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   (101 - 150 of 1015)
Fatawa

How much can I claim from my car insurance company and what if they give me a set amount to purchase the car from me ?

Question: -.

Subjects: Automobiles; Insurance; Islamic jurisprudence; Purchasing; Vehicles

Fatawa

Is trading “covered warrants” on the stock market permissible ?

Question: -.

Subjects: Islamic jurisprudence; Purchasing

Fatawa

[Buying home in Canada]

Question: As-salamu `Alaykum.If a Muslim in Canada wants to buy a home by borrowing money, then what are the sources available that one can peruse and that are Shari’ah compliance. Are then mortgage available through banks are ok in IslamAppreciate your answer to my question.Jazaak Allah Khair..

Subjects: Canada; Financing; Islam; Purchasing; Real property

Fatawa

[Dilemma of buying our first home]

Question: As-Salamu `Alaykum. I hope you're doing well. My name is Humayun Haq. I am married. We live in NY with our 3 kids. I am in the dilemma of buying our first home. I know many options exist in the ....

Subjects: Dwellings; Financing; Islamic jurisprudence; Purchasing

Journal Articles

Force du capitale marque client et marqueting-mix : application au cas de la marque d'electromenager condor

By: Lalaui, Ammur; Bu Ushshah, Fawziyah. Revue Reformes Economiques et Intégration En Economie Mondiale. No. 11 (2011), pp.75-99, 25 p.

Subjects: Algeria; Consumer behaviour; Purchasing; Quality control; Trademarks

Book

Islamic financial transactions : frequently asked questions

By: Boubyan Bank (Kuwait). Boubyan Bank,; 31-December -2011; pp.1-11, 11 p.

Subjects: Banks; Contracts; Financial transactions; Profits; Sales

Fatawa

[Financial transactions : the companies shares selling and purchasing]

Question: How can I identify the companies in whose shares selling and purchasing is impermissible ?.

Subjects: Financial transactions; Islamic jurisprudence; Purchasing; Sales; Stock companies

Fatawa

[Financial transactions : purchase utilities and re-sell]

Question: It is permissible to purchase utilities and re-sell them? And what is the Shari’a compliant form for that ? Example : (Education Utilities) :.

Subjects: Financial transactions; Islamic jurisprudence; Purchasing; Sales; Utility

Fatawa

[Financial transactions : a purchase period of the commodity]

Question: Is it required that a specific period lapses after the bank’s purchase of the commodity in order to be able to sell the same ?.

Subjects: Purchasing

Fatawa

[Financial transactions : difference between murabaha and tawarruq]

Question: What is the difference between murabaha and tawarruq ?.

Subjects: Commodities; Financial transactions; Islamic jurisprudence; Purchasing; Sales

Fatawa

[Financial transactions : murabaha]

Question: Is the client’s sale of the commodity after purchasing the same in murabaha from the bank deemed as tawarruq with respect to the bank ?.

Subjects: Commodities; Financial transactions; Islamic jurisprudence; Purchasing; Sales

Fatawa

[Financial transactions : the purchase contract]

Question: Is it permissible that the client signs the purchase contract with the Bank before the Bank’s purchase of the commodity from the supplier ?.

Subjects: Contracts; Financial transactions; Islamic Banks; Purchasing

Journal Articles

Principles of Wa’d and Muwa'adah : their application in Islamic financial contracts

By: Shabana, Hasan; Muhammad, Murjan. ISRA International Journal of Islamic Finance. Vol. 3, no. 2 (Dec. 2011), pp.135-140, 6 p.

Subjects: Contracts; Financing; Investments; Purchasing; ٌLeasing

Journal Articles

Shariah parameters of musharakah mutanaqisah in Islamic finance : the experience of Australian institutions offering Islamic financial services

By: Ahmad, Abu Umar Faruq. ISRA International Journal of Islamic Finance. Vol. 3, no. 2 (Dec. 2011), pp.7-40, 34 p.

Subjects: Australia; Banking services; Economic aspects; Islam; Transactions

Fatawa

International trade and other sales : buying a car for a price that is an old car plus money

Question: Dr Monzer,Assalamu Alaykum.I want to replace my car with another one. The buyer agreed to buy it at $ 5000, but I have paid him another $ 3000 so that he can sell me another car of $ 8000.Is this ....

Subjects: Automobiles; Islamic jurisprudence; Purchasing; Sales

Fatawa

[Real estate]

Question: How can I buy a house Islamic way so I do not have to borrow from bank and pay mortgage interest ? I have seen a condo for $ 250, 000. I have to pay down payment of 10 % which is $ 250, 000. Please, advise..

Subjects: Financial institutions; Islam; Purchasing; Real property

Journal Articles

Purchase undertaking issues in Musharakah Mutanaqisah home financing

By: Naim, Asmadi Muhammad. ISRA International Journal of Islamic Finance. Vol. 3, no. 1 (Jun. 2011), pp.25-47, 23 p.

Subjects: Financing; Housing; Partnerships; Purchasing

Fatawa

Murabahah and installment sale : Shari’ah ruling on Murabahah

Question: فضيلة الدكتور منذر القحف حفظه اللهالرجاء التكرم بالإجابة على الفتوى التالية و لك مني وافر الشكر و التقدير :السلام عليكم و رحمة الله و بركاتهأرجو منك أن تفيدني بالحكم الشرعي في مسألة المرابحة التالية :شخص صاحب مصنع طلب من شخص ....

Subjects: Goods; Islamic jurisprudence; Purchasing; Resale on profit

Fatawa

Conventional and Islamic finance of home purchase : Islamic home finance at additional cost

Question: Asalamu Alaykum Dr Kahf,We have a question for you that we would appreciate your opinion on.My husband and I recently purchased a home in Southern California. We initially were going to go with an Islamic based home financing program in ....

Subjects: Administrative fees; Commissions

Fatawa

Buying properties on interest loans : vehicle finance

Question: [Question one] :Assalaamu Alaikum,I have a question which is part theoretical and part actual...I intend to buy a new car. Since it is haram to pay interest, I am looking for a 0 % APR finance scheme.In MA, a car ....

Subjects: Automobiles; Financing; Purchasing

Journal Articles

Influence de l’environnement d’achat et de l’impulsivité sur la réalisation d’achat impulsif

By: Busawwh, Nadirah; Oussama, Khudayr. Revue Cahiers Economiques. Vol. 1, no. 2 (Mar. 2011), pp.17-41, 25 p.

Subjects: Consumers; Impulsivity; Purchasing; Shopping

Fatawa

Lease hold properties : buying property on lease hold

Question: Assalamu Alikom W Rahmatu Allah W Barakatuh:I need your advice; I have Lease Hold property till year 2073. I paid for that 210,000.00, I paid 1/2 of that, and carry 1/2 as mortgage. Now, I am in position to pay ....

Subjects: Contracts; Purchasing; Real property; Rent

Fatawa

Buying properties on interest loans : buying a business

Question: As Salaam Walikum,I am an Indian working in Kuwait and I am trying to buy a shop in Mumbai already I booked and I paid 40 percent for balance 60 percent I need to loan can you please help me ....

Subjects: Islamic jurisprudence; Loans; Purchasing; Real property; Usury

Fatawa

Hajj, Umrah, Ibadah, fasting, kindness to parents : Hajj with borrowed money and going for Hajj while under debt

Question: Assalamu Alaykum and hoping that my mail reaches you in the best of Iman. I pray also Allah SWT gives you the patience to bear with my stress. My inquiries goes this way :1. Please what is the position of ....

Subjects: Debts; Loans; Money; Pilgrimage

Journal Articles

Islamic liquidity management : the Malaysian experience

By: Ibrahim, Muhammad; Mukhtar, Hamim Syahrum Ahmad. ISRA International Journal of Islamic Finance. Vol. 2, no. 2 (Dec. 2010), pp.131-156, 26 p.

Subjects: Derivative securities; Financial markets; Islam; Management; Markets

Fatawa

Are Muslims permitted to eat food bought from haram income (such as money falsely claimed in government benefits )‎ ?

Question: -.

Subjects: Income; Islamic jurisprudence; Money; Public utilities; Purchasing

Fatawa

International trade and other sales : buying selling books

Question: [Question One] :Assalamu Alaykum Brother Monzer,I have a small question regarding buying / selling. If a person a buys a textbook in a foreign country from a publisher X (in a legal fashion), and then resells the same textbook to ....

Subjects: Books; Purchasing

Fatawa

Conventional and Islamic finance of home purchase : Shari’ah compliant home purchases

Question: Assalamu' Alaykum,My name is Reshad, formerly from southern California but now living in the bay area. Masha Allah I've known Ammar through Hawthorne and Yaman through MAS Orange County for some time. May Allah protect and reward them both. I've ....

Subjects: Financing; Housing; Provisions of sharia; Purchasing

Fatawa

Using credit cards to buy gold, Silver and currencies : buying gold jewelry with credit card

Question: Dear Dr. Monzer ,I have an important question regarding credit cards. I did surf through the internet and read a few of your fatwas, but I need to ask further. I hope you can reply so that I can spread ....

Subjects: Credit cards

Fatawa

Conventional and Islamic finance of home purchase : Islamic mortgage

Question: Assalamu Alaykum,I am looking to buy an apartment in Vancouver, Canada. I have enough cash to put a 50 % down payment from the asking price which is $ 260,000. For the rest of the 50 %, what type of ....

Subjects: Banks; Islamic Banks; Purchasing; Subprime mortgage

Fatawa

Conventional and Islamic finance of home purchase : ISNA Canada house financing model

Question: [Question one] :Assalamu 'Alaykum Dr. Kahf,I know that you must be extremely busy, but I need an answer to a rather urgent / important question. My wife and I have four days to decide whether or not we will be ....

Subjects: Financing; Housing; Purchasing; Real property

Fatawa

Conventional and Islamic finance of home purchase : Islamic finance is more expensive than conventional

Question: Asslalamu Alaikum I and my brother live in our current home with our parents. We are married and have started families. In 5 or 10 yrs. Time we will need another house therefore have taken out a conventional mortgage on ....

Subjects: Financing; Housing; Purchasing; Real property

Fatawa

Investment ; permissible ? : education trust funds

Question: Assalamu'Alaikum Dr KahfI hope and pray you are well.I was wondering what are the scholarly opinions on the permissibility of educational trust [ET] plans ?Specifically, we have a local state [government] trust plan-a contract you purchase from the state government. ....

Subjects: Education; Investments; Purchasing

Resolutions

Goods Murabaha (personal finance)‎

Donor award: Mashreq al-Islami (Dubai, United Arab Emirates). Sharia'h Supervisory Board

Subjects: Contracts; Islamic jurisprudence; Promise (Law); Purchasing; Resale on profit

Resolutions

Tawaruq

Donor award: Mashreq al-Islami (Dubai, United Arab Emirates). Sharia'h Supervisory Board

Subjects: Tawarruq

Fatawa

Buying properties on interest loans : renting or buying a home

Question: Bismi Allah al-Rahman al-RahimAl Salamu Alaykum Wa Rahmatullahi Wa BarakatuhI just found out about your website, al-Hamdulillah, and we would be more than happy to hear your opinion regarding our case. My husband is Syrian, I am European and converted ....

Subjects: Dwellings; Financing; Purchasing; Rented housing

Fatawa

Conventional and Islamic finance of home purchase : home financing in Canada

Question: Greetings Dr. Monzer; I hope all is well for you. I had previously contacted you with regards to assistance in Islamic home financing product we are working on. In due time I will be giving you further information in terms ....

Subjects: Financing; Housing; Purchasing; Real property; Subprime mortgage

Fatawa

Conventional and Islamic finance of home purchase : Islamic financing offered by conventional credit union

Question: Assalamu o Alaykum,I am writing this mail from Winnipeg MB, Canada. Last week we had conference on Islamic mortgage, organized by Assiniboine credit union. Yours name was in the list of Islamic finance advisory board.Now here is my question and ....

Subjects: Financing; Housing; Purchasing; Real property

Fatawa

Conventional and Islamic finance of home purchase : buying a house on interest in Norway

Question: Asalamu AlaykumMy name is Fadumo and I live in Norway with my 4 children and my husband. I work as a school teacher. My income is enough.Housing here in Norway is hard We have moved a lot and we are ....

Subjects: Financing; Housing; Purchasing; Real property

Fatawa

Conventional and Islamic finance of home purchase : house financing in Canada

Question: [Question One] :Alslamu Alaykum Wa Rahmatu Allah Wa BarakatuhDear Dr. Monzer Kahf,I am Dr. Abdulaziz living in Canada, I did work hard last few months to get house according to Islamic rule and Shari’ah law and after months of negotiation ....

Subjects: Financing; Housing; Purchasing; Real property

Fatawa

Murabahah and installment sale : Murabahah documentation

Question: Dear Br. Dr. MonzerAssalamouAlaikum Wa Rahmatullah Wa BarakatuhJazaka Allah for the reviewed Takaful document and the valuable comments. I will go through it soon and reply to the question raised. All of us are waiting for you. Are you coming ....

Subjects: Automobiles; Islamic jurisprudence; Purchasing; Resale on profit

Fatawa

Conventional and Islamic finance of home purchase : mortgage

Question: Dear Brother Monzer,First of all, Baraka Allahou Fik for your kind answer.Second, here is the context : I'm French / Tunisian citizen who works and lives in France (Lille / North of France). One year ago, based on my understanding ....

Subjects: Financing; Housing; Purchasing; Real property

Fatawa

Conventional and Islamic finance of home purchase : ISNA house financing scheme

Question: As-Salamu Alaykum Sheikh Monzer,I pray you and your family is constantly getting closer to Allah (swt).Alhamdulillah Iana financial is progressing-slowly but surely :) (www.ianafinancial.org)In Sha Allah we'll be handing out our fourth interest-free loan within the next couple of days ....

Subjects: Financing; Housing; Purchasing; Real property

Fatawa

Interest on insurance accounts and student loans : lease purchase and student loans in Islam

Question: Dear Br. Dr. Monzer, Assalamu Alaikum. I hope you are well. Please see below two important questions on lease purchase and Shari’ah compliant student loans. I will appreciate your views on the query.Best regards, Habib Lease purchase : my husband ....

Subjects: Education; Islamic jurisprudence; Loans; Purchasing; Students

Fatawa

Conventional and Islamic finance of home purchase : house finance with conventional loan

Question: Aslam Wa Alaykum Dr.I want to buy a house in California and I found a good loan, but I am not sure if I should go with it or I should find an Islamic loan. According to Sheikh Al Qaradawi, ....

Subjects: Purchasing; Real property

Fatawa

Conventional and Islamic finance of home purchase : house financing in Sweden

Question: Dear Dr. Monzer Kahf,Assalamu Alaykum wa Rahmatullah. I live in. Like any other Scandinavian Cities, housing is an extremely difficult thing in Stockholm. Since I have finished my studies a few years ago, I have been facing severe difficulties related ....

Subjects: Purchasing; Real property

Fatawa

Investment ; permissible ? : inquiry fund placement with conventional banks

Question: [Question One]Salaam,Hope you and your entire household are doing great. Sorry, we could not communicate since after the course in Kaduna.Kindly help me with this clarification pls.There is this micro finance bank that does a bit of Islamic banking whereby ....

Subjects: Banks; Investments

Fatawa

Conventional and Islamic finance of home purchase : Islamic finance is more expenses

Question: Dear Dr. Kahf :I am interested in refinancing my house hopefully with Islamic financing. I have checked some Islamic Financing companies. They have all sorts of contracts which make it look as though it is Islamically Ok. Further research revealed ....

Subjects: Purchasing; Real property

Fatawa

Conventional and Islamic finance of home purchase : providing Islamic house finance from interest loans received from conventional lenders

Question: Salam.In Canada, there is no Islamic banking so far. There are some Islamic financial organizations, but the problem is that most of them are taking money from non-Islamic financial organizations. So people criticize Islamic way of financing by saying that ....

Subjects: Purchasing; Real property

Fatawa

Conventional and Islamic finance of home purchase : Islamic house financing is much more expensive than conventional one

Question: Dear Dr Monzer Kahf,Assalamu Alaykum Warahmatullahi WabarakatuhuFirst and foremost, May Allah reward you for excellent work you have done and continue to do so on Islamic Finance. I often refer to your Fatawa and it is truly a blessing to ....

Subjects: Purchasing; Real property

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