العوامل المسببة للمخاطر الائتمانية لتمويل المشروعات الصغيرة في المصارف الإسلامية الأردنية

Abstract EN

This study aims to identify the factors that measure the credit risk of the small-scale projects by the Jordanian Islamic banks, from the viewpoint of investment mangers in Islamic banks and small businesses owners, to enable such banks and their employees to apply a method of credit evaluation, and reduce accepted default exposed project.

The study findings revealed that, the experience, effectiveness, efficiency and ethics of the owners of the projects and the bank staff who study the risks of those projects were the most important factors causing the credit risk of small businesses.