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المدخرات

فتاوى

Providence funds and retirement accounts : received interest in providence fund

Question: Assalamu Alaykum,I would be thankful I you could guide me.In my previous company every month certain amount is deducted as provided fund and the amount is accumulated in the state provident fund office. Now I received my four years of ....

Subjects: Islamic jurisprudence; Savings; Usury

فتاوى

Providence funds and retirement accounts : loan from my retirement account

Question: Dear Dr Monzer,Thank you very much for your visit and workshop in Cincinnati early in Ramadan. Those who attended were very appreciative of your contributions and thankful to your insight.I have a quick question for you and would appreciate your ....

Subjects: Islamic jurisprudence; Pensions; Savings; Usury

فتاوى

[Providing to wife after husband death]

Question: As-Salamu Alaykum, Dr. Monzer Kahf,Please explain, how should I resolve the following situation ?I am retired and I own a house and I have invested my savings in a mutual fund to receive income for my living expenses. If I ....

Subjects: Islamic jurisprudence; Savings

فتاوى

[Providing for wife and children]

Question: As-Salamu `Alaykum. I was speaking with someone the other day about the right of a Muslim wife as far as her husband having to provide her with shelter, food and clothing. The person I was speaking with said that it ....

Subjects: Islamic jurisprudence; Savings

فتاوى

[Am I accountable if the Islamic bank turns to be traditional]

Question: As-salamu `Alaykum Dr. Monzer1) If a person has some savings and tends to deal with an Islamic bank, is he accountable if this bank turns out to be similar to traditional banks in dealing with interest rates rather than real ....

Subjects: Islamic Banks; Islamic jurisprudence; Savings; Usury

فتاوى

Providence funds and retirement accounts : providence fund

Question: [Question one] :I and my Fiancé have a few questions involving Riba and hope that you can help.1) In our country, a portion of our monthly salary is deducted to be put into the central provident fund which does accumulate ....

Subjects: Islamic jurisprudence; Savings

مقالات

Empirical determinants of saving in the Islamic banks : evidence from Indonesia

By: Kasri, Rahmatina Avvaliyah; Qasim, Salina Haji. Journal of King Abdulaziz University : Islamic Economics. Vol. 22, no. 1 (2009), pp.181-201, 21 p.

Subjects: Banks; Islam; Islamic jurisprudence; Profits; Savings

فتاوى

Giving earned interest to charities and others : interest money

Question: AssalamuAlaikum brotherThank you very much for your valuable time. I really appreciate all the effort you have put into your website. It has been a valuable source of information for me.Please could you guide me for the following points ?1-In ....

Subjects: Money; Usury

فتاوى

Reasons behind prohibition of gambling and lottery : lucky draw and selling Islamic financed house

Question: Assalamu `Alaykum Wa Rahmatullah Wa BarakatuhDear Dr. MonzerQuestion 1 :Respected scholars, as-salamu `Alaykum. A few years ago, I entered a lucky draw where it was required to place the label of a soft drink that was purchased in an envelope ....

Subjects: Financing; Gambling; Housing; Lotteries; Sales

فتاوى

Investment ; permissible ? : investing in pension funds

Question: Dear Dr. KahfAsakI am 23 and got my first job about 9 months before. I have been thinking over the past few days’ ways of investing that is not 'Haram'. I will be highly obliged if you can tell the ....

Subjects: Investments; Pensions

فتاوى

Loans, Tawarruq, discounting, financing of business : profit disbursed by national savings

Question: Dear Dr. Monzer,Assalamu Alaykum Wa Rahmatullahi Wa Barakatuh,Following is a financial question about profits of governmental organizationIn our country, there is a governmental organization national savings, they give profit per 100,000 basis. Please tell us, is this profit Halal or ....

Subjects: Islamic jurisprudence; Profits; Savings

فتاوى

Hajj, Umrah, Ibadah, fasting, kindness to parents : when does Hajj become obligatory

Question: Dear Dr. Monzer,Assalamu Alaykum Wa Rahmatullah Wa Barakatuh,As-Salaam Alaykum, I have been reading Hajj is obligatory to one who is "able to" perform it, or "physically and financially capable of performing Hajj" ! I'm more interested in the financial "capability" ....

Subjects: Care; Fasting; Pilgrimage; Umra; Worship

فتاوى

Inheritance distribution : division of inheritance

Question: Salam, Our family is in a crisis. My mother is hoarding all the inheritance that my late dad had left behind when he passed in Mar 2007. She claims all these belong to her, when clearly Surah Nisa mentions the ....

Subjects: Heirs; Inheritance; Islamic jurisprudence; Savings

فتاوى

Bank accounts deposits, etc. : saving in banks

Question: Assalamu Alaykum brother Dr. Kahf,I hope this finds you in the best of health. I have a question regarding savings. I’m 23 years old and I took a year off of university to work and try and lighten my debt. ....

Subjects: Savings

فتاوى

[Zakah on additional savings]

Question: As-Salam `Alaykum !I wanted to ask you that if a person's savings is based on salary then what would be the Zakah.If on 1st Ramadan he has 1000 dollars and saves 500 dollars every month and reaches to 7000 savings ....

Subjects: Alms tax; Islamic jurisprudence; Savings

فتاوى

Providence funds and retirement accounts : government employees are required to contribute to providence fund

Question: My question is that I am serving in government department and my department is subscribing / deducting provident fund which is compulsory. Please tell me that profit on this provident fund is Halal or otherwise ? It is further added ....

Subjects: Employees; Pensions; Public sector; Savings

فتاوى

Variable interest and interest under other names, prize bonds and accounts : saving certificates with prizes

Question: Assalamu Alaikum ! in U. A. E there is a bank called "Mashreq". They have a scheme in which the people can buy 'savings certificates' on whom no interest is given but there is a draw for such holders. So ....

Subjects: Awards; Islamic jurisprudence; Savings

فتاوى

Transactions confused with interest : interest on saving bond given as a gift

Question: Assalamu Alaikum, this question refers to the interest that might be earned from United States savings bonds. These are money bonds that can be purchased for one price, and as the years go by it gains interest. My question is ....

Subjects: Bonds; Endowments; Investments; Islamic jurisprudence; Savings

فتاوى

What to do with earned interest ? : using interest on savings to offset interest on mortgage

Question: Could one take a mortgage whereby any interest charged could be offset from interest that the bank gives on a savings account i. e. There is only one account for savings and mortgage and the account holder is not concerned ....

Subjects: Islamic jurisprudence; Savings; Savings accounts; Subprime mortgage; Usury

فتاوى

Alternatives to interest : interest and return on savings and investment

Question: Dear Monser Kahf Assalamu Alaikum I want to know about Riba I am reading the glorious Quran and the interest mentioned there is on lending of capital and charging interest as banks do. But I want to know about the ....

Subjects: Investments; Islamic jurisprudence; Profits; Savings; Usury

فتاوى

Participation in funds that include interest : a compulsory provident fund that operates on interest

Question: Assalamu Alaikum. In my country a compulsory provident scheme operates where the contribution is credited to your account with the central bank and interest is also automatically credited. This could only be withdrawn after you attain 55 years of age. ....

Subjects: Islamic jurisprudence; Savings; Usury

فتاوى

What to do with earned interest ? : use of earned interest [1]

Question: Is money acquired as interest from bank savings permissible for use to pay personal income tax ? as a Muslim living in a western environment banks are used as to facilitate money transactions primarily and to keep money safely. That it has attracted interest had been the intention. As Salaams..

Subjects: Banks; Interest; Islamic jurisprudence; Savings; Usury

مقالات

Intermediation financiere dans le cadre de la chari’a

By: Hasan, Ussein Hamed. Etudes en Economie Islamique. Vol. 1, no. 1 (1993), pp.23-38, 16 p.

Subjects: Contracts; Derivative securities; Financial institutions; Islam; ٌLeasing

فتاوى