

Subjects: Options (Finance)

Question: Brother Monzer Kahf,I found your name and read about you on islamonline.net. I understand that you have an upcoming session but I cannot ask my question due to the fact that I will be in work at the time of ....

Subjects: Islamic Banks; Islamic jurisprudence; Payments

Question: Dear Dr. Monzer,Assalamu Alaykum Wa Rahmatullah Wa Barakatuh,Recently, some companies in the field of mobile technology offered prizes for those who buy their SIM card and voluntarily participate in the competition. It should be known that the participants will not ....

Subjects: Awards; Contests; Money; Payments

Question: Can interest from bank deposits be used to pay income tax ? 2) If the tax is deducted at source on earned income, can an equivalent amount of bank interest income be utilized for personal use ?Jazakum Allahu Khairan for your constant help.

Subjects: Income; Payments; Taxes; Usury; Wages

Question: When I got married about 2 years ago, my wife had about 2000 pounds to pay as a student loan. So, I paid this loan off for my wife as I had some savings. I used the interests that I ....

Subjects: Income; Payments; Taxes; Usury

Transport, storage and communications survey. Jordan.; Department of Statistics Vol. (Apr. 2008), pp.38-39, 2 p.

Subjects: Jordan; Statistics; Twenty-first century; Communication; Transport

Question: I started a company last year. I could not pay income tax that year because it was my first year. Therefore I had to keep it in the bank. This year I will have to pay the income tax of ....

Subjects: Income tax; Payments; Usury

Question: Dear Dr. Monzer,Assalamu Alaykum Wa Rahmatullahi Wa Barakatuh,I started a company last year. I could not pay income tax that year because it was my first year. Therefore I had to keep it in the bank. This year I will ....

Subjects: Income; Payments; Taxes; Usury; Wages

Question: Asallamu Alakom,Dear Sir,My question is : an example,A person took a flat by rent, of amount of 20000us $, for 1 year and he is transferring his flat to my name, and he want 3000 $ key money from me, ....

Subjects: Contracts; Islamic jurisprudence; Payments; Rent

Question: [Question one] :Salaam,I live in the UK, originally from Bangladesh.May I use interest obtained from savings in UK banks to pay bribes to officials in Bangladesh to perform their task / duties (to do their job). Without bribes, it is ....

Subjects: Bribery; Islamic jurisprudence; Money; Payments; Usury

Question: بسم الله الرحمن الرحيمالأستاذ الدكتور منذر قحفالسلام عليكمإننا نعلم أن أكثر الناس في البلاد الإسلامية لا يعتقدون المذهب الحنفي و على هذا لا يعتقدون صحة عقد الاستصناع بل يقولون يجب أن توفر شروط السلم مع ذلك يستخدمون في بنوكهم عقد ....

Subjects: Contracting out; Contracts; Hanafi jurisprudence; Resale on profit

Question: I have a bank account in a secular bank in Kerala and there is RS 5000 as interest, at the same time I have to pay RS 5000 as income tax for my income for one year. If I can ....

Subjects: Money; Payments; Taxes; Usury

Question: Besmi Allah, I have a question about the use of credit cards. I am an employee I have a good salary and a bank account so I have a credit card yet I asked the bank to keep my saving ....

Subjects: Credit cards; Islamic economics; Payments; Savings accounts

Question: Assalamu Alaykum Dear Scholar, I want you to clarify for me the concept of Riba in detail, my question arose when I heard that a friend of mine bought a car from a dealer by financing directly with the company, ....

Subjects: Islamic jurisprudence; Payments; Postponed sale; Purchasing; Usury

Question: I sell goods to people from my own home and that includes gold, most of the people buy by credit and pay me whenever they get the money. I was told by my local Imam that selling (gold) by credit ....

Subjects: Coins; Gold; Islamic jurisprudence; Sales; Silver

Question: Is Leasing allowed in Islam ? I am willing to get some equipment for my factory on the terms of leasing. That is on rental basis. I have to pay a deposit of approx. 15 % of the equipment value ....

Subjects: Insurance; Payments; ٌLeasing

Question: First, Assalamu Alaykum Warahmatulahi Wabarakatuhu ? Secondly, I have the following question I manage small taxi company, owned by an association of Muslim Brothers ; my taxi drivers are obligated to accept credit cards by law. I have to provide, ....

Subjects: Credit cards; Entrepreneurs; Payments; Taxicabs

Question: Assalamu Alaikum may al mighty Allah reward you for your valuable work for Islam. My NRE account money is mixed with interest but I am not using the interest. Inorder to avoid mix up the interest with actual money I ....

Subjects: Alms tax; Islamic jurisprudence; Money; Payments; Usury

Question: Assalamu Alaikum. My family has a mortgage on our house as we have no other means of purchasing it in the UK. We pay interest to the bank on this loan. I had an idea to put my money in ....

Subjects: Payments; Usury

Question: Assalamu Alaikum may al-might Allah reward you for your nice guidance to questioners. My brother in-law has taken loan from bank and he has to pay interest on his bank loan. In the meantime I have interest money in my ....

Subjects: Islamic jurisprudence; Payments; Usury; Wages

Question: Assalamu Alaikum. Please advise me on the following. I have purchased a home with my savings and did not engage in mortgage. However, I accrued interest in my savings account and I did not separate the interest from the money ....

Subjects: Housing; Islamic jurisprudence; Prices; Purchasing; Wages

Question: Assalaamu alaikum. The ruling that I have heard concerning taking car insurance is that it is not in general permissible. However in lands such as mine where driving without insurance will lead to prosecution and license suspensions I have heard ....

Subjects: Vehicles

Question: Salam, I am a student and I am studying at university. I have taken out a loan from a loans company and I will be charged interest in terms of inflation. I am using this money in order to help ....

Subjects: Interest; Islamic jurisprudence; Loans; Payments; Subprime mortgage

Question: As-Salam 'Alaykum Wa Rahmatu Allah, I want to thank the Sheikh that takes time to provides us with answers. And I hope In Sha Allah that Allah (SWT) will grant you paradise. I have a Q concerning taxes that the ....

Subjects: Income tax; Islamic jurisprudence; Payments

Question: Salamo Alikom. I live temporarily in the United States, and I save my money in a bank, where they add APR to my saving account each three months. I also sometimes use the credit card and they charge me interest. ....

Subjects: Administrative fees; Credit cards; Islamic jurisprudence; Payments; Usury

Question: As Salamu Alaikum : I live in the UAE for the last seven years. Four years back, a very close relative of mine took a loan from me-essentially my 3 year savings with a promise to return in a month. ....

Subjects: Debt repayment; Debts; Inflation (Finance); Investments; Islamic jurisprudence

By: Diouf, Mukhtar. Etudes en Economie Islamique. Vol. 2, no. 1 (Apr. 2001), pp.23-48, 26 p.

Subjects: Debts; Economics; Islamic jurisprudence; Money; Political aspects

Question: Assalamu Alaikum, I am starting my own Internet business. There are several questionsthat I need to be answered in order to help me keep it Halal In Sha Allah 1-I setup an Internet site that sells products. Can I accept ....

Subjects: Credit cards; Islamic jurisprudence; Payments

Question: I borrowed an amount of Dirham. 3, 000.00 six month ago for some urgent works. Now he needs the money. I am not in the position to give that money. Only way is to withdraw the money from credit card ....

Subjects: Credit cards; Islamic jurisprudence; Loans; Payments

Question: Dear Sir, al Salam Alikom Wa Rahmato Allah Wa Barakatoh, I am asking about : I am living in a rented house since 1965, (35 years) and the owner of the house dead and her sons live in Egypt, they ....

Subjects: Islamic jurisprudence; Landlords and tenants; Money; Payments

Question: Assalamu Alaikum the question concerns Interest or Riba. What shall I do with the Interest I earn from the banks in India. I am not using it for my personal use--should I just leave it at the bank or can ....

Subjects: Islamic jurisprudence; Payments; Usury; Wages