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   (1851 - 1900 of 29634)
Fatawa

Replacing interest financing by Islamic financing

Question: My parents are divorced since I was 4 years old and I have been living with my mother in my grand-fathers house with my aunts and cousins. Today, after about 25 years, my mother can no longer bear this life ....

Subjects: Usury

Fatawa

Examples of lack of justifying needs : renting part of a house purchased on mortgage

Question: Following to my question about mortgage that I sent 2 days ago which is still awaiting for reply ; I would like to add the following : if it is ok for me to buy a house by mortgage, is ....

Subjects: Dwellings; Housing; Islamic jurisprudence; Purchasing; ٌLeasing

Fatawa

Pension schemes : are pension schemes permissible ?

Question: Assalamu Alaykum, taking out a stake-holder pension scheme or any other kind of pension where you have to contribute certain amount of money for your retirement, is it allowed in Islam ?.

Subjects: Islamic jurisprudence; Pensions

Fatawa

Working in conventional banks : auditing banks and their interest transactions

Question: I'm working as an auditor in one of the auditing firms. We do audit different kinds of firms and organizations including banks. My questions are : (1) Is auditing firms that have deposits that take interest from bank Haram ? ....

Subjects: Auditing; Banks; Labour

Fatawa

Can banks operate without interest (Riba)‎

Question: 1. I know that Riba is a sin. But how should banks operates if they don't take interests ?2. I was planning to start my business but the only way of acquiring capital at the moment is by taking a ....

Subjects: Banks; Islamic Banks; Usury

Fatawa

Studying insurance and working in insurance companies : working in insurance companies on commission

Question: Dear scholars, As-Salaam `Alaykum. I have a question on working with insurance company. I want to know : is it Haram or Halal, if I work for an insurance company on commission basis which deals in term life and property ....

Subjects: Administrative fees; Commissions; Insurance companies

Fatawa

Distribution of estate : inheritance of children of deceased child

Question: Assalamu Alaikum ! My question is regarding estate distribution. Our family has got a land which my grandfather had bought long before. My father has expired 11 years back i. e. before my grandfather. My grandfather also expired some 7 ....

Subjects: Children; Grandparents; Inheritance; Islamic jurisprudence

Fatawa

Alternatives to interest : interest and return on savings and investment

Question: Dear Monser Kahf Assalamu Alaikum I want to know about Riba I am reading the glorious Quran and the interest mentioned there is on lending of capital and charging interest as banks do. But I want to know about the ....

Subjects: Investments; Islamic jurisprudence; Profits; Savings; Usury

Fatawa

Buying houses in non-Muslim countries : buying a land for a house on Riba in India

Question: Assalamu Alaikum ! Is it permissible to take loan from banks / financial institutions / housing development board / for purchasing land and constructing a house wherein interest is involved ? Thank You..

Subjects: Financial institutions; Housing; Islamic jurisprudence; Loans; Purchasing

Fatawa

Sale of gold, silver and currencies, the conditions of sarf : trade in currencies

Question: Can one make use of this fluctuation in currency exchange, so that I exchange my USD to Euro and vice versa and make some profit, is this Halal..

Subjects: Commerce; Gold; Islamic jurisprudence; Sales; Silver

Fatawa

Miscellanious on interest : do you pay Zakah on interest mixed with own money ?

Question: Assalamu Alaikum may al mighty Allah reward you for your valuable work for Islam. My NRE account money is mixed with interest but I am not using the interest. Inorder to avoid mix up the interest with actual money I ....

Subjects: Alms tax; Islamic jurisprudence; Money; Payments; Usury

Fatawa

Examples of lack of justifying needs : buying a house on mortgage to be near Islamic school

Question: Assalamu Alaikum I'm new in Canada, living in Mississauga which is full of mosques, Islamic schools and big Muslim community. I have some money so I can buy house without bank mortgage but it will be too far from this ....

Subjects: Housing; Islamic jurisprudence; Purchasing; Subprime mortgage

Fatawa

Studying insurance and working in insurance companies : studying and working as actuarial

Question: Asalam Alay Kum Wa Rahmatulahi Wabarakata Hu My friend is studying acturial Sciencesat University as his degree. As far as i understand it, the degree is not Haram itself but he intends to become an Actuary in the future. Please ....

Subjects: Insurance companies

Fatawa

What to do with earned interest ? : using interest to pay interest : [2]

Question: Assalamu Alaikum. My family has a mortgage on our house as we have no other means of purchasing it in the UK. We pay interest to the bank on this loan. I had an idea to put my money in ....

Subjects: Payments; Usury

Fatawa

Financing house purchase in the west : buying a house in UK : [2]

Question: Assalamu Alaikum. My family has a mortgage on our house as we have no other means of purchasing it in the UK. We pay interest to the bank on this loan. I had an idea to put my money in ....

Subjects: Housing; Islamic jurisprudence; Purchasing; United Kingdom

Fatawa

Working in conventional banks : working in banks : [8]

Question: Assalamu Alaykum could you please advise me on the issue of working in an investment bank. I am applying for jobs in the big European and American banks. I want to know what the majority or all of the scholars ....

Subjects: Banks; Investment banks; Labour

Fatawa

Working in conventional banks : working in a bank : [7]

Question: Assalamu Alaykum, first I would like to thank you for your services. I want to ask you about working in (Riba banks) given that the most sector recruiting people in our country is banking sector, and the sector that guarantees ....

Subjects: Labour

Fatawa

Inflation in the Islamic system : indexation by government regulation

Question: The inflation rate in Pakistan is fast increasing. Keeping this in mind if we deposit some amount of money in our bank, after 5-10 years it will be of no value! The bank continues to add some profit to our ....

Subjects: Bank deposits; Inflation (Finance); Islamic Banks; Islamic jurisprudence; Usury

Fatawa

What to do with earned interest ? : what to do with interest money ? : [2]

Question: Assalamu Alaikum I recently opened a bank account and specifically asked for a noninterest account. However, from my bank statements, I seem to be receiving interest. I was wondering whether it is Halal to keep the interest, or if it ....

Subjects: Money; Usury

Fatawa

Debtor’s and guarantor’s obligations

Question: Assalamu Alaikum,Dear brother Monzer, I am Tazmin, officer working with Islamic bank of Brunei. It’s been quite a while this question in my head. I try to read several journal or article to find solution. Please brother can you help ....

Subjects: Debtor and creditor; Debts; Financial guarantees; Islamic jurisprudence

Fatawa

Waqf and estate planning : creating a family trust (Waqf)‎ for an ill child

Question: Assalamu Alaikum, I have a vast problem and I hope you will look into the matter with scrutiny. My father purchased plot and registered on my mother’s name. After that my father built multi-story buildings including market places there and ....

Subjects: Confidence

Fatawa

Studying insurance and working in insurance companies : selling life insurance to Muslims in India

Question: Assalam Mu Alaikum, I just need your advice I am here in India selling insurance products. Some of my Muslim brothers insult me call my profession Haram they don’t have the right knowledge on insurance and when I show them ....

Subjects: India; Life insurance; Muslims; Sales

Fatawa

Estimation of the equivalent of the Mahr at the time of the prophet, pbuh : inflation and the Mahr at the time of the Prophet, PBUH

Question: My sister is getting married and wants to ask for the Sunnah Mahr. We know it is 400 Dinar, which we are told is the same as $ 300, but obviously $ 300 was worth a lot more in the ....

Subjects: Dowry; Inflation (Finance); Islamic jurisprudence; Muhammad (Alayhi al-salatu wa-al-salam)

Fatawa

Accepting insurance proceeds : proceeds of life insurance of deceased mother

Question: My mother recently died, but she had taken out a life insurance policy. I am the sole beneficary and at the age of 17 years, I need the money. Am I allowed to take the money ?.

Subjects: Insurance; Life insurance

Fatawa

Is interest a compensation for inflation ? : getting interest on bank deposits because of decline in value of money

Question: As Salamu Alaykum wa Rahmatu Allah : I would like to ask you (Jazakum Allah khayran) about banking transactions and the system of interest. I’m placing some money in a deposit account, because I think that it is the safest ....

Subjects: Bank deposits; Cash value; Usury

Fatawa

Alternatives to interest : interest of conventional banks and profit of Islamic banks

Question: Assalamu Alaykum, my father died when I was 5, my mother got a great depression after that , so 3 years ago she transferred our money from Islamic to non Islamic bank I was told (no blame for sick people), ....

Subjects: Banks; Islamic Banks; Islamic jurisprudence; Profits; Usury

Fatawa

Studying and working in the other financial firms and the financial sector : studying and working in finance

Question: Assalamu Alaikum, my dear brothers, I recently earned a master (MBA) in finance and am currently unsure whether to continue and get a job in that field or change everything around and give a shot at computer science. My education ....

Subjects: Financial institutions; Financing; Labour

Fatawa

Working in brokerage firms : stock broker

Question: Is it immoral to work as a stock broker ?.

Subjects: Corporations; Islamic jurisprudence; Labour; Mediation; Stocks

Fatawa

Working in brokerage firms : working in a mutual funds company

Question: I have got an offer from a company to which sell mutual funds. 1) Can a Muslim sell mutual funds which are both debt and equities based mutual funds. 2) Can I sell auto loans, home loans or other debt ....

Subjects: Labour; Mediation; Mutual funds

Fatawa

Avoiding Riba for a person living in Pakistan

Question: Assalamu Alaikum Dear Sir,(1) If installment price of a commodity is more than its cash price, can one purchase that item on installment basis as the installment price contains an element of interest.(2) Is there a difference between interest and ....

Subjects: Pakistan; Usury

Fatawa

Is insurance permissible ? Life, car, health, property, hazards, shipping, etc. : life insurance

Question: What is the Islamic view on setting up a life cover contract in order to protect the welfare of my wife and children after my death ? In addition, inheritance tax is payable at the rate of 40 % on ....

Subjects: Insurance; Insurance policies

Fatawa

What to do with earned interest ? : use of interest money : [7]

Question: Assalamu Alaikum A mufti and an Imam when asked by my husband about the interest gained on money deposited in bank, both said that this interest could be used to pay telephone bills, to pave the toilet, erect walls, buy ....

Subjects: Banks; Interest; Islamic jurisprudence; Usury

Fatawa

What to do with earned interest ? : use of interest money : [4]

Question: Assalamualaikum A mufti and an Imam when asked by my husband about the interest gained on money deposited in bank, both said that this interest could be used to pay telephone bills, pave the toilet, erect walls, buy telephone cards. ....

Subjects: Islamic jurisprudence; Money; Usury

Fatawa

In leasing who pays for insurance ? : insurance of leased cars

Question: Assalamou Aalaykou Wa Rahmato Allah I want to ask you about leasing to particulars, I intend to buy a car this way, the car would be registered with my name, and I should take care if it as if it ....

Subjects: Landlords and tenants

Fatawa

Insurance on Muslims and Islamic properties in India, the USA and other western countries : life and property insurance in India

Question: Assalamu Alaikum first I would like to thank Islam on line for the great service to the Ummah and particularly younger generation. My question to Monzer Kahf because his Fatwa on insurance is the most consistent. I’m in India today ....

Subjects: India; Insurance; Islamic jurisprudence; Life insurance; Property

Fatawa

Working in brokerage firms : stock broker in a firm owned by a bank

Question: Assalamu Alaikum Warahmatullah Dear respected scholars, I'm currently working in a stock broker, and my responsible is to do with funding such as wires, checks, and approving stock's shares for delivering to another broker. However, the firm that I worked ....

Subjects: Banks; Corporations; Islamic jurisprudence; Labour; Stocks

Fatawa

Islamic banks may issue credit cards

Question: In what sense credit cards are Halal, while you take money as a credit from a Riba based bank, even though you pay them in full (so called grace period), while Islam forbade involvement of a third person in a ....

Subjects: Islamic Banks; Credit cards; Islamic jurisprudence

Fatawa

Profit distributed by Islamic banks

Question: The interest given by banks on the deposited amount, is it Riba and unlawful in Islam ? .

Subjects: Bank deposits; Islamic Banks

Fatawa

Insurance on Muslims and Islamic properties in India, the USA and other western countries : insurance on mosques and Islamic centers in the USA

Question: The Muslim community of Bay Shore, Long Island, New York wishes to know whether it is lawful to take out insurance on a mosque. This question arose because we are in the process of completing our mosque, which was under ....

Subjects: Muslims

Fatawa

Is insurance permissible ? Life, car, health, property, hazards, shipping, etc. : life insurance on the bread earner

Question: I am confused about life insurance policy do you think a man in my age [43] have three kids the oldest in fifth grade. Banks own me a lot of money last two weeks I have had health problems. Do ....

Subjects: Life insurance

Fatawa

Working in firms that produces sells prohibited items not as main line of business : working in a gas station that sells lottery

Question: Is working in a gas station which sells tobacco and lottery Haram or Halal ? I will be selling to non-Muslims in a non-Muslim country I will be just an employee in the gas station, I do not own it. Thank you.

Subjects: Filling stations; Islamic jurisprudence; Labour; Lotteries; Sales

Fatawa

Buying share, stocks and mutual funds : investment in a mutual fund for children college education

Question: Assalamu Alaikum Brother,My name is Yusuf and I saw you when you visited us at the ISB Masjid in Cambridge, Massachusetts. I am sorry I can't remember your name.Brother I have a question regarding making investment for college for your ....

Subjects: Education; Investments; Islamic jurisprudence; Mutual funds

Fatawa

Is interest a compensation of inflation ?

Question: Assalamu Alaykum, My question is regarding "Reba" and bank interest "Fawayed". I heard these following opinions and would like to know the Islam opinion regarding them. Mainly they are trying to prove that Bank interest are not the "Reba" mentioned ....

Subjects: Banks; Compensation (Law); Inflation (Finance); Interest; Usury

Fatawa

Excuses for interest deals : buying a mosque with interest

Question: Dear brother, Assalamu Alaikum. We live in usa and bought a place for mosque foe one million Dollar with 400000.00 in advance and 600000.00 in installments. We also make agreement each month we will pay him 7 % interest on ....

Subjects: Deals; Islamic jurisprudence; Mosques; Purchasing; Usury

Fatawa

What to do with earned interest ? : using interest to pay interest : [1]

Question: Assalamu Alaikum may al-might Allah reward you for your nice guidance to questioners. My brother in-law has taken loan from bank and he has to pay interest on his bank loan. In the meantime I have interest money in my ....

Subjects: Islamic jurisprudence; Payments; Usury; Wages

Fatawa

Financing house purchase in the west : buying a house in Australia

Question: I am a Muslim Alhamdu Li Allah, living in Australia. I have asked a few Muslim sheiks here in my area in regards to borrowing money from the bank for my first house. There seems to be great debate as ....

Subjects: Australia; Housing; Islamic jurisprudence; Purchasing

Fatawa

Working in the mortgage system : setting an interest-free mortgage company

Question: Assalamu Alaikum, I have been thinking to set-up a company where I can provide interest free mortgages to Muslim Ummah. I have spoken to some people and they tell me it will only work if you buy a house for ....

Subjects: Corporations; Islamic jurisprudence; Labour; Subprime mortgage; Usury

Fatawa

Financing house purchase in the west : buying a house in France : [1]

Question: To Youssef Qardawi only please, we live in a small town in France. We have been living in a 3 bedroom house (3 children and 2 adults) which we pay (rent) 1200 francs a month. Recently we bought a land ....

Subjects: France; Housing; Islamic jurisprudence; Purchasing

Fatawa

Gifts in life time versus inheritance : gifts in life time and inheritance

Question: Assalamu Alaikum, my father in law left behind him, wife, 2 sons and three daughters.During his life time he accumulated lot of property. All of his children were married in his life time. To his daughters he gave two houses, ....

Subjects: Endowments; Inheritance; Real property

Fatawa

Accepting insurance proceeds : accepting insurance proceeds from a contract bought by employer

Question: One of my friends had died by accident from UAE while he was working on his company. Company has taken life insurance for him according to law of U.A.E. this insurance amount is already sanctioned. But our problem is this ....

Subjects: Commercial companies; Insurance

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