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   (151 - 200 of 1602)
Fatawa

Prohibition of Riba interest and its philosophy : ethical issues in the prohibition of Riba

Question: [Question one] :Al Salam Alaykum Wa Rahmatu AllahDear Dr. Kahf I hope this email finds you well.I am Zainab Radhi, a law PhD student at the University of Kansas. Most of my research related to Islamic economic System and Finance. ....

Subjects: Islamic jurisprudence; Moral aspects; Usury

Fatawa

Prohibition of Riba interest and its philosophy : prohibition of Riba

Question: [Question one] :Hi Sir,This is just a general question regarding Riba. Let's say a man has 3 wives and 25 children. They are all in a very poor condition. They don't have proper home to live, they don't have proper ....

Subjects: Islamic jurisprudence; Usury

Articles of association

FAIS conflict of interest management policy

Donor award: al-Baraka Bank Limited (Durban, South Africa)

Subjects: Banks; Interest; Ownership; Sudan; Usury

Fatawa

Buying properties on interest loans : vehicle finance

Question: [Question one] :Assalaamu Alaikum,I have a question which is part theoretical and part actual...I intend to buy a new car. Since it is haram to pay interest, I am looking for a 0 % APR finance scheme.In MA, a car ....

Subjects: Automobiles; Financing; Purchasing

Fatawa

[Social justice without elimination of Riba]

Question: Dearest Dr. Monzer,As-Salamu `Alaykum,Thank you very much for yesterday’s session, may Allah accept your effort and abundantly reward you,Could you kindly reply to the following question ?As-Salam 'Alaykum wa Rahmatullah wa Barakatuh :Isn't it a fruitless venture, the attempt at ....

Subjects: Islamic jurisprudence; Social justice; Usury

Fatawa

Buying properties on interest loans : buying a business

Question: As Salaam Walikum,I am an Indian working in Kuwait and I am trying to buy a shop in Mumbai already I booked and I paid 40 percent for balance 60 percent I need to loan can you please help me ....

Subjects: Islamic jurisprudence; Loans; Purchasing; Real property; Usury

Governance

Governance 2011

Donor award: Saman Bank (Tehran, Iran)

Subjects: Banks; Capital; Debts; Islamic jurisprudence; Management

Journal Articles

An overview of Shariah issues regarding the application of the Islamic letter of credit practice in Malaysia

By: Uthman, Ahmad Azzam; Hashim, Rosmawani Che; Akhtarzaiti, Abd al-Aziz. ISRA International Journal of Islamic Finance. Vol. 2, no. 2 (Dec. 2010), pp.37-66, 30 p.

Subjects: Commodities; Financial institutions; Financing; Insurance; Islamic jurisprudence

Fatawa

Buying properties on interest loans : housing loan

Question: Dear Dr MonzerAssalamu Alaykum Wa Rahmatu Allahi Wa Barakatuh.I have read your website pertaining Riba and housing loans. I am residing in Singapore and there is no Islamic financing for housing loans in Singapore. I have the need to buy ....

Subjects: Financing; Housing; Loans

Fatawa

Are Muslims allowed to take interest money from the bank and use it to pay their own taxes or insurance premiums ?

Question: Are Muslims allowed to take interest money from the bank and use it to pay their own taxes or insurance premiums ?.

Subjects: Banks; Money; Muslims; Taxes; Usury

Fatawa

Is a Muslim better off earning no interest on money in the bank, or taking interest with the intention of giving it to the poor ?

Question: -.

Subjects: Banks; Interest; Islamic jurisprudence; Poor; Usury

Fatawa

Bank accounts deposits, etc. : interest bank account

Question: Assalam 'Alaykum Wrahmatullah respected Shaikh,May Allah SWT have mercy on you and your family ?Forgive me for taking your time Shaikh I have two questions if you may plz answer them InSha’Allah.Firstly, I cooked a lot of meat for a ....

Subjects: Bank accounts; Usury

Fatawa

Finance with fixed return : financing with fixed return

Question: Salaam,Hope my mail meets you in the best of Iman.Pls assist me with clarification on an issue if Allah has bestowed you with knowledge on it.I actually came across a trader (non-Muslim) who requested that I give him N 500,000 ....

Subjects: Capital; Financing; Profits

Fatawa

Working in Riba institutions : job may involve interest

Question: [Question one] :Dear Ammo Monzer,Assalamu Alykum !InSha Allah you are well and in the best of conditions !Since you are a Qatari citizen at the moment, congratulations on winning the competition for hosting the world cup (only if you approved ....

Subjects: Islamic jurisprudence; Labour; Usury

Fatawa

Using other people’s credit cards : team credit cards

Question: Assalamu Alaikoum Brother Monzer,I'm currently enrolled in an extracurricular club where they have purchases using a team credit card. I'm currently in a situation where I have to put a purchase on that credit card, if they incur Riba (interest) will I be at fault ?Jazakallah Khairan,Ahmad.

Subjects: Credit cards; Islamic jurisprudence; Usury

Fatawa

Deposit insurance : [2]

Question: Dear Dr. Kahf,Assalamu Alaykum Wa Rahmatullah Wa BarakatuhI was pleased to read about the deposit insurance institution in Jordan and would like to ask the following question : If the insurance company does not observe Shari’ah Compliance in its investment ....

Subjects: Bank deposits; Insurance

Fatawa

Advising on interest transactions : advising on discounting letters of credit

Question: As-Salaamu Alaikum Warah'matul-Laahi WabarakaatuhuuDear Dr. Kahf,May Allah bless you with the best of this month of Ramadan. A business investor recently approached me about having a standby letter of credit that he wanted to discount.I informed him that I did ....

Subjects: Advice; Discount; Letters of credit

Fatawa

Conventional and Islamic finance of home purchase : Shari’ah compliant home purchases

Question: Assalamu' Alaykum,My name is Reshad, formerly from southern California but now living in the bay area. Masha Allah I've known Ammar through Hawthorne and Yaman through MAS Orange County for some time. May Allah protect and reward them both. I've ....

Subjects: Financing; Housing; Provisions of sharia; Purchasing

Fatawa

Central bank in Islamic economics : Islamic central banking

Question: Dear Br. Monzer KahfAssalamu Alaykum Wa Rahmatullah E Wa BarakatuhHope you are fineI want to discuss an important issue regarding the conduct of central banking in an Islamic system of Economy. There is an important book “transition to a Riba ....

Subjects: Central banks; Management

Fatawa

Use interest money to pay bribes, bank charges, taxes : interest money

Question: In the name of Allah, the most-merciful, the all-Compassionate"May the peace and blessings of Allah be upon you"Praise be to Allah, we seek his help and his forgiveness. We seek refuge with Allah from the evil of our own souls ....

Subjects: Money; Usury

Fatawa

Use interest money to pay bribes, bank charges, taxes : cam interest money be given as Zakah ?

Question: Dear Prof Dr. Kahf,Assalamualaikum Warahmatullahi Wabarakatuh,Ramadan Kareem,I pray that you and the family are all well by the grace of Allah.I wish to inform you that the article was published in two local newspapers here.Some people responded and wanted more ....

Subjects: Alms tax; Money; Payments; Usury

Fatawa

Paying interest : interest on taxes

Question: [Question one] :Assalam Alaykum Dear Dr. Monzer,I hope you are all well by the grace of almighty.I have a question regarding payment of interest on taxes owed to government. After some adjustments IRS determined that I owe a small amount ....

Subjects: Islamic jurisprudence; Taxes; Usury

Fatawa

Conventional and Islamic finance of home purchase : ISNA Canada house financing model

Question: [Question one] :Assalamu 'Alaykum Dr. Kahf,I know that you must be extremely busy, but I need an answer to a rather urgent / important question. My wife and I have four days to decide whether or not we will be ....

Subjects: Financing; Housing; Purchasing; Real property

Fatawa

Car lease on hire purchase : is sale of assets in Sukuk and buying them back prohibited ?

Question: Dear Br. Dr. Monzer,I had a quick question from a discussion we had on Sukuk transaction while you were here. If an obligor sells an existing asset for a period of time (say 5 years) to investors, pays rent on ....

Subjects: Deeds; Foundations of Islamic jurisprudence

Fatawa

Conventional and Islamic finance of home purchase : Islamic finance is more expensive than conventional

Question: Asslalamu Alaikum I and my brother live in our current home with our parents. We are married and have started families. In 5 or 10 yrs. Time we will need another house therefore have taken out a conventional mortgage on ....

Subjects: Financing; Housing; Purchasing; Real property

Fatawa

Paying interest : paying contracted interest

Question: الدكتور منذر القحف الفاضل.. ؛السلام عليكم و رحمة الله.. و بعد...أرجو منكم أخي الفاضل الفتوى لمساعدتي على الخروج من الربى، لقد تابعت في قناة الجزيرة منذ اشهر برنامج الشريعة و الحياة معكم و مع الأستاذ عبد الرحمن يسري حول الربا، ....

Subjects: Islamic jurisprudence; Usury

Fatawa

Bankruptcy, business dispute : bankruptcy

Question: [Question One] :Dear Professor Monzer :Salam Alaykum. I have a question for you regarding bankruptcy. I have read a few of your replies to similar questions, but I think my situation is unique and warrants special consideration. Please correct me ....

Subjects: Bankruptcy; Investments

Fatawa

Buying properties on interest loans : renting or buying a home

Question: Bismi Allah al-Rahman al-RahimAl Salamu Alaykum Wa Rahmatullahi Wa BarakatuhI just found out about your website, al-Hamdulillah, and we would be more than happy to hear your opinion regarding our case. My husband is Syrian, I am European and converted ....

Subjects: Dwellings; Financing; Purchasing; Rented housing

Fatawa

Conventional and Islamic finance of home purchase : home financing in Canada

Question: Greetings Dr. Monzer; I hope all is well for you. I had previously contacted you with regards to assistance in Islamic home financing product we are working on. In due time I will be giving you further information in terms ....

Subjects: Financing; Housing; Purchasing; Real property; Subprime mortgage

Fatawa

Conventional and Islamic finance of home purchase : Islamic financing offered by conventional credit union

Question: Assalamu o Alaykum,I am writing this mail from Winnipeg MB, Canada. Last week we had conference on Islamic mortgage, organized by Assiniboine credit union. Yours name was in the list of Islamic finance advisory board.Now here is my question and ....

Subjects: Financing; Housing; Purchasing; Real property

Fatawa

Conventional and Islamic finance of home purchase : buying a house on interest in Norway

Question: Asalamu AlaykumMy name is Fadumo and I live in Norway with my 4 children and my husband. I work as a school teacher. My income is enough.Housing here in Norway is hard We have moved a lot and we are ....

Subjects: Financing; Housing; Purchasing; Real property

Fatawa

Conventional and Islamic finance of home purchase : house financing in Canada

Question: [Question One] :Alslamu Alaykum Wa Rahmatu Allah Wa BarakatuhDear Dr. Monzer Kahf,I am Dr. Abdulaziz living in Canada, I did work hard last few months to get house according to Islamic rule and Shari’ah law and after months of negotiation ....

Subjects: Financing; Housing; Purchasing; Real property

Journal Articles

Le lien entre finance et economie Islamiques VIA le modele principiel "ZR"

By: Bilabbas, Abd al-Razzaq Said. Etudes en Economie Islamique. Vol. 4, no. 1 (Jan. 2010), pp.15-37, 23 p.

Subjects: Economics; Financial markets; Financing; Islam; Islamic economics

Fatawa

Conventional and Islamic finance of home purchase : mortgage

Question: Dear Brother Monzer,First of all, Baraka Allahou Fik for your kind answer.Second, here is the context : I'm French / Tunisian citizen who works and lives in France (Lille / North of France). One year ago, based on my understanding ....

Subjects: Financing; Housing; Purchasing; Real property

Fatawa

Credit card additional charge : additional charge by merchant when accepting credit cards

Question: Assalamualikum Dr,I need a Fatwa for credit card charge when I pay by credit (visa, master and American express) bank charge 3 % additional I.e. for cost of 100 USD, one has to be pay 3 % additional charge is it permissible ?jazakhallahu khairaZarjoon.

Subjects: Credit cards

Fatawa

Conventional and Islamic finance of home purchase : ISNA house financing scheme

Question: As-Salamu Alaykum Sheikh Monzer,I pray you and your family is constantly getting closer to Allah (swt).Alhamdulillah Iana financial is progressing-slowly but surely :) (www.ianafinancial.org)In Sha Allah we'll be handing out our fourth interest-free loan within the next couple of days ....

Subjects: Financing; Housing; Purchasing; Real property

Journal Articles

Islamic pricing benchmark

By: Smolo, Edib. ISRA International Journal of Islamic Finance. Vol. 1, no. 1 (Dec. 2009), pp.129-132, 4 p.

Subjects: Islamic Banks; Islamic jurisprudence; Market Risk; Price policy; Usury

Journal Articles

The global financial crisis, risk management and social justice in Islamic finance

By: Hassan, M. Kabir; Kayid, Rasim. ISRA International Journal of Islamic Finance. Vol. 1, no. 1 (Dec. 2009), pp.33-58, 26 p.

Subjects: Financial crises; Islam; Management; Ruling in Islam; Social justice

Fatawa

Car lease on hire purchase : high cost of Islamic lease

Question: Dear Prof. Dr. Monzer Kahf,Assalamu Alaykum Sheikh,A fellow Muslim colleague in my work place needs to buy a used car which is worth Sri Lankan Rupees 700,000 / = (US $ 700) through leasing. He has inquired regarding this from ....

Subjects: Automobiles; Costs; Leasing leading to proprietorship; Prices; ٌLeasing

Fatawa

Giving earned interest to charities and others : paying interest to charity

Question: [Question one] :Dear Dr Kahf :I have a question and I appreciate your help with an answerI have currently a retirement account (SEP type) and because of the market status I have it all in a money market account.I want ....

Subjects: Kindness; Payments; Usury

Fatawa

Conventional and Islamic finance of home purchase : house finance with conventional loan

Question: Aslam Wa Alaykum Dr.I want to buy a house in California and I found a good loan, but I am not sure if I should go with it or I should find an Islamic loan. According to Sheikh Al Qaradawi, ....

Subjects: Purchasing; Real property

Fatawa

Loan service fees, late payment fees, collection fees : loan with processing fees

Question: AA Dr. Monzer,I wanted to ask you about 0 % Apr credit card loans while they take 3 % processing fee for the loan. Is that allowed given that I plan to invest the money for a short period of ....

Subjects: Administrative fees; Commissions; Loans

Fatawa

Giving earned interest to charities and others : interest money

Question: AssalamuAlaikum brotherThank you very much for your valuable time. I really appreciate all the effort you have put into your website. It has been a valuable source of information for me.Please could you guide me for the following points ?1-In ....

Subjects: Money; Usury

Fatawa

Car lease on hire purchase : which scenario is better in car leasing ?

Question: Dear Dr. MonzerI am sure you get a lot of emails on car leasing issue. My name is Irfan and I am working in Oman, my question is again on the car leasing.Here in Oman we unfortunately do not have ....

Subjects: Automobiles; Usury; ٌLeasing

Fatawa

Receiving donation from non-Muslim and people who earn from interest to build mosque : giving from interest accounts to a Muslim daughter

Question: SalamsDr. Monzer, pls. help replying the following question : AssalamuAlaikom, I am a Muslim woman married to a Dutch man for 8 years and has a daughter of 5 years. My husband was a Christian but converted before our marriage. ....

Subjects: Bank accounts; Islamic jurisprudence; Usury

Fatawa

Loans, Tawarruq, discounting, financing of business : loan with interest

Question: Dear Prof. Dr. Monzer Kahf,Assalamu Alaikum Sheikh,One of my friends here in Sri Lanka wants to apply for the Student Visa to the UK. He has to pay GBP £ 2000 / = to a college in the UK in ....

Subjects: Islamic jurisprudence; Loans; Usury

Fatawa

Car lease on hire purchase : car leasing

Question: Dear Prof Monzer KahfAssalamu o AlaykumI want to know that how the car leasing (Ijarah) offering in Pakistan Mezaan Bank is Halal. I shall ask u this question in detail later, but first as you know, the banking system (invented ....

Subjects: Automobiles; ٌLeasing

Fatawa

Prizes on Deposits : prize scheme for depositors in IBs

Question: Assalamu’ Alaikum Dr. Monzer KahfPerhaps you have heard of the al-Awfar Scheme that is being advertised by Bank Islam in Malaysia. I would like to know your opinion about this scheme. The Shari’ah Council in Malaysia said that it is ....

Subjects: Awards; Bank deposits

Fatawa

Lies in documents, pirated, harmful products, etc. : affiliate programs that may promote non-permissible products

Question: [Question One]Dr. Kahf,Hope you are well. I have the opportunity to be part of an online affiliate program that sells others' products on websites through online ads, and makes revenue from that. [commission]I am comfortable with most of the products-sometimes ....

Subjects: Documents; Lying; Marketing; Products; Taboos

Fatawa

Conventional and Islamic finance of home purchase : Islamic finance is more expenses

Question: Dear Dr. Kahf :I am interested in refinancing my house hopefully with Islamic financing. I have checked some Islamic Financing companies. They have all sorts of contracts which make it look as though it is Islamically Ok. Further research revealed ....

Subjects: Purchasing; Real property

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