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   (151 - 200 من 279)
فتاوى

Can we use the unlawful earnings to pay off a mortgage ?

Question: I have £ 1000 profit worth of shares in a bank (they were acquired through the banks company share save scheme which I’m an employee in the IT department.) I also have a mortgage with the same bank. Is it ....

Subjects: Debt repayment; Islamic jurisprudence; Profits; Subprime mortgage

فتاوى

Can we deduct the deposit due (e.g. for purchase of a house)‎ and stamp duty from Zakat calculation ?

Question: 1. Before the start of Ramadhan, we agreed on the purchase of a house from Al-Rayan bank. The property price has already been agreed and the solicitors are already involved with paperwork Insha’Allah to go through soon. I have money ....

Subjects: Alms tax; Islamic jurisprudence; Financial transactions; Subprime mortgage

مقالات

Some implications of debt versus equity-based financing in the backdrop of financial crises

By: Khan, Hayah. Journal of King Abdulaziz University : Islamic Economics. Vol. 28, no. 1 (2015), pp.180-195, 16 p.

Subjects: Banks; Financial crises; Islamic jurisprudence; Monetary policy; Islam

فتاوى

Is it permissible to do an accountant’s letter for a client if it helps with his mortgage application ?

Question: Is it permissible to do an accountant’s letter for a client if it helps with his mortgage application ? Please answer for both conventional and ‘Islamic’ mortgages..

Subjects: Auditing; Islamic jurisprudence; Subprime mortgage

مقالات

Rulings of employment in the finance industry in the USA part one

By: al-Qudah, Man Khalid. Global Islamic Economics Magazine. No. 33 (Feb. 2015), pp.41-45, 5 p.

Subjects: Insurance; Islam; Islamic jurisprudence; Mortgages; Refinancing

فتاوى

Is it permissible to take an offset mortgage ?

Question: Many conventional banks have products called ‘Offset’ mortgages. These are mortgages whereby :If I have a mortgage of 50 K and savings of 50 K the savings offsets the interest on the remaining mortgage value. So in the above case ....

Subjects: Islamic jurisprudence; Subprime mortgage; Usury

فتاوى

Is it permissible to take an offset mortgage ?

Question: Many conventional banks have products called ‘Offset’ Mortgages. These are mortgages whereby : If I have a mortgage of 50 K and savings of 50 K the savings offsets the interest on the remaining mortgage value. So in the above ....

Subjects: Islamic jurisprudence; Subprime mortgage; Usury

مقالات

Towards genuine shariah products with lessons of the financial crisis (part1)‎

By: Abu Zayd, Abd al-Azim Jalal. Global Islamic Economics Magazine. No. 15 (Aug. 2013), pp.6-9, 4 p.

Subjects: Financial crises; Islamic Banks; Products; Taboos; al-Halal and al-Haram

فتاوى

[Buying a home]

Question: Can you, please, advise if it is Halal to buy a home with a mortgage ? It seems that a lot of "Islamic mortgages" are the same but with higher interest rates. And the only difference is calling it investment. ....

Subjects: Housing; Islam; Mortgages; Purchasing

فتاوى

[Islamic house finance is more expensive than interest finance]

Question: Assalamualaykum,Hope you are doing well. I have different opinions from different people regarding having own house. Some people say that since you are living in Canada, so you have to follow the same way buying house through mortgage if you ....

Subjects: Housing

فتاوى

[Studying Islamic mortgage]

Question: As-Salamu `Alaykum. I am a Nigerian with a Master’s Degree holder in estate management. I will want to specialize in Islamic Real Estate Financing (Mortgage) and Taxes in my PHD InSha’ Allah. Which of the schools offers program in these ....

Subjects: Subprime mortgage

فتاوى

[Buying a property on mortgage]

Question: Assalamu `Alaykum. I want to know about fatwa's that talk about buying a property on mortgage in western countries. Can you, please, guide me in that regard ? JAK, Wassalam..

Subjects: Islamic jurisprudence; Purchasing; Real property; Subprime mortgage

فتاوى

[Is interest on rental homes mortgage still Haram ?]

Question: My husband owns a few homes that he owns and rents out. He has a mortgage on all these houses and writes off the interest at the end of the year. So, it's not accounted for. Is the interest still considered Haram ?.

Subjects: Islamic jurisprudence; Subprime mortgage; Usury; ٌLeasing

فتاوى

[Islamic mortgage to buy a house]

Question: Riba-based bank (there is no Islamic bank here) owns a house (foreclosure). I go to the bank and say that I want to buy the house and I will pay 20 % of the price. The bank says that it ....

Subjects: Islamic jurisprudence; Purchasing; Subprime mortgage

فتاوى

[Islamic mortgage conditions]

Question: Riba-based bank (there is no Islamic bank here) owns a house (foreclosure). I go to the bank and say that I want to buy the house and I will pay 20 % of the price. The bank says that it ....

Subjects: Islamic jurisprudence; Subprime mortgage

فتاوى

Is my ex-husband entitled to a share of the house we bought together ?

Question: Is my ex-husband entitled to a share of the house we bought together ?My ex-husband abandoned and left me with a 1yr old child. We have a house in both of our names, which I took care of and rented ....

Subjects: Islamic jurisprudence; Real property; Subprime mortgage

فتاوى

[Ijarah conversion product]

Question: Asalamu Alaykum,Is Ijarah conversion product Halal ? Ijarah is providing the Shari’ah compliant mortgage conversion in Canada.How it works ?Ijarah is asking me to get the mortgage approve from conventional bank and send the document to Ijarah and they will ....

Subjects: ٌLeasing

مقالات

Islamic home finance in the social mirror

By: Hasan, Zubayr. ISRA International Journal of Islamic Finance. Vol. 3, no. 1 (Jun. 2011), pp.7-24, 18 p.

Subjects: Financing; Housing; Installment sales; Transactions

فتاوى

Conventional and Islamic finance of home purchase : Islamic home finance at additional cost

Question: Asalamu Alaykum Dr Kahf,We have a question for you that we would appreciate your opinion on.My husband and I recently purchased a home in Southern California. We initially were going to go with an Islamic based home financing program in ....

Subjects: Administrative fees; Commissions

فتاوى

Lease hold properties : buying property on lease hold

Question: Assalamu Alikom W Rahmatu Allah W Barakatuh:I need your advice; I have Lease Hold property till year 2073. I paid for that 210,000.00, I paid 1/2 of that, and carry 1/2 as mortgage. Now, I am in position to pay ....

Subjects: Contracts; Purchasing; Real property; Rent

فتاوى

Conventional and Islamic finance of home purchase : Islamic mortgage

Question: Assalamu Alaykum,I am looking to buy an apartment in Vancouver, Canada. I have enough cash to put a 50 % down payment from the asking price which is $ 260,000. For the rest of the 50 %, what type of ....

Subjects: Banks; Islamic Banks; Purchasing; Subprime mortgage

فتاوى

Conventional and Islamic finance of home purchase : ISNA Canada house financing model

Question: [Question one] :Assalamu 'Alaykum Dr. Kahf,I know that you must be extremely busy, but I need an answer to a rather urgent / important question. My wife and I have four days to decide whether or not we will be ....

Subjects: Financing; Housing; Purchasing; Real property

فتاوى

Conventional and Islamic finance of home purchase : Islamic finance is more expensive than conventional

Question: Asslalamu Alaikum I and my brother live in our current home with our parents. We are married and have started families. In 5 or 10 yrs. Time we will need another house therefore have taken out a conventional mortgage on ....

Subjects: Financing; Housing; Purchasing; Real property

فتاوى

Bankruptcy, business dispute : bankruptcy

Question: [Question One] :Dear Professor Monzer :Salam Alaykum. I have a question for you regarding bankruptcy. I have read a few of your replies to similar questions, but I think my situation is unique and warrants special consideration. Please correct me ....

Subjects: Bankruptcy; Investments

فتاوى

Conventional and Islamic finance of home purchase : home financing in Canada

Question: Greetings Dr. Monzer; I hope all is well for you. I had previously contacted you with regards to assistance in Islamic home financing product we are working on. In due time I will be giving you further information in terms ....

Subjects: Financing; Housing; Purchasing; Real property; Subprime mortgage

فتاوى

Conventional and Islamic finance of home purchase : Islamic financing offered by conventional credit union

Question: Assalamu o Alaykum,I am writing this mail from Winnipeg MB, Canada. Last week we had conference on Islamic mortgage, organized by Assiniboine credit union. Yours name was in the list of Islamic finance advisory board.Now here is my question and ....

Subjects: Financing; Housing; Purchasing; Real property

فتاوى

Conventional and Islamic finance of home purchase : buying a house on interest in Norway

Question: Asalamu AlaykumMy name is Fadumo and I live in Norway with my 4 children and my husband. I work as a school teacher. My income is enough.Housing here in Norway is hard We have moved a lot and we are ....

Subjects: Financing; Housing; Purchasing; Real property

فتاوى

Conventional and Islamic finance of home purchase : house financing in Canada

Question: [Question One] :Alslamu Alaykum Wa Rahmatu Allah Wa BarakatuhDear Dr. Monzer Kahf,I am Dr. Abdulaziz living in Canada, I did work hard last few months to get house according to Islamic rule and Shari’ah law and after months of negotiation ....

Subjects: Financing; Housing; Purchasing; Real property

فتاوى

Conventional and Islamic finance of home purchase : mortgage

Question: Dear Brother Monzer,First of all, Baraka Allahou Fik for your kind answer.Second, here is the context : I'm French / Tunisian citizen who works and lives in France (Lille / North of France). One year ago, based on my understanding ....

Subjects: Financing; Housing; Purchasing; Real property

فتاوى

Conventional and Islamic finance of home purchase : ISNA house financing scheme

Question: As-Salamu Alaykum Sheikh Monzer,I pray you and your family is constantly getting closer to Allah (swt).Alhamdulillah Iana financial is progressing-slowly but surely :) (www.ianafinancial.org)In Sha Allah we'll be handing out our fourth interest-free loan within the next couple of days ....

Subjects: Financing; Housing; Purchasing; Real property

فتاوى

Conventional and Islamic finance of home purchase : house finance with conventional loan

Question: Aslam Wa Alaykum Dr.I want to buy a house in California and I found a good loan, but I am not sure if I should go with it or I should find an Islamic loan. According to Sheikh Al Qaradawi, ....

Subjects: Purchasing; Real property

فتاوى

Conventional and Islamic finance of home purchase : house financing in Sweden

Question: Dear Dr. Monzer Kahf,Assalamu Alaykum wa Rahmatullah. I live in. Like any other Scandinavian Cities, housing is an extremely difficult thing in Stockholm. Since I have finished my studies a few years ago, I have been facing severe difficulties related ....

Subjects: Purchasing; Real property

فتاوى

Conventional and Islamic finance of home purchase : Islamic finance is more expenses

Question: Dear Dr. Kahf :I am interested in refinancing my house hopefully with Islamic financing. I have checked some Islamic Financing companies. They have all sorts of contracts which make it look as though it is Islamically Ok. Further research revealed ....

Subjects: Purchasing; Real property

فتاوى

Conventional and Islamic finance of home purchase : providing Islamic house finance from interest loans received from conventional lenders

Question: Salam.In Canada, there is no Islamic banking so far. There are some Islamic financial organizations, but the problem is that most of them are taking money from non-Islamic financial organizations. So people criticize Islamic way of financing by saying that ....

Subjects: Purchasing; Real property

فتاوى

Conventional and Islamic finance of home purchase : Islamic house financing is much more expensive than conventional one

Question: Dear Dr Monzer Kahf,Assalamu Alaykum Warahmatullahi WabarakatuhuFirst and foremost, May Allah reward you for excellent work you have done and continue to do so on Islamic Finance. I often refer to your Fatawa and it is truly a blessing to ....

Subjects: Purchasing; Real property

فتاوى

Conventional and Islamic finance of home purchase : foreclosure

Question: Salam u Alaykum Br. Monzer,I have heard that obtaining financing from a bank for a bank owned home (foreclosure) in not Haram. The reason for this is because it only involves two parties (buyer a seller) as opposed to traditional ....

Subjects: Purchasing; Real property; Subprime mortgage

فتاوى

Conventional and Islamic finance of home purchase : conventional VS Islamic house finance

Question: Dear Dr Monzer Kahf,Assalamu Alaykum Warahmatullahi WabarakatuhuFirst and foremost, May Allah reward you for excellent work you have done and continue to do so on Islamic Finance. I often refer to your Fatawa and it is truly a blessing to ....

Subjects: Purchasing; Real property

فتاوى

Conventional and Islamic finance of home purchase : mortgage process

Question: As Salam O Alaykum Brother Monzer,I am in dire need of your help regarding my first home purchase and the mortgage process ? based on my research (please see the references below) and what I have heard from people, I ....

Subjects: Islamic jurisprudence; Subprime mortgage

فتاوى

Conventional and Islamic finance of home purchase : house financing in Canada

Question: Wa'alaikum Assalamu,Jazakallahu Khairan. Akhee, I have been researching Islamic Financing for over 10 years in Canada, and am very familiar with what is involved here. Nur Cooperative : has no capital, not currently offering anywhere in Canada UM Financial : ....

Subjects: Purchasing; Real property

فتاوى

Conventional and Islamic finance of home purchase : Ijarah loans

Question: I am hoping you can give me advice on a matter. I live in Canada and have been renting for 10 years now. I now have 4 children Alhamdulillah and badly want to purchase a home and have stability. Unfortunately, ....

Subjects: Purchasing; Real property; ٌLeasing

فتاوى

Conventional and Islamic finance of home purchase : house financing structure through establishing a company

Question: Dear Amo Monzer,In Sha Allah you and your family are well and in the best of conditions !I am e-mailing you today because my older brother Bilal, has come up with an interesting idea of how one could possibly structure ....

Subjects: Corporations; Purchasing; Real property

فتاوى

Conventional and Islamic finance of home purchase : permissibility of mortgage in Canada

Question: Assalamo Alikom Wa Rahmatu Allahi Wa Barakatuh.My name is Abdullah I came here with my family from 10 months I have 3 kids (1 girl 5 years and twins 7 months) we live in rental town house with monthly rent ....

Subjects: Purchasing; Real property

فتاوى

Conventional and Islamic finance of home purchase : paying off bank house mortgage

Question: Dear Dr. Monzer,Assalamu Alaykum Wa Rahmatullah Wa Barakatuh,I live in Canada. I read the fatwa posted on your web site, that says it’s Ok to buy a house through a mortgage under certain conditions and I did buy a house ....

Subjects: Purchasing; Real property; Subprime mortgage

فتاوى

Conventional and Islamic finance of home purchase : Lariba house financing

Question: [Question One] Dear Prof. Kahf,This is Amr Taha of Islam on line.net's Politics in Depth section. Upon the recommendation of Mr. Wael of Shari’ah department, I would like to take your professional fatwa about Lariba's method of home financing, which ....

Subjects: Purchasing; Real property

فتاوى

Conventional and Islamic finance of home purchase : lessee responsibility of mortgage

Question: Dear Dr. Monzer,Assalamu Alaykum Wa Rahmatullah Wa Barakatuh,Dear brothers : living a West, should a person who rents a residential place be concerned about the possibility of an existing mortgage on the property (which translates into Riba) ? Is the ....

Subjects: Islamic jurisprudence; Landlords and tenants; Subprime mortgage

فتاوى

Renting a property on mortgage : renting a property purchased on interest-mortgage

Question: Dear Dr. Monzer,Assalamu Alaykum wa Rahmatullah wa Barakatuh,Following is a financial question :Should a person who rents a residential place be concerned about the possibility of an existing mortgage on the property (which translates into Riba) ? Is the renter ....

Subjects: Islamic jurisprudence; Subprime mortgage; Usury; ٌLeasing

فتاوى

Conventional and Islamic finance of home purchase : Ameen housing co-operative

Question: Assalamu Alaykum,A brother asked me about Ameen housing co-operative, located in Santa Clara, Ca. Is it Halal ? And is it feasible ?Sincerely Yours,Ammar Kahf.

Subjects: Purchasing; Real property

فتاوى

Can I sell property to a buyer with a conventional mortgage ?

Question: Can I sell property to a buyer with a conventional mortgage ? We are in the business of buying and selling properties in the U.K. and wish to ensure that our business is ethical, Halal and permissible.We list below the ....

Subjects: Islamic jurisprudence; Real property; Sales; Subprime mortgage; Vendors and purchasers

فتاوى

Conventional and Islamic finance of home purchase : Islamic finance for house buying

Question: Salam AlaykumI want to take a home loan from an Islamic bank in Australia called MCCA.The transaction will be : Ijarah Muntahiah Bittamlik as they say. However when I asked MCCA where they got the money from ? They said ....

Subjects: Purchasing; Real property

فتاوى

Conventional and Islamic finance of home purchase : purchasing house with bank loan

Question: Assalamu Alaykum wa Rahmatu Allahi wa Barakatuh,I hope you are fine.In the Latin culture of law, when someone wants to purchase a house, 1) first of all, he has to go to the financial institution, I.e. a bank, to request ....

Subjects: Purchasing; Real property

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