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Question: As-salamu `Alaykum.There are two questions : 1) Does paying taxes in Canada replace Zakah ? 2) Can we distribute Zakah to non-Muslims who are deep problems ?Regards.

Subjects: Alms tax; Islamic jurisprudence; Taxes

Question: As-Salamu `Alaykum.We are six brothers and four sisters. My father took some loan (gold) from my sister long back which he was supposed to pay back. Now, he is sick and undergoing treatment and wants to repay the loan as ....

Subjects: Debt repayment; Debts; Islamic jurisprudence

Question: Shakeel As-Salamu `Alaykum. Can I pay my bank interest to needy Muslims or to my local Masjid for their operating fund ? Jazaka Allah.

Subjects: Islamic jurisprudence; Usury

Question: Dear Scholars,As-salamu `Alaykum. First of all, I congratulate you and pray to Allah for the great service you are doing to Ummah through on Islam. I work in a MNC company in India, and have a question regarding Medical Insurance ....

Subjects: Health insurance; Islamic jurisprudence

Question: As-Salamu `Alaykum. In order to avoid any future litigation, I have transferred all my assets to my wife's name and in her will she has stated that if she dies before me, all those assets will be transferred to me. Is this permissible ? Jazaka Allah Khair.

Subjects: Foundations of Islamic jurisprudence

Question: Riba-based bank (there is no Islamic bank here) owns a house (foreclosure). I go to the bank and say that I want to buy the house and I will pay 20 % of the price. The bank says that it ....

Subjects: Islamic jurisprudence; Subprime mortgage

Question: As-Salamu `Alaykum. I came to know that one of my friends works in a restaurant. She gets salary as cash as she told me that she is in EI for some reason and thus govt. does not allow working whenever ....

Subjects: Islamic jurisprudence; Wages

Question: Is it permissible (to avoid Riba) ? I will buy a house partnership with a person (for me-20 %, partner 80 %, his source of money might be a conventional mortgage). If I enter into a contract with this partner ....

Subjects: Financing; Housing; Islamic jurisprudence; Partnerships

Question: As-Salamu Alaykum, Dr. Monzer Kahf,Please explain, how should I resolve the following situation ?I am retired and I own a house and I have invested my savings in a mutual fund to receive income for my living expenses. If I ....

Subjects: Islamic jurisprudence; Savings

Question: As-Salamu `Alaykum. My friend would like to know ; what can he do with the money he ignorantly earn falsely or on a way not allowed ? He repented. Thank you..

Subjects: Islamic jurisprudence; Money

Question: As-Salamu `Alaykum, Dr. Kahf. I have a question regarding Haram money.I am only 18 years old and do not have a job. I wish to make some money while I am still studying. I could potentially start up a small ....

Subjects: Islamic jurisprudence; Money; Taboos

Question: Developing software for BFSI domain : Halal ?.

Subjects: Computer software; Islamic jurisprudence

Question: As-Salamu `Alaykum. My father deposited money in my account in an Islamic bank. I doubt that this money is a result of interest because my father used to deposit his money in a non-Islamic bank. I don't know exactly the ....

Subjects: Foundations of Islamic jurisprudence; Islamic jurisprudence; Money

Question: As-Salamu `Alaykum. I was speaking with someone the other day about the right of a Muslim wife as far as her husband having to provide her with shelter, food and clothing. The person I was speaking with said that it ....

Subjects: Islamic jurisprudence; Savings

Question: As-Salamu `Alaykum. If a man has a terminally ill disease and he wants to divide his assets, how should he do that assuming that he has a wife, mother, one daughter, two brothers, four sisters and one deceased brother who has one daughter and two sons ?.

Subjects: Asset allocation; Islamic jurisprudence

Question: As-Salamu `Alaykum. Dear scholar, I am a medical doctor living in the U.K. My problem is whenever I send money to my parents, I want my father to get the largest portion because he was there for me when my ....

Subjects: Islamic jurisprudence; Remittances

Question: Dear scholar, As-Salamu `Alaykum. First of all, I congratulate you and pray to Allah for the great service you are doing to Ummah through OnIslam.I work in a MNC company in India, and have a question regarding medical insurance they ....

Subjects: Health insurance; Islamic jurisprudence

Question: As-Salamu `Alaykum. Kindly tell me what maximum amount should one save in the bank ? Jazaka Allah Khair..

Subjects: Islamic Banks; Savings banks

Question: As-salamu `Alaykum Dr. Monzer1) If a person has some savings and tends to deal with an Islamic bank, is he accountable if this bank turns out to be similar to traditional banks in dealing with interest rates rather than real ....

Subjects: Islamic Banks; Islamic jurisprudence; Savings; Usury

Question: As-Salamu `Alaykum. I hope you're doing well. My name is Humayun Haq. I am married. We live in NY with our 3 kids. I am in the dilemma of buying our first home. I know many options exist in the ....

Subjects: Dwellings; Financing; Islamic jurisprudence; Purchasing

Question: As-Salamu `Alaykum Dr. Kahf.I have two assets ; my house and a mutual fund. Both of these assets have my wife's name with right of survivorship. Can I put a clause in my will stating, "After my death these assets ....

Subjects: Asset allocation; Foundations of Islamic jurisprudence

By: Qahf, Mundhir. Journal of Islamic Business and Management. Vol. 1, no. 1 (Dec. 2011), pp.9-25, 17 p.

Subjects: Financing; Islam; Economic reform; Financial crises; Islamic jurisprudence

Question: Dr Monzer,Assalamu Alaykum.I want to replace my car with another one. The buyer agreed to buy it at $ 5000, but I have paid him another $ 3000 so that he can sell me another car of $ 8000.Is this ....

Subjects: Automobiles; Islamic jurisprudence; Purchasing; Sales

Question: Dear dr. MonzerI have a question : is the network marketing Halal or HaramI am working in network marketing for about 1 year, also am working as a dentist Am working in company called q net Malaysian company and has ....

Question: Aselamu Alaykum We Rahmatullah We berekatuhIn Ethiopia, the government has designed a housing system for the poor and middle income citizens. The government sells houses in 15 to 30 % pre-payment and the remaining cost is paid in monthly basis ....

Subjects: Housing; Usury

Question: As-salamu `Alaykum dearest Dr. Monzer,1) I am living in Canada. A relative opened a pizza store less than 1 month ago in Canada. The sell / deliver food that includes salads, pizza, chicken wings, fries. The corner-stone of the food ....

Question: Bismillah al Rahman al RahimAlhamdu Lillahi Rabb al Alamin, Wa al Salatu Wa al Salam Ala Sayyidina Muhammad, Wa Ala Aalihi Wa Sahbihi Ajma'inDear Br.A car company charges £ 32995 for a car. Their finance department facilitates payment by offering ....

Subjects: Islamic jurisprudence; Usury

Question: Bismillah al Rahman al RahimAlhamdu Lillahi Rabb al Alamin, Wa al Salatu Wa al Salam Ala Sayyidina Muhammad, Wa Ala Aalihi Wa Sahbihi Ajma'inDear Br.Respected scholars, Assalamu-U-Alaykum. I want to know whether it is permissible to borrow money for investments. ....

Subjects: Bank loans; Investments; Islamic jurisprudence; Usury

Question: AssalamuAlaikumDear Dr. Monzer,I hope you are in a pink of health. May Allah bless you with a healthy life and continuously living in Iman. InSha Allah. I am a Shari’ah student. Currently, I am studying Masters on Islamic studies. I ....

Subjects: Insurance; Islamic jurisprudence

Question: Assalam alaikum Dr. MonzerHere is a description of the problem. I am not sure how much background information you need, but I have tried to give you a picture of the situation. If you could please advise me on how ....

Subjects: Confidence; Inheritance; Islamic jurisprudence; Wills

Question: As Salaam 'Alaikum Wa Rahmatu Allahi Wa Barakatuh,Dr. Kahf,I pray this reaches you and yours in the best of health and Iman. As I am organizing our family finances and records, it came to my attention from my husband's eldest ....

Subjects: Debts; Inheritance; Islamic jurisprudence

Question: Dr MonzerIt is Haram or Halal to be a broker ? a bridge between the seller and the buyer and take commission ?Ex. I have a contact for wheat in Canada and I have seller in Egypt... When the seller ....

Question: Dear Br MonzerA conventional commercial bank has offered a person to take his property on rent for installation of an ATM. Please guide whether the Shari’ah allows this place to be rented out to the bank for the purpose of installing an ATM over there.WassalamTariq.

Subjects: Automated tellers

Question: السلام عليكم أستاذنا الفاضل :لعلكم بخير صحة و أفضل حال، أسأل الله عز و جل أن يتم عليكم نعمته و يديم عليكم عافيته.لدي سؤال أرجو من فضيلتكم التكرم بإجابته.ننوي بناء بيت و طلبنا من مكتب هندسي الإشراف على عملية البناء ....

Subjects: Contracting out; Islamic jurisprudence; Ratio analysis

Question: Assalamu Alaykum Ustaad,I am your student from Paris. I attended your classes a year ago. As we studied money and Islam and we are continuously learning in Islamic finance, I had a basic question for you. When a child ....

Subjects: Fathers; Wages

Question: As-Salaamu Alaykum Wa Rahmatullah Dr. Kahf,InSha'Allah this finds you in the best of health and in an increasing state of Iman.I need to further clarify my understanding regarding this matter, even though this article sheds some light on the issue ....

Subjects: Islamic jurisprudence; Loans

Question: Dear Dr Monzer KahfI have started University in the UK and I was having difficulty in taking out a tuition fee loan only which will cover the academic year. The tuition fees are currently £ 3375 and if I barrow ....

Subjects: Education; Islamic jurisprudence; Loans; Students

Question: [Question One] :Salamoulikom1. What do you think about Islamic Forex broker ? Is it Halal or Haram ?This is 1 broker offer forex halal : http://www.etoro.com/why etoro/islamic-account.aspx2. I want to know if I trade example the company apple CFD shares ....

Question: Can an Islamic bank financing the construction of a bible learning institution. Your contribution to this will be highly appreciated.

Question: I have an opportunity to underwrite financial institutes referring to banks and investment firms and provide insurance to these entities based on directors and officers, epl. crime, cyber and k and r product lines. Can you please let me know ....

Question: Assalamu Alaykum W Rahmatu AllahI'm a dentist in USA and I was offered a disability insurance, which means I will have a contract policy with this insurance company, and have to pay them an annual premium, to protect me in ....

Subjects: Helplessness; Insurance; Islamic jurisprudence; Social insurance

Question: Assalamu Alaykum wa Rahmatu Allah Wa BarakatuhDear Brother De. MonzerI have two other questions regarding business dealings.1-Is it permissible to run a soccer tournament (for profit) were I collect money from all of the teams and I use the collected ....

Question: Assalamu Alaykum Wa Rahmatu Allah.At first I want to tell you that I love you for the sake of Allah.I am a retailer and I have some questions regarding the retail business dealings.1) As a retailer I do accept payment ....

Subjects: Discount; Islamic jurisprudence; Retail trade; United States; Usury

Question: Salam Alaykum,I would like to ask you the following : I converted to Islam 3 years ago. My non-Muslim parents opened an account on my name when I was still a child. I didn't put any money on it. It ....

Subjects: Dhimmies; Islamic jurisprudence; Usury

Question: Salam Alaykum Brother Monzer,Last year I leased a car from VW and before I leased it I asked a local brother who has some knowledge and he said as long as the lease contract does not contain any interest it ....

Subjects: Automobiles; Punishment; Usury; ٌLeasing

Question: Salam Dr. Kahf.Would you please clarify on thing for me regarding Shari’ah compliance ? I have an internal struggle and confusion.If an Islamic financial institute gives you a loan for a purchase of property but they borrowed the money from ....

Subjects: Financing; Islamic jurisprudence; Islamic law; Usury

Question: Salam Dr. Kahf.Would you please clarify one thing for me regarding Shari’ah compliance ? I have an internal struggle and confusion. If an Islamic financial institute gives you a loan for a purchased property but they borrows the money from ....

Question: Salam DoctorHope you are fine and praying for thatIt is to clarify an issue. There is a scheme in government of India and other public sectors called LTC paying a tour allowance to visit any part of India in every ....

Subjects: Pilgrimage

Question: Assalamu Alaikum Br MonzerRamadan Kareem !An Islamic Bank in Mauritius will be disposing of the interest earned on deposits with the government to charity. The intended beneficiaries will be Muslim organizations among others. What is your opinion on this issue ....

Subjects: Money; Organizations; Usury; Wages

Question: [Question One] :Dear Sir,I hope you will be doing well by the grace of Almighty Allah.I would like to inform you that I am working here in Pakistan with Internet Company as computer Engineer but my salary is 15000 PKR ....