e-Marefa DataBank for Islamic Economics and Finance

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e-Marefa DataBank for Islamic Economics and Finance

   (5551 - 5600 of 20733)
Fatawa

Buying share, stocks and mutual funds : investing in the stock market

Question: In the name of Allah, most gracious, most merciful. All praise and thanks are due to Allah, and peace and blessings be upon his messenger. Dear brother in Islam, I wish to ask a few questions : 1. I want ....

Subjects: Financial markets; Investments

Fatawa

Working in companies that sometimes deal in interest : work in a company that deals with interest

Question: Assalamualaikum, I am not sure about a few things all having to do with Interest, I live in Canada and am planning to work here after I graduate from university, and from what I see and understand is that most ....

Subjects: Corporations; Islamic jurisprudence; Usury

Fatawa

Examples of lack of justifying needs : buying a residence in Sidney by a person living in Indonesia

Question: In the name of Allah, most gracious, most merciful. All praise and thanks are due to Allah, and peace and blessings be upon his messenger. Dear brother in Islam, I wish to ask a few questions : 1. I want ....

Subjects: Indonesia; Islamic jurisprudence; Purchasing

Fatawa

Can earned interest be used to pay credit card’s interest ? : using earned interest for paying interest charged on credit cards

Question: Salamo Alikom. I live temporarily in the United States, and I save my money in a bank, where they add APR to my saving account each three months. I also sometimes use the credit card and they charge me interest. ....

Subjects: Administrative fees; Credit cards; Islamic jurisprudence; Payments; Usury

Fatawa

Working in network marketing with pyramid commissions : networking with pyramid type commissions

Question: As-Salamu-Alaikum,Lately I was introduced to business (internet based). The business portal is a website called as "www.quixtar.com". The business works like this : a person would register and become an independent business owner. When he buys stuff (products) from the ....

Subjects: Business; Islamic jurisprudence; Network marketing

Fatawa

Financing house purchase in the west : should we sacrifice and pay rent ?

Question: Assalamu Alaikum,Dear Dr,If it’s ok to buy a property on interest based mortgage, in what situation is Riba Haram ?Shouldn't we not take Riba or at least discourage Riba ; as our sacrifice in this life (by paying rent instead ....

Subjects: Islamic jurisprudence; Purchasing; Real property; Subprime mortgage; Usury

Fatawa

Gifts to children and their receprocal love : lack of love to parents

Question: Alsalam AlikomMy parents are relatively wealthy, but they do not treat me like my sister and my two brothers because God gave me money and high education with a good position. I got married but they did not spent any ....

Subjects: Children; Endowments; Filial piety; Islamic jurisprudence

Fatawa

Non-interest charges of credit cards : the charge for cash withdrawal from machines

Question: In European countries, you can get the so-called Visa or Master card. It can be used for paying in shops, but if it's used to withdraw money from cash points, there would be a charge of 1.5 % (i.e. when ....

Subjects: Banking services; Credit cards

Fatawa

Transactions confused with interest : renting a spot to a conventional bank for ATM

Question: I am a businessman situated in India. I have recently constructed a small building for commercial purposes which I intend to rent / lease out to some good company / firms. I have been approached by Citibank and American Express ....

Subjects: Automated tellers; Banks; Islamic jurisprudence; Rent

Fatawa

Betrayal of trust

Question: Assalamu Alaykum, I've been entrusted with some money by a brother, which he told me to look after it while he was indisposed (he gave it to me to look after it). He told me to invest it if I ....

Subjects: Confidence; Islamic jurisprudence; Treason

Fatawa

How do Islamic banks work and make profit ?

Question: Assalamu Alaikum. I have a question about the Islamic banking system. I was reading about an Islamic bank in my area that gives loans for houses and cars yet they don’t ask for any interest in return. And the savings ....

Subjects: Financing; Islamic Banks; Profits

Fatawa

Working in companies that sometimes deal in interest : work as a financial controller in a company

Question: Is it permitted to work as a financial controller in a company, which has a (Halal) core business ? What is confusing me is that even if the company's core business is Halal, however, part of the financial controller duties ....

Subjects: Accounting; Corporations; Finance; Islamic jurisprudence; Management

Fatawa

Waqf and estate planning

Question: Has anyone done work on estate planning in the USA. This would include preparing legal documents on inheritance and use of money. I am aware of the Islamic will prepared by ISNA which does not get into legal advices or ....

Subjects: Estate planning; Waqf

Fatawa

Sale of gold, silver and currencies, the conditions of sarf : gold quest multi-layer sale and commissions

Question: I've been involved in a company called qold quest. What it does is selling a golden coin to their customers with about $ 400 which is half the price of the coin, then I work as seller for that company ....

Subjects: Banks; Gold; Islamic jurisprudence; Sales; Silver

Fatawa

Buying share, stocks and mutual funds : limited mutual funds choice of 401 K

Question: Assalamu AlaikumI work for a corporation which offers a 401 K. I only have 9 mutual funds to choose from and one option which pays a fixed rate of interest.1. If I put money into the fixed account, could I ....

Subjects: Financial markets; Islamic jurisprudence; Mutual funds

Fatawa

Buying share, stocks and mutual funds : investment in stocks and gambling

Question: Why is investing in the stock exchange allowed in Islam but gambling is not ?.

Subjects: Gambling; Investments; Islamic jurisprudence; Stocks

Fatawa

Interest loans to buy other goods : getting clinical equipment on an interest loan

Question: I would like to build a clinic in a Muslim country. I don't have enough money to buy essential equipments and the only way to do that is to take a mortgage within the same country and I have to ....

Subjects: Islamic jurisprudence; Loans; Medical instruments and apparatus; Usury

Fatawa

Transactions confused with interest : free overdrafts, are they permissible ?

Question: It is the practice of many of the banks in my country to offer an interest free overdraft to students as an incentive to open a bank account with them. Could you advise as to what the position of the ....

Subjects: Bank accounts; Overdrafts

Fatawa

Nterest-based financing of house and car is prohibited : what if the Islamic financing is more expensive ?

Question: General, short : someone may say that Riba was prohibited to prevent usurping of the poor by the rich. If the claimed "Islamic" solutions to home financing are much more expensive than mortgage, wouldn't that be against the wisdom of ....

Subjects: Automobiles; Financing; Housing; Islamic jurisprudence; Purchasing

Journal Articles

Venture capital : a potential model of musharakah

By: al-Suwaylim, Sami Bin Ibrahim; Kia, Amir. Journal of King Abdulaziz University : Islamic Economics. Vol. 13, no. 1 (Dec. 2001), pp.61-62, 2 p.

Subjects: Banks; Islamic jurisprudence; Financial markets; Financing; Islam

Journal Articles

Portfolio behaviour of Iranian banks : a money-flow model, (1984-1994)‎

By: Kagigi, Khalid Ali. Journal of Economic Research. Vol. 12, no. 1-2 (2001), pp.1-21, 21 p.

Subjects: Investments; Iran; Management; Banks; Financing

Book Reviews

Book Review : The economic relevance of the shaira maxims (al-Qawaid al-Faqhiyah)‎

By: Ali, Shamshir; Hasanuzzaman, S. M.. Journal of King Abdulaziz University : Islamic Economics. Vol. 13, no. 1 (Dec. 2001), pp.65-69, 5 p.

Subjects: Financing; Islam; Islamic economics; Jurisprudential rules

Journal Articles

Speculative activities, efficiency and normative stock exchange

By: Kia, Amir. Journal of King Abdulaziz University : Islamic Economics. Vol. 13, no. 1 (Dec. 2001), pp.31-49, 19 p.

Subjects: Banks; Foundations of Islamic jurisprudence; Investments; Prices; Islam

Journal Articles

Conventional growth policy and the forgotten potential resources : a case for the ethical economic resource

By: Naqawi, Sayyid Nawwab Haydar; Qadir, Asghar. Journal of King Abdulaziz University : Islamic Economics. Vol. 13, no. 1 (Dec. 2001), pp.53-59, 7 p.

Subjects: Economic development; Economics; Ethics; Islam; Sustainable development

Journal Articles

A suggested methodology for the political economy of Islam

By: Siddiqi, Shamim Ahmad. Journal of King Abdulaziz University : Islamic Economics. Vol. 13, no. 1 (Dec. 2001), pp.3-27, 25 p.

Subjects: Economics; Islam; Islamic economics; Political aspects; Political science

Book

Exchange rate stability : theory and policie from an Islamic perspective

By: Ahmad, Habib. Islamic Development Bank (IDB), Islamic Research and Training Institute (IRTI),; 31-December -2001; , 48 p.

Subjects: Exchange rates; Fiscal stability; Islamic economics

Book

Risk management : an analysis of issues in Islamic financial industry

By: Khan, Tariq Allah; Ahmad, Habib. Islamic Development Bank (IDB), Islamic Research and Training Institute (IRTI),; 31-December -2001; pp.1-185, 185 p.

Subjects: Financial institutions; Islamic jurisprudence; Investments; Islam; Management

Book

Islamic banking : answers to some frequently asked questions

By: al-Jarhi, Mabid Ali Muhammad Mahmud; Iqbal, Munawwir. Islamic Development Bank (IDB), Islamic Research and Training Institute (IRTI),; 31-December -2001; pp.1-77, 77 p.

Subjects: Islam; Islamic jurisprudence; Questions and answers; Ruling in Islam; ٌLeasing

Book

Land ownership in Islam : a survey

By: Gulaid, Mahmud A.. Islamic Development Bank (IDB), Islamic Research and Training Institute (IRTI),; 31-December -2001; pp.1-56, 56 p.

Subjects: Agricultural land; Alms tax; Earth (Planet); Possession (Law)

Book

Islamic financial instruments to manage short-term excess liquidity

By: Ahmad, Uthman Babakr. Islamic Development Bank (IDB), Islamic Research and Training Institute (IRTI),; 31-December -2001; , 95 p.

Subjects: Bonds; Derivative securities; Financing; Investments; Markets

Book

Islamic equity funds the mode of resource mobilization and placement

By: Ahmad, Uthman Babakr. Islamic Development Bank (IDB), Islamic Research and Training Institute (IRTI),; 31-December -2001; , 60 p.

Subjects: Islamic Banks; Money; Stocks

Fatawa

Nterest-based financing of house and car is prohibited : buying mortgaged debts at discount

Question: Assalamu Alaikum Wa Rahmatullahi Wa BarakatuhDearest Shaikh Monzer,My name is Musab and I write to you from Tampa, Florida. InShaAllah you receive this letter and you and your family are all in good health and Iman.Recently, I was introduced to ....

Subjects: Dwellings; Financing; Islamic jurisprudence; Purchasing; Subprime mortgage

Book

What is Islamic economics ?

By: Chapra, Muhammad Umar. Islamic Development Bank (IDB), Islamic Research and Training Institute (IRTI),; 31-December -2001; pp.1-71, 71 p.

Subjects: Islamic economics; Comparative economics; Economics; Macroeconomics; Microeconomics

Fatawa

Distribution of estate : distribution of estate and custody of children

Question: Assalamu Alaikum I have a few questions. I did look through the Fatwa bank but did not find answers to my questions there. 1-I understand the division of property when a man dies and leaves parents, children and a wife. ....

Subjects: Children; Incubation; Inheritance; Real property

Fatawa

Sale with conditions in the contract : Is it permissible for sale of merchandise to use a website or market place of a company that deal with interest ?

Question: Bismialah Arahman Araheim, Asalamu Alaikum Wa Rahmatulahi Wa Barakatuh, I recently began selling things on eBay, an internet auction site(http://www.ebay.com). None of the transactions I make involve interest. I do not accept any nor pay with any. I do not ....

Subjects: Auctions; Contracts; Electronic commerce; Islamic jurisprudence; Sales

Fatawa

Using property bought with interest for prayers and other usages : using equity built through a conventional mortgage

Question: Assalamu Alaikum, here is the situation : 2 years ago I financed a house with interest. I recently found out that I can go through the Islamic bank. The Islamic bank requires 20 % down of the value of the ....

Subjects: Architecture; Contracts; Islamic jurisprudence; Property; Stocks

Fatawa

Is insurance permissible ? Life, car, health, property, hazards, shipping, etc. : is comprehensive car insurance permissible ?

Question: Can we have car insurance for all the risks, or just the obligatory car insurance ?.

Subjects: Insurance; Islamic jurisprudence; Risk management; Vehicles

Fatawa

Nterest-based financing of house and car is prohibited : rationale for the Fatwa on mortgage

Question: Dear Dr. Monzer,Assalamu AlaikumIt seems to be that a lot of Muslims are keen to know more about Zakah rulings, especially in the blessed month of Ramadan. We have received to following two questions, somehow they are related to the ....

Subjects: Alms tax; Islamic jurisprudence; Subprime mortgage

Fatawa

Sale with conditions in the contract : an alternative to interest-based installment sale of cars

Question: Alslamo Alikom, I have a lease on a car from Toyota Corp. that will expire in the next 3 weeks. I want to buy the car from a dealer who will buy the car from Toyota and sell it to ....

Subjects: Automobiles; Contracts; Islamic jurisprudence; Sales; Usury

Fatawa

Financing house purchase in the west : house purchase in Canada

Question: I am in Canada, I have a rented house since, 5 years, and the rents are going up every day, we always have dispute with wife, regarding house, as I have performed Hajj, and I do not want to get ....

Subjects: Canada; Housing; Islamic jurisprudence; Purchasing

Fatawa

Nterest-based financing of house and car is prohibited : mortgage and Riba

Question: Assalamu Alaykum : would you please send me some information on the basic differences between mortgage and Riba and on the right way in Islam to do mortgage.May Allah bless you. Salam..

Subjects: Automobiles; Financing; Housing; Islamic jurisprudence; Usury

Fatawa

Financing house purchase in the west : necessities again

Question: My question is regarding what you call necessity of getting a mortgage in the US for buying a home. We are a family of three. We can continue rent a house or an apartment but that is starting to drain ....

Subjects: Islamic jurisprudence; Subprime mortgage

Fatawa

House purchase financing in Muslim countries : necessity to buy a house in Egypt

Question: Salamu Alaykum. How are you doing ? Hope you're enjoying Allah's blessings. Here is a question about interest and Riba :1. With respect to "necessity requiring exceptions" and housing, why would t be necessary for someone in Canada to own ....

Subjects: Egypt; Financing; Housing; Islamic jurisprudence; Purchasing

Fatawa

Distribution of estate : inheritance with siblings

Question: As Salaam Alaikum wa Rahmatullah. Dear brother, I was referred to you by a person at ISNA to inquire of the provision of estate settlement for the case of my recently deceased brother. He is survived by one brother and ....

Subjects: Distribution (Economic theory); Inheritance; Islamic jurisprudence; Real property; Siblings

Journal Articles

Islamic economic thought and the new global economy

By: Chapra, Muhammad Umar. . Vol. 9, no. 1 (Sep. 2001), pp.1-16, 16 p.

Subjects: Economics; International economics; Islam; Islamic economics; Islamic jurisprudence

Journal Articles

Financial globalization and islamic financing institutions : the topic revisited

By: Choudhury, Masudul Alam. Islamic Economic Studies. Vol. 9, no. 1 (Sep. 2001), pp.19-38, 20 p.

Subjects: International relations; Economics; Financial institutions; Globalization; Islam

Fatawa

Transactions confused with interest : taking a house loan as a tax shelter

Question: Dear Sir Assalamu Alaikum. I am a citizen of India. I am working for the most prestigious software company. My payment is about 20,000 RS P. M. I pay about RS 3,000 every month in the form of income tax ....

Subjects: Housing; Islamic jurisprudence; Loans; Taxes

Fatawa

Transactions confused with interest : refinancing to get some money out

Question: Assalamu Alaikum. I purchased a home for my sister 3 years ago because she was experiencing financial difficulties. I have an outstanding mortgage balance in the amount of $120,000, after having put approximately $ 150,000 into the house. The problem ....

Subjects: Islamic jurisprudence; Real property; Refinancing; Subprime mortgage; Usury

Fatawa

Sale of gold, silver and currencies, the conditions of sarf : sale of gold and silver on the internet by gold quest Int

Question: Assalamu Alaykum Wa Rahmatullahi Wa Barakatuh (peace be upon you, and the mercy of Allah and His blessings). You are kindly requested to answer the following questions received from one of my brothers in Islam : 1. How should be ....

Subjects: Electronic commerce; Gold; Islamic jurisprudence; Sales; Silver

Fatawa

Internet marketing and pyramid commission : sale of gold and silver on the internet by gold quest int

Question: Assalamu Alaykum Wa Rahmatullahi Wa Barakatuh (Peace be upon you, and the mercy of Allah and his blessings). You are kindly requested to answer the following questions received from one of my brothers in Islam : 1. How should be ....

Subjects: Gold; Internet marketing; Silver

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