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Conference Papers

L’institution du waqf comme modele d’accompagnement au financement de l’entrepreneuriat social

By: Bellihi, Hassan; Dirham, Muhammad Amin. المؤتمر الدولي لإرشاد المشاريع و المؤسسات : الريادة الاجتماعية و التمويل : أي نموذج للأعمال (2 : 2013 : جامعة إبن زهر ، المغرب) . pp.236-243, 8 p.

Subjects: Islam; Islamic economics; Islamic jurisprudence; Management; Social development

Fatawa

Are you allowed to give money to pay off someone’s debt while knowing that part of that is likely to go towards paying off of interest ?

Question: Are you allowed to give money to pay off someone’s debt while knowing that part of that is likely to go towards paying off of interest ? The recipient of the financial help is a non-Muslim..

Subjects: Debt repayment; Islamic jurisprudence; Money; Usury

Fatawa

What is the Islamic position on ‘Spread Betting’ ?

Question: What is the Islamic position on ‘Spread Betting’ ? Please find below two definitions given for this activity.From http://www.investopedia.com/terms/s/spreadbetting.aspDefinition of ‘Spread Betting’A type of speculation that involves taking a bet on the price movement of a security. A spread ....

Subjects: Gambling; Investments; Islamic jurisprudence; Stocks

Auditing Reports

Independent auditors' report : to the members of Bank Muamalat Malaysia Berhad (incorporated in Malaysia)‎ 2013

Auditors Inc: Ernst and Young (Kuala Lumpur, Malaysia)
Source: Annual report 2013.

Subjects: Accountants; Auditing; Financial markets; Islamic jurisprudence; Right to property

Statistical Reports

Table 19-9, Investment companies operating in accordance with the provisions of the Islamic Sharia : contra accounts.

Monthly Monetary Statistics. Central Bank of Kuwait.; Economic Research Department Vol. 34, no. 5 (May. 2013), pp.46-47, 2 p.

Subjects: Islamic jurisprudence; Mutual funds; Statistics; Accounting; Kuwait

Statistical Reports

Table 19-6, Investment companies operating in accordance with the provisions of the Islamic Sharia : foreign assets and liabilities.

Monthly Monetary Statistics. Central Bank of Kuwait.; Economic Research Department Vol. 34, no. 5 (May. 2013), pp.41-41, 1 p.

Subjects: Islamic jurisprudence; Statistics; Debts; Inventories; Kuwait

Statistical Reports

Table 19-5, Investment companies operating in accordance with the provisions of the Islamic Sharia : liabilities.

Monthly Monetary Statistics. Central Bank of Kuwait.; Economic Research Department Vol. 34, no. 5 (May. 2013), pp.40-40, 1 p.

Subjects: Islamic jurisprudence; Mutual funds; Statistics; Debts; Kuwait

Statistical Reports

Table 19-4, Investment companies operating in accordance with the provisions of the Islamic Sharia : assets.

Monthly Monetary Statistics. Central Bank of Kuwait.; Economic Research Department Vol. 34, no. 5 (May. 2013), pp.39-39, 1 p.

Subjects: Islamic jurisprudence; Mutual funds; Statistics; Inventories; Kuwait

Fatawa

Is the responsibility of Zakat a strictly individual responsibility or can it be joint say in the case of husbands and wives ?

Question: -.

Subjects: Alms tax; Islamic jurisprudence

Governance

Statement on corporate governance 2013

Donor award: Alliance Bank Malaysia Berhad (Kuala Lumpur, Malaysia)

Subjects: Auditing; Islamic jurisprudence; Management; Securities; Stockholders

Auditing Reports

Independent auditors’ report : to the members of Alliance Financial Group Berhad (incorporated in Malaysia)‎ 2013

Auditors Inc: PricewaterhouseCoopers (Kuala Lumpur, Malaysia)
Source: Annual report 2013.

Subjects: Accountants; Auditing; Islamic jurisprudence; Professional ethics; Right to property

Fatawa

I am getting a university grant, and a scholarship, should Zakat be paid on this ? if so, when should I pay it ?

Question: I am getting a university grant, and a scholarship, should Zakat be paid on this ? if so, when should I pay it ? i.e. pay today and then wait for one Islamic calendar to pass by then pay again ?.

Subjects: Alms tax; Islamic jurisprudence; Scholarships

Fatawa

I am getting a university grant, and a scholarship, should Zakat be paid on this ? if so, when should I pay it ?

Question: I am getting a university grant, and a scholarship, should Zakat be paid on this ? if so, when should I pay it ? i.e. pay today and then wait for one Islamic calendar to pass by then pay again ?.

Subjects: Alms tax; Education; Islamic jurisprudence; Loans; Students

Fatawa

My father said that if he gives me money as a gift, I must buy a house. Is this a type of Riba statement ?

Question: -.

Subjects: Endowments; Money; Usury

Fatawa

My father said that if he gives me money as a gift, I must buy a house. Is this a type of Riba statement ?

Question: -.

Subjects: Islamic jurisprudence; Usury

Fatawa

My father said that if he gives me money as a gift, I must buy a house. Is this a type of Riba statement ?

Question: -.

Subjects: Dwellings; Financing; Islamic jurisprudence; Money; Purchasing

Fatawa

Is paying off a person’s debt permissible if that debt was taken out for something deemed impermissible in Shariah ?

Question: Is paying off a person’s debt permissible if that debt was contracted for something deemed impermissible in Shariah ?.

Subjects: Debt repayment; Debts; Islamic jurisprudence

Fatawa

Is paying off a person’s debt permissible if that debt was taken out for something deemed impermissible in Shariah?

Question: In principle, if you gift or lend someone some money that person is free to utilize that money in whichever way he / she feels even if you have given it for a stated purpose. The other person is not ....

Subjects: Debt repayment; Islamic jurisprudence; Loans; Usury

Fatawa

What’s the Islamic ruling on options to buy sell something in the future ?

Question: Are two parties allowed to simply agree to an ‘option’ for both parties in the future ? for example, A agrees to an option with B that A may / may not buy something in the future. Likewise, B also ....

Subjects: Contracts; Islamic jurisprudence; Options (Finance); Purchasing; Sales

Fatawa

What’s the Islamic ruling on options to buy sell something in the future ?

Question: Are two parties allowed to simply agree to an ‘option’ for both parties in the future? for example, A agrees to an option with B that A may / may not buy something in the future. Likewise, B also agrees ....

Subjects: Islamic jurisprudence; Options (Finance); Purchasing; Sales

Fatawa

What is the Islamically correct way to contract a property developer to build a house for you ?

Question: A buyer agrees with a property development company that they will pay the full price now for a house / flat now even though the property is still under construction. Once the house is complete, the buyer will then move ....

Subjects: Contracts; Housing; Ownership

Fatawa

What is the Islamically correct way to contract a property developer to build a house for you ?

Question: A buyer agrees with a property development company that they will pay the full price now for a house / flat now even though the property is still under construction. Once the house is complete, the buyer will then move ....

Subjects: Financing; Housing; Islamic jurisprudence; Real property

Fatawa

Is one sinful while studying with a Interest (Riba)‎-based student loan ? and will one be will considered as consuming Riba ?

Question: -.

Subjects: Education; Islamic jurisprudence; Loans; Students; Usury

Auditing Reports

Independent auditors’ report 2012

Auditors Inc: PricewaterhouseCoopers (Kuala Lumpur, Malaysia)
Source: Financial statements for the financial year ended 31 December 2012.

Subjects: Auditors' reports; Financial statements; Islamic Banks; Islamic jurisprudence

Statistical Reports

Table 19-9, Investment companies operating in accordance with the provisions of the Islamic Sharia : contra accounts.

Monthly Monetary Statistics. Central Bank of Kuwait.; Economic Research Department Vol. 34, no. 4 (Apr. 2013), pp.46-47, 2 p.

Subjects: Islamic jurisprudence; Mutual funds; Accounting; Kuwait; Statistics

Statistical Reports

Table 19-6, Investment companies operating in accordance with the provisions of the Islamic Sharia : foreign assets and liabilities.

Monthly Monetary Statistics. Central Bank of Kuwait.; Economic Research Department Vol. 34, no. 4 (Apr. 2013), pp.41-41, 1 p.

Subjects: Islamic jurisprudence; Debts; Inventories; Kuwait; Statistics

Statistical Reports

Table 19-5, Investment companies operating in accordance with the provisions of the Islamic Sharia : liabilities.

Monthly Monetary Statistics. Central Bank of Kuwait.; Economic Research Department Vol. 34, no. 4 (Apr. 2013), pp.40-40, 1 p.

Subjects: Islamic jurisprudence; Mutual funds; Debts; Kuwait; Statistics

Statistical Reports

Table 19-4, Investment companies operating in accordance with the provisions of the Islamic Sharia : assets.

Monthly Monetary Statistics. Central Bank of Kuwait.; Economic Research Department Vol. 34, no. 4 (Apr. 2013), pp.39-39, 1 p.

Subjects: Islamic jurisprudence; Mutual funds; Inventories; Kuwait; Statistics

Fatawa

Please could you clarify the Islamic permissibility for one to claim income support ?

Question: -.

Subjects: Income; Islamic jurisprudence

Auditing Reports

Independent auditor’s report to the members of Islamic Bank of Britain PLC 2012

Auditors Inc: KPMG Audit Plc (Birmingham, United Kingdom)
Source: Annual report and financial statement for the year ended 31 December 2012.

Subjects: Accounting; Auditing; Financial statements; Islamic jurisprudence; Social responsibility

Fatawa

Please can Al-Qalam advise if they have carried out an onsite audit at the national Zakat foundation London shelter ?

Question: Respected scholars, further to the Al-Qalam Fatwa on the national Zakat foundation (NZF) dated 25th February 2013, please can the Al-Qalam panel advise as to how the panel is assured that NZF does indeed adhere to the requirements of the Fatwa ?.

Subjects: Alms tax; Islamic jurisprudence

Fatawa

Why does one need to pay Zakat on a pension plan if one does not get access till later ?

Question: I have recently setup a SI pension plan account where I can manage the investment but the principal and the gains are not available to me till the age of 55. Is the investment value still Zakatable in the years leading up to age 55 ?.

Subjects: Alms tax; Islamic jurisprudence; Pensions

Fatawa

Is the debtor considered poor, and thus eligible to Zakat funds ?

Question: -.

Subjects: Alms tax; Alms tax bestowments; Debtor and creditor; Poor

Fatawa

Is disbursing Zakat funds for freeing of prisoners and covering their legal costs or family needs deemed permissible usage of these monies ?

Question: Can we give Zakat funds to free prisoners ? Also can Zakat funds be used to help finance their legal costs as there is no ‘ransom’ pay for most prisoners nowadays ? Can we give Zakat funds to their families left behind alone with no breadwinner ?.

Subjects: Alms tax; Distribution (Economic theory); Money; Prisoners

Statistical Reports

Table 19-9, Investment companies operating in accordance with the provisions of the Islamic Sharia : contra accounts.

Monthly Monetary Statistics. Central Bank of Kuwait.; Economic Research Department Vol. 34, no. 3 (Mar. 2013), pp.46-47, 2 p.

Subjects: Islamic jurisprudence; Mutual funds; Statistics; Accounting; Kuwait

Statistical Reports

Table 19-6, Investment companies operating in accordance with the provisions of the Islamic Sharia : foreign assets and liabilities.

Monthly Monetary Statistics. Central Bank of Kuwait.; Economic Research Department Vol. 34, no. 3 (Mar. 2013), pp.41-41, 1 p.

Subjects: Islamic jurisprudence; Statistics; Debts; Inventories; Kuwait

Statistical Reports

Table 19-5, Investment companies operating in accordance with the provisions of the Islamic Sharia : liabilities.

Monthly Monetary Statistics. Central Bank of Kuwait.; Economic Research Department Vol. 34, no. 3 (Mar. 2013), pp.40-40, 1 p.

Subjects: Islamic jurisprudence; Mutual funds; Statistics; Debts; Kuwait

Statistical Reports

Table 19-4, Investment companies operating in accordance with the provisions of the Islamic Sharia : assets.

Monthly Monetary Statistics. Central Bank of Kuwait.; Economic Research Department Vol. 34, no. 3 (Mar. 2013), pp.39-39, 1 p.

Subjects: Islamic jurisprudence; Mutual funds; Statistics; Inventories; Kuwait

Journal Articles

Perspective the use of thermal energy lost from an engine cooling system to run an absorption refrigerator for vehicle air conditioning

By: Shihab, Abd al-Wadud Salman. Thi-Qar University Journal for Engineering Sciences. Vol. 4, no. 1 (2013), pp.74-91, 18 p.

Subjects: Air conditioning; Automobiles; Cooling; Islamic jurisprudence

Fatawa

Can someone stuck in a Riba-based loan give voluntary charity, or do they need to pay off the Riba-based loan first ?

Question: Can someone stuck in a Riba-based loan give voluntary charity, or do they need to pay off the Riba-based loan first, given that is a duty, and thereafter resume with giving voluntary charitable donations ?.

Subjects: Loans; Usury

Auditing Reports

Auditors’ report : to the shareholders of Islami Bank Bangladesh Limited 2012

Auditors Inc: Ernst and Young A. Qasem and Co. (Dhaka, Bangladesh); Acnabin (Dhaka, Bangladesh)
Source: Annual report 2012.

Subjects: Islamic jurisprudence; Banks; Commercial law; Law; Profits

Governance

Corporate governance statement 2012

Donor award: RHB Islamic Bank Berhad (Kuala Lumpur, Malaysia)

Subjects: Islamic jurisprudence; Investments; Management; Personnel management; Social responsibility

Fatawa

Is my earning Halal if I’m a hypnotherapist ?

Question: I am a practitioner in neuro linguistic programming and hypnotherapy, which I practise for the purposes of helping people overcome fears and / or phobias that were installed as a programmer within people’s life experiences. Is my earning Halal ?.

Subjects: Hypnosis; Islamic jurisprudence

Laws

Laws of Malaysis : act 759 Islamic financial services act 2013.

Donor award: Malaysia

Subjects: Banks; Financial institutions; Islam; Islamic jurisprudence; Law

Fatawa

What is the Islamic stance on joint tenancy ownership of a property

Question: Are the joint tenancy laws of England (whereby one tenant inherits the other’s share directly on death) valid in Islamic law ? What happens if I share a property with my mother-on her passing does her share come to me ....

Subjects: Islamic jurisprudence; Real property; Rent

Auditing Reports

Auditors’ report to the shareholders of First Security Islamic Bank Limited 2012

Auditors Inc: Hoda Vasi Chowdhury and Co. (Dhaka, Bangladesh)
Source: Annual report 2012.

Subjects: Islamic jurisprudence; Accounting; Auditing; Right to property; Stockholders

Auditing Reports

Auditors’ report to the members 2012

Auditors Inc: A. F. Ferguson and company (Karachi, Pakistan)
Source: Annual report 2012.

Subjects: Accounting; Financial statements; Islamic jurisprudence; Management; Profits

Fatawa

Can rules of Riba usury relate to exchanging modern day goods such as mobile phones ?

Question: Does Riba only relate to money and food items, or can modern day goods come under this too ? Eg swapping a contemporary item-such as a mobile phone of a lower value for one of a higher value ? .

Subjects: Commodities; Islamic jurisprudence; Mobile phones; Usury

Fatawa

Interest on insurance accounts and student loans : taking an interest student loan to gain a grant

Question: Assalamu Alaykum,I work part time at my college and the program I work under is part of a program called AmeriCorps in which after completing a year's term of work, they offer us an education award of about $ 1200. ....

Subjects: Grants; Islamic jurisprudence; Loans; Usury

Auditing Reports

Auditors’ report to the members 2012

Auditors Inc: A. F. Ferguson and company (Karachi, Pakistan)
Source: Annual report 2012.

Subjects: Accounting; Financial statements; Islamic jurisprudence; Management; Profits

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