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Fatawa

What part of a guaranteed investment certificate is Haram ?

Question: What part of a Guaranteed Investment Certificate is Haram ? My questions are about purifying myself because of my investments.I have money in a GIC (guaranteed investment certificate) which focuses on blue chip companies : There portfolio breakdown is as ....

Subjects: Bonds; Hedge (Finance); Investments; Islamic jurisprudence; Taboos

Fatawa

How can I make up for Zakah I didn’t realise I had to pay ?

Question: How can I make up for Zakah I didn’t realized I had to pay ? My assets have been eligible for Zakah since I joined full time employment and I have been paying Zakah since then ; however I have ....

Subjects: Alms tax; Islamic jurisprudence

Fatawa

Can I use breakdown cover when I am not in the car ? What should I do if I have already done this ?

Question: Can I use breakdown cover when I am not in the car ? What should I do if I have already done this ?I have a car break down cover for myself, which allows me to drive any car or ....

Subjects: Insurance; Islamic jurisprudence; Vehicles

Fatawa

Is my husband entitled to a share of the child benefits and tax credits, and anything purchased from them during my lifetime and after my death ?

Question: Is my husband entitled to a share of the child benefits and tax credits, and anything purchased from them during my lifetime and after my death ?I am in the process of making a Shariah Will. I would like to ....

Subjects: Husbands; Mothers

Fatawa

How can I finance a new business without getting a loan ?

Question: How can I finance a new business without getting a loan ? My aim is to open a business but for the capital I would need to go to the bank, which they have agreed to lend. But on the ....

Subjects: Financing; Islamic jurisprudence; Loans

Fatawa

What is the Islamic position if legally the son owns the land but the mother has retained control ?

Question: What is the Islamic position if legally the son owns the land but the mother has retained control ? An elderly woman owns some land in Pakistan through which she receives rent on a regular basis. She is unaware ....

Subjects: Endowments; Islamic jurisprudence; Land tenure; Possession (Law)

Fatawa

What is the Islamic position if legally the son owns the land but the mother has retained control ?

Question: What is the Islamic position if legally the son owns the land but the mother has retained control ?An elderly woman owns some land in Pakistan through which she receives rent on a regular basis. She is unaware of the ....

Subjects: Endowments; Inheritance; Islamic jurisprudence; Land tenure

Fatawa

Can a pharmacist take out extra insurance due to extreme circumstances ?

Question: Can a pharmacist take out extra insurance due to extreme circumstances ?I know that insurance is only permissible in extreme cases. Would it be permissible for a pharmacist to take out insurance which will protect her in case she was ....

Subjects: Insurance; Islamic jurisprudence; Pharmacists

Fatawa

Is it permissible to work as an energy trader ?

Question: Is it permissible to work as an energy trader ?The role would involve trading futures contracts..

Subjects: Futures

Fatawa

Is it permissible to work as an energy trader ?

Question: Is it permissible to work as an energy trader ? The role would involve trading futures contracts..

Subjects: Futures; Islamic jurisprudence

Fatawa

Is my ex-husband entitled to a share of the house we bought together ?

Question: Is my ex-husband entitled to a share of the house we bought together ?My ex-husband abandoned and left me with a 1yr old child. We have a house in both of our names, which I took care of and rented ....

Subjects: Islamic jurisprudence; Real property; Subprime mortgage

Fatawa

My mother agreed to let her property be used for a madrassa, however she now needs to sell the property due to financial hardships. Is she able to do this ?

Question: My mother agreed to let her property be used for a madrassa, however she now needs to sell the property due to financial hardships. Is she able to do this ? My mother has been donating money to Islamic projects ....

Subjects: Islamic jurisprudence; Property; Property transfers

Fatawa

If I have a pension, which I don’t know any details about, do I pay Zakah on the contributions and is it considered Haram ?

Question: If I have a pension, which I don’t know any details about, do I pay Zakah on the contributions and is it considered Haram ?I work for a big company and when I started in Feb 2009 the company inserted ....

Subjects: Alms tax

Fatawa

If I have a pension, which I don’t know any details about, do I pay Zakah on the contributions and is it considered Haram ?

Question: If I have a pension, which I don’t know any details about, do I pay Zakah on the contributions and is it considered Haram ?I work for a big company and when I started in Feb 2009 the company inserted ....

Subjects: Alms tax; Islamic jurisprudence; Pensions

Fatawa

Am I responsible if my wife engages in interest-based activities ?

Question: Am I responsible if my wife engages in interest-based activities ? I understand that Riba is a very serious and major sin.I have been Muslim for four years and am looking to marry a sister Insha’Allah. But I just found ....

Subjects: Islamic jurisprudence; Responsibility; Usury

Fatawa

Do I pay Zakah on an investment from which I get no return, but whose value rises ?

Question: Do I pay Zakah on an investment from which I get no return, but whose value rises ? I had about £ 51,300 on which I paid Zakah this year which left me with about £ 50,000. I then ....

Subjects: Alms tax

Fatawa

Is Zakah necessary on child benefit payments ?

Question: Is Zakah necessary on child benefit payments ?I wanted to know who is considered the owner of the child benefit given by the government. Is it the child or the mother ? I believe that if it is the mother then Zakah will be compulsory..

Subjects: Alms tax; Islamic jurisprudence

Fatawa

Is Zakah necessary on child benefit payments ?

Question: Is Zakah necessary on child benefit payments ? I wanted to know who is considered the owner of the child benefit given by the government. Is it the child or the mother ?I believe that if it is the mother then Zakah will be compulsory..

Subjects: Alms tax; Children; Islamic jurisprudence; Payments

Fatawa

Are Muslims allowed to donate their Zakah to hospitals and clinics ?

Question: -.

Subjects: Alms tax; Islamic jurisprudence

Fatawa

Is it a priority to give Zakah here locally, to the needy in the UK or to the poor abroad ?

Question: -.

Subjects: Alms tax

Fatawa

Do I have to pay Zakah on money that I have only had in my possession for 2 months ?

Question: Do I have to pay Zakah on money that I have only had in my possession for 2 months ?I am a retired government servant and receive a pension. Besides this, the only other source of my income is rent ....

Subjects: Alms tax

Fatawa

Is it permissible for my mother to be using my father’s life insurance payout and keeping it ?

Question: Is it permissible for my mother to be using my father’s life insurance payout and keeping it ? My father took out life insurance in 1987. He did not know it was haram. I think on the policy it says ....

Subjects: Compensation (Law); Fathers; Islamic jurisprudence; Life insurance; Mothers

Fatawa

Do I still have to pay Zakah on my frozen pension fund ?

Question: Do I still have to pay Zakah on my frozen pension fund ? I have a pension which is now frozen where I have selected the funds. The pension is invested in shares. Both myself and my employer had ....

Subjects: Alms tax; Islamic jurisprudence; Pensions

Fatawa

Do I have to use an Islamic account for my business banking ?

Question: -.

Subjects: Bank accounts; Banking; Islamic jurisprudence

Fatawa

Do I still have to pay Zakah on my badly-performing pension fund ?

Question: Do I still have to pay Zakah on my badly-performing pension fund ? If someone has a fund, which they have control over where it is invested, but they still can’t liquidate or access any part of it till they ....

Subjects: Alms tax; Islamic jurisprudence; Wages

Fatawa

How would I calculate my Zakah as I am self-employed ?

Question: How would I calculate my Zakah as I am self-employed ? I am a locum Pharmacist and work as a limited company. My wages gets paid into my company account and not directly into my current account and as ....

Subjects: Alms tax; Islamic jurisprudence

Fatawa

As a higher rate taxpayer-I can reclaim some of my Zakah back from HMRC-How do I treat this ?

Question: As a higher rate taxpayer-I can reclaim some of my Zakah back from HMRC-How do I treat this ? I am a higher rate taxpayer and would claim gift aid on my Zakah “donation”.If I give £ 100, the charity ....

Subjects: Alms tax; Payments; Taxes

Fatawa

Is my income as a para-planner Halal ?

Question: Is my income as a para-planner Halal, since I will be doing the research but not the advising on the different products (life insurance, mortgages, fixed interest bonds, mutual funds with non shariah compliant companies etc.) ?I am currently training ....

Subjects: Income; al-Halal and al-Haram

Fatawa

Is it permitted to claim unemployment benefits if one is readily able to find work but prefers to stay at home instead ?

Question: -.

Subjects: Dues; Labour; Unemployment

Fatawa

Can student loans be taken off as a liability for Zakah purposes ?

Question: Can student loans be taken off as a liability for Zakah purposes ? 31st December 2010Is a student loan added to ones Zakah liability section as a whole in every Zakah year until it is paid off unlike most deferred ....

Subjects: Debt repayment; Debts; Education; Islamic jurisprudence; Students

Fatawa

If a Muslim needs to claim on their car insurance policy, can they benefit from the entire amount of money ?

Question: If a Muslim needs to claim on their car insurance policy, can they benefit from the entire amount of money, or only that amount which equals premiums paid to date ?.

Subjects: Insurance; Insurance companies; Islamic jurisprudence; Money; Vehicles

Fatawa

Are we permitted to work in a bank or insurance company if our job is limited to a non-Haram part of the business (e.g. as an IT technician)‎ ?

Question: -.

Subjects: Islamic jurisprudence; Labour; Wages

Fatawa

Are Muslims allowed to take interest money from the bank and use it to pay their own taxes or insurance premiums ?

Question: Are Muslims allowed to take interest money from the bank and use it to pay their own taxes or insurance premiums ?.

Subjects: Banks; Money; Muslims; Taxes; Usury

Fatawa

Is a Muslim better off earning no interest on money in the bank, or taking interest with the intention of giving it to the poor ?

Question: -.

Subjects: Banks; Interest; Islamic jurisprudence; Poor; Usury

Fatawa

Can Zakah be given to welfare projects ?

Question: -.

Subjects: Alms tax

Fatawa

Is it permissible to over claim benefits by under-declaring income ?

Question: -.

Subjects: Advertising; Fraud; Income

Fatawa

Are Muslims permitted to eat food bought from haram income (such as money falsely claimed in government benefits )‎ ?

Question: -.

Subjects: Income; Islamic jurisprudence; Money; Public utilities; Purchasing

Fatawa

Do students have to pay Zakah on money from a student loan, if they have it in their possession ?

Question: Do students have to pay Zakah on money from a student loan, if they have it in their possession ? For e.g. a person took out tuition fee loan and maintenance loan (not grant) which roughly comes to about £ ....

Subjects: Debt repayment; Debts; Education; Islamic jurisprudence; Students

Fatawa

What elements of my pension do I need to pay Zakah on ?

Question: What elements of my pension do I need to pay Zakah on ?If my pensions is a “Zakatable” asset then what do I need to pay the Zakat on ? The entire holding (i.e. fund value) or pay Zakat on ....

Subjects: Alms tax; Islamic jurisprudence; Pensions

Fatawa

Are pensions considered to be a “Zakatable” asset ?

Question: -.

Subjects: Alms tax; Islamic jurisprudence; Pensions

Fatawa

What elements of my pension do I need to pay Zakah on ?

Question: What elements of my pension do I need to pay Zakah on ? If my pensions is a “Zakatable” asset then what do I need to pay the Zakat on ? The entire holding (i.e. fund value) or pay Zakat ....

Subjects: Alms tax; Islamic jurisprudence; Pensions

Fatawa

Can I give my wealth to my children during my lifetime ?

Question: Can I give my wealth to my children during my lifetime ? I understand that when writing a will the Qur’an tells us how our wealth should be distributed, e.g. 2 / 3 to the son and 1 / 3 ....

Subjects: Income distribution; Islamic jurisprudence; Sons; Wills

Fatawa

Can I set up a personal injury trust for my son ?

Question: My son, who is 28 years old, is going to receive compensation for injury he sustained when he was attacked during his study in the UK. I, his mother, came from my country to care for him because he was ....

Subjects: Compensation (Law); Islamic jurisprudence; Personal injuries

Fatawa

Is it permissible to purchase stocks using call and put options ?

Question: -.

Subjects: Contracts; Financial markets; Islamic jurisprudence; Sales; Stocks

Fatawa

Do I have to pay Zakah on my salary, if I haven’t received it ?

Question: What is the ruling in relation to Zakah on my salary ? For e.g. an individual who is paid his salary at the end of the month has to calculate his Zakah on the 25th of the month. Does he ....

Subjects: Alms tax; Islamic jurisprudence

Fatawa

Do I have to pay Zakah on a loan that won’t be repaid to me ?

Question: Do I have to pay Zakah on a loan that won’t be repaid to me ? If a lender has lost all hope of recovering his loan how should he treat the outstanding amount for the purposes of Zakah ?.

Subjects: Alms tax; Debt repayment; Debts; Islamic jurisprudence; Loans

Fatawa

Do I have to pay Zakah on a deferred loan repayment ?

Question: Do I have to pay Zakah on a deferred loan repayment ? What is the ruling in relation to a loan resulting from the sale of personal property with payment deferred to a later date ?For e.g. an individual has ....

Subjects: Alms tax; Debts; Islamic jurisprudence

Fatawa

What is the ruling in relation to paying Zakah on outstanding invoices owed to my business ?

Question: What is the ruling in relation to paying Zakah on outstanding invoices owed to my business ?For e.g. if a wholesaler sells his merchandise to retailers on credit ; How should the wholesaler treat the outstanding amounts on the invoices for the purposes of Zakah ?.

Subjects: Alms tax; Debts; Islamic jurisprudence; Retail trade

Fatawa

Does Islam encourage people to work even if the only work they can find is low paid manual employment ?

Question: -.

Subjects: Labour; Wages

Fatawa

Please explain which descendants of the Holy Prophet Muhammad are not allowed to receive Zakah ?

Question: -.

Subjects: Alms tax; Islamic jurisprudence

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