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Question: Assalaamo Alaykum,I hope my email finds you in best of health and happiness.Islamic Banking has played an important role bringing the Islamic Financial and Economic system's (IFES) discussion to forefront and as a result along with other factors, IFES is ....

Subjects: Banking services; Ruling in Islam

Question: Assalamu Alaikum Dr Monzer Kahf.Your email address was passed on to me in the hope that you may be able to help me to better understand an issue, which I'm totally confused and worried about. Earlier on this year I ....

Subjects: Insurance; Islamic jurisprudence; Vehicles

Question: How can I buy a house Islamic way so I do not have to borrow from bank and pay mortgage interest ? I have seen a condo for $ 250, 000. I have to pay down payment of 10 % which is $ 250, 000. Please, advise..

Subjects: Financial institutions; Islam; Purchasing; Real property

Question: AsSalamAlikum,I had a question regarding the payment of Zakah. My wife has money but I am in debt with student loans. We just got married. We have checked online but have found differing opinions on whether or not Zakah can ....

Subjects: Alms tax; Education; Islamic jurisprudence; Loans; Students

Question: Salam Alikum,From the little research that I have done, I understand that we can invest in mutual funds as long as the fund does not invest in companies that deal with Haram commodities. However, as a financial advisor at a ....

Subjects: Islamic jurisprudence; Mutual funds

Question: I lately find a job in a store that sells woman clothes. I wonder if I am permitted to work in such store regarding that clothes are western style that, of course, don't follow the Islamic rules. I'll appreciate your fast reply. Gazak Allah Khairan.

Subjects: Labour

Question: Asalamu Alaykum,Is Ijarah conversion product Halal ? Ijarah is providing the Shari’ah compliant mortgage conversion in Canada.How it works ?Ijarah is asking me to get the mortgage approve from conventional bank and send the document to Ijarah and they will ....

Subjects: ٌLeasing

Question: Salam Alaykum. I want to ask how a Muslim can give Zakah while he is living in a non-Muslim country. Is it acceptable if he gives it to non-Muslim person ?.

Subjects: Alms tax; Islamic jurisprudence

Question: As Salaam `Alaykum brothers in Islam : what is the ruling on salary bank account amount. Issue here is :1. Salary is mostly fixed per month but not the monthly expenses.2. This money is in continuous use for personal and ....

Subjects: Alms tax

Question: Assalamualaikum brother, I have couple question about Zakah, hope to get some answer in reference to hadith and Quran that release me from my stress. I have an aunt, her husband died few years ago, did not left her much ....

Subjects: Alms tax; Islamic jurisprudence

Question: My 7 year-old boy "Daiyan" who received $ 16000 as a gift which has completed a year. This money is on his bank account. As a parent, do I have to pay Zakah on his money ?.

Subjects: Alms tax; Endowments; Islamic jurisprudence

Question: I live in Islamabad in my own house, my parents’ lives in Peshawar in own house and we have one house in our village. I move among these places frequently (at least once in a month). So will I offer complete prayers in all three houses ?.

Subjects: Islamic jurisprudence; Prayers

Question: Assalamu Alaykum. I work in an environment where the work pressure is tremendous. However for the month of Ramadan I try to come in a little early and leave a little early, but I sometimes feel guilty because of this. ....

Subjects: Islamic jurisprudence; Labour

Question: I recently got a new visa got that gives me discounts and benefits when I use it. The penalty for not paying the balance on the visa card is around $ 5... that is if you don't pay by the ....

Subjects: Credit cards; Islamic jurisprudence; Usury

Question: My question is this can we consider the inheritances rules in Quran as bottom line set for society not to go beyond but they can remain on or above it. On the basis of this can women get half and ....

Subjects: Inheritance; Testimony

Question: Asalamualikum, One of our neighbors "A" died at the young age leaving behind a son and a daughter and his widow. The father of the young Man "A" is denying any property to the bereaved family by saying that Islam ....

Subjects: Inheritance; Ownership

Question: Is it permissible for me to serve non-Halal food to my non-Muslim relative ? Even if I did not buy the food but I'm giving it to her. Is that ok ?.

Subjects: Food; Islamic jurisprudence

Question: What can I do if I have a debt and I can’t pay it ? Because the shop has changed its place and I don’t know where is it anymore ?.

Subjects: Debt repayment; Islamic jurisprudence

Question: As-salamu `Alaykum, I appreciate and pray to Allah for the work On Islam and its staff and its consultants are doing to help Muslim brothers and sisters understand Islam and apply it. I have a doubt regarding calculating Zakah ; ....

Subjects: Alms tax; Islamic jurisprudence

Question: is bidding / auction allowed in Islam ?.

Subjects: Auctions; Islamic jurisprudence

Question: Assalam Alaykum Dr KahfA couple of questions regarding interest.1) I have invested in post office certificate (Government of India) to save on taxes and after its maturity I will be earning interest on these saving certificates. Can I use this ....

Subjects: Islamic jurisprudence; Taxes; Usury

Question: Dear Prof.Dr.Monzer Kahf,Assalamu Alaikum SheikhMy question is,In my savings account the bank add interest every month.Can I use this interest money to help one of my relative, who owes interest based debts...And should I want to tell that person that it’s interest money ?Jazakallah KhairRegardsRizna.

Subjects: Banks; Interest; Islamic jurisprudence; Money; Usury

Question: SalaamI want to facilitate in a trade between a Seller of Sculpture and a Buyer. As you might know that Sculpture which is used as a raw material for many Halal things but also used for gun powder and alcohol ....

Subjects: Commerce; Sculpture

Question: Salam dearest Dr. Monzer,Could you kindly reply to this question ?As-Salamu `Alaykum. I am living in Sri Lanka which is a non-Muslim country where Muslims make up almost 8 % of the total population of 22.3 million. In Sri Lanka ....

Subjects: Business; Employees; Loans

Question: Asalaamu Alaikum Sheikh Monzer,Ramadan Mubarak, Taqaballa Allahu Minna Wa Minkum Saalih al A'amal.I had a few general questions on wills :1) Do petty assets (such as clothes, furniture, accessories) count in assets (I.e. should they be included in the list ....

Subjects: Inheritance; Islamic jurisprudence; Wills

Question: Dear Br. Kahf,I hope you are doing well. I have a question re : leasing a car. Is it permissible in Islam. When I talk to the dealers about leasing they quote a certain money factor and the usual company ....

Subjects: Automobiles; Usury; ٌLeasing

Question: Assalamu Alaykum Doctor, hope this mail reaches in good health. Sir, could u please provide explanation on the following :1) Salam : in agricultural finance where the bank provides funds to farmers in advance with the agreement that the bank ....

Subjects: Deeds; ٌLeasing

Question: Assalamu 'alaikum Dr. Kahf,I pray this message finds you in good health and ever-increasing Iman !I've glanced over the various insurance-related Fatawa on your website-JazakAllah Khair. Recently, I read a response to the assertion that insurance contracts are free of ....

Subjects: Insurance; Islamic jurisprudence; Perillous saale

Question: As-Salamu `Alaykum. I'm currently living in Canada, and a person in my family was thinking of starting a business in our city of residence. We were thinking of selling Egyptian jewelry, accessories, etc. My question is specifically about the permissibility ....

Question: I worked for a company A which loaned me to another Company B for services. The Company B paid company A and then Company A would pay me my share which was 20 % of what they got plus the ....

Question: [Question one] :Asalamu Alaykum Br.Riba is Haram in Shari’ah. But I have heard certain people arguing that interest on money is like rent on one’s property.Their argument is that if rent on any property whether residential / commercial or industrial ....

Subjects: Islamic jurisprudence; Usury; Wages

Question: [Question One] :Dear MonzerI am a Pakistani National and working for an American oil adn gas company in China. My role in the company is engineering nothing to do with the finances. I am sure the American company is dealing ....

Question: Dear Sir,I've a doubt regarding a renting out the property to a Riba based organization such as bank, is it Halal to give a property on rent to such institutions ?Regards,Sameer.

Subjects: Banks; Ownership; ٌLeasing

Question: Dearest Dr. Monzer,As-Salamu `Alaykum,Hope you are well and at the best of health and faith.Could you kindly reply to the following question ?As-Salaamu `Alaykum. I am working in a government organization which engages maritime business. The employees of this organization ....

Subjects: Islamic jurisprudence; Loans

Question: AS-Salaamu Alaikum Warah'matul-Laahi WabarakaatuhuuMay Allah bless you, your family, and loved ones ? May Allah bless you in your efforts ? My consultancy work means that I am approached by companies wanting to work with the government. In most instances, ....

Subjects: Banks; Ownership; ٌLeasing

Question: Assalamu Alaikoum Brother Monzer,Insha'Allah you are doing well. I have a follow up on the question below from around last year ; whether it's permissible to perform a purchase on someone's (company, club, etc.) behalf using a credit card. If ....

Subjects: Credit cards; Islamic jurisprudence

Question: A / Salam Prof. Monzer Kahf,My name is Farhan Gilani and I am a senior at University of Michigan-Dearborn. I am majoring in biology with a minor in health policy. I would like to seek your advice about tuition and ....

Subjects: Educational fees; Islamic jurisprudence

Question: Assalaam Alaikum Dr. Kahf,My name is Khalid and I have been referred to you by Brother Khaled in Canada. I'm currently employed by the OMERS, a large public pension fund based in Toronto ; I work specifically in the capital ....

Question: Assalaamu Alaykum Sh. Monzer.InShaAllah all is well.Shaykh, there is a commercial property purchase transaction that I am working on right now. The buyer is a physician and Masha Allah is in good financial standing. He banks with a conventional institution ....

Subjects: Islamic jurisprudence; Partnerships; Resale on profit

Question: [Question one] :Al Salam Alaykum Wa Rahmatu AllahDear Dr. Kahf I hope this email finds you well.I am Zainab Radhi, a law PhD student at the University of Kansas. Most of my research related to Islamic economic System and Finance. ....

Subjects: Islamic jurisprudence; Moral aspects; Usury

Question: [Question one] :Hi Sir,This is just a general question regarding Riba. Let's say a man has 3 wives and 25 children. They are all in a very poor condition. They don't have proper home to live, they don't have proper ....

Subjects: Islamic jurisprudence; Usury

Question: فضيلة الدكتور منذر القحف حفظه اللهالرجاء التكرم بالإجابة على الفتوى التالية و لك مني وافر الشكر و التقدير :السلام عليكم و رحمة الله و بركاتهأرجو منك أن تفيدني بالحكم الشرعي في مسألة المرابحة التالية :شخص صاحب مصنع طلب من شخص ....

Subjects: Goods; Islamic jurisprudence; Purchasing; Resale on profit

Question: Asalamu Alaykum Dr Kahf,We have a question for you that we would appreciate your opinion on.My husband and I recently purchased a home in Southern California. We initially were going to go with an Islamic based home financing program in ....

Subjects: Administrative fees; Commissions

Question: Alaykum Sh. Monzer,In sha’Allah T’allah all is well with you and the family. What is your opinion on internet website being an asset-class ? one can own websites, such as domains, and information that is made available on the website. ....

Subjects: Foundations of Islamic jurisprudence; Web sites

Question: As-Salmu `Alaykum. In a Muslim country which has a non-Muslim population like Egypt, would the collection of Zakah at the same rate of 2.5 % of annual savings apply only to Muslims ? What about needy Christian citizens ? Should ....

Subjects: Alms tax; Dhimmies; Islamic jurisprudence

Question: What happens if the state collects Zakah in the case of someone who helps his needy distant relatives by paying them part of his Zakah ? Should he pay the state the full Zakah amount then the state would pay ....

Subjects: Alms tax; Islamic jurisprudence

Question: Salam Dear Professor,Is it allowed to donate for the Egyptian stock to protect it ?.

Subjects: Egypt; Islamic jurisprudence; Stocks

Question: Salam Alaykum, dear scholar,I'm a trader. My shop, on top of which is my house, with my very next neighbor's shop form a complete apartment. He is intending to sell his share. If any other one bought this share, he ....

Subjects: Islamic jurisprudence; Loans

Question: I want to borrow money from someone and use that money to build houses, then I plan to sell some of the houses and rent the others out. the thing is the person I want to borrow the money from ....

Subjects: Building materials; Islamic jurisprudence; Loans

Question: What is the ruling on borrowing money from someone when their money is a mixture of Halal and Haram money ? Is it only allowed if the Halal money is more than the Haram, or is it permitted to borrow ....

Subjects: Islamic jurisprudence; Loans