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Fatawa

Is the diability benefits I receive for my son solely his money ?

Question: I am in receipt of income support and carers allowance for the care of my son who is disabled and I recieve his disability allowance on his behalf because he is illiterate.Is the income support which is paid in to ....

Subjects: Capacity and disability; Disabilities; Islamic jurisprudence

Journal Articles

Graduated driver licensing : an international review

By: Bates, Lyndel J.; Watson, Barry; Davey, Jeremy D.…[et al.]. Sultan Qaboos University Medical Journal. Vol. 14, no. 4 (Nov. 2014), pp.432-441, 10 p.

Subjects: Automobiles; Islamic jurisprudence; Accidents; Traffic accidents

Journal Articles
1
Time cited in Arcif

Religiosity, subjective well-being, and anxiety in a sample of Indian university students

By: Abd al-Khaliq, Ahmad Muhammad; Singh, Ajai Pratap. The Arab Journal of Psychiatry. Vol. 25, no. 2 (Nov. 2014), pp.201-208, 8 p.

Subjects: Anxiety; Islamic jurisprudence; Psychology; Students; Universities

Book Reviews

Book review : Islamic microfinance for sustainable development

By: Khan, Muhammad Akram; Shirazi, Nasim Shah; al-Zahi, Abd al-Rahman…[et al.]. Islamic Economic Studies. Vol. 22, no. 2 (Nov. 2014), pp.137-139, 3 p.

Subjects: Financial institutions; Financing; Islam; Islamic jurisprudence; Poverty mitigation

Journal Articles

Islamic wealth management and the pursuit of positive-sum solutions

By: Faruq, Muhammad Umar. Islamic Economic Studies. Vol. 22, no. 2 (Nov. 2014), pp.99-124, 26 p.

Subjects: Islam; Islamic jurisprudence; Management; Poverty; Wealth

Journal Articles

A structural model for human development, does Maqāṣid Al-Sharīah matter !

By: Mili, Mahdi. Islamic Economic Studies. Vol. 22, no. 2 (Nov. 2014), pp.47-63, 17 p.

Subjects: Economics; Human development; Islam; Islamic jurisprudence; Quality of life

Journal Articles

Non-monetary poverty measurement in Malaysia : a Maqāsid Al-Sharīah approach

By: Abd al-Rasul, Muhammad Salah al-Din; Salih, Ariffin Muhammad. Islamic Economic Studies. Vol. 22, no. 2 (Nov. 2014), pp.33-45, 13 p.

Subjects: Malaysia; Islamic jurisprudence; Poverty

Fatawa

Is purchasing a prescription prepayment certificate [PPC] acceptable ?

Question: I would like to know if the following is permissible :http://www.nhs.uk/NHSEngland/Healthcosts/Pages/PPC.aspxIf you need more than 12 prescribed medicines each year, you could save money with a 12-month PPC.You can also buy a three-month PPC, which will save you money if ....

Subjects: Legal documents; Payments; Purchasing

Fatawa

Is it illegal to pay for services in cash ?

Question: I had a question pertaining to taxes with reference to an earlier fatwa published on your website: http://alqalam.org.uk/fatawa/can-i-be-held-liable-for-the-tax-evasion-of-my-employers/In Canada, the Canada Revenue Agency (CRA) warns about what is called the underground economy (UE) [http://www.cra-arc.gc.ca/undergroundeconomy/]. In light of this1. Is it ....

Subjects: Payments; Prices

Fatawa

Is it illegal to pay for services in cash ?

Question: I had a question pertaining to taxes with reference to an earlier fatwa published on your website : http://alqalam.org.uk/fatawa/can-i-be-held-liable-for-the-tax-evasion-of-my-employers/In Canada, the Canada revenue agency(CRA) warns about what is called the underground economy (UE) [http://www.cra-arc.gc.ca/undergroundeconomy/]. In light of this1. Is it ....

Subjects: Islamic jurisprudence; Taxes

Journal Articles

Medication errors of nurses and factors in refusal to report medication errors among nurses in a teaching medical center of Iran in 2012

By: Mustafai, Davoud; Estebsari, Fatimah; Jamshidi, Ensiyeh…[et al.]. Iranian Red Crescent Medical Journal. Vol. 16, no. 10 (Oct. 2014), pp.1-6, 6 p.

Subjects: Iran; Islamic jurisprudence; Social participation; Nursing

Fatawa

Is my income Haram if a percentage of my income is from Haram means ?

Question: I work for a software distribution company, where the revenue is generated by selling the software to different types of companies like oil and gas, media, banks, hospitals, airlines, etc. We are not sure how their revenue is generated.I understand ....

Subjects: Income; Islamic jurisprudence; Profits; Usury

Fatawa

Is working as an external auditor acceptable ?

Question: I am working as an external auditor. I have always had the conception that working for a bank is not lawful dealing in interest.I am currently looking for potential jobs and there are some well paid jobs being offered ....

Subjects: Banks; Labour

Fatawa

Is it permissible to use a non-Islamic business account that does not accrue interest ?

Question: Is it permissible to use a non-Islamic business account that does not accrue interest for a ltd company ?.

Subjects: Bank accounts; Islamic jurisprudence; Usury

Fatawa

Do I have to pay tax on tips received during employment ?

Question: Does my husband have to pay tax separately for small tips received during his employment ? (For example, an average of £ 5 cash in hand per day). If it is obligatory to pay tax on this and he refuses ....

Subjects: Islamic jurisprudence; Taxes

Fatawa

Do I have to pay tax on tips received during employment ?

Question: Does my husband have to pay tax separately for small tips received during his employment? (For example, an average of £5 cash in hand per day). If it is obligatory to pay tax on this and he refuses to do ....

Subjects: Advice; Employment; Islamic jurisprudence; Payments; Taxes

Fatawa

Is it permissible to use a non-Islamic business account that does not accrue interest ?

Question: Is it permissible to use a non-Islamic business account that does not accrue interest for a ltd company ?.

Subjects: Bank accounts; Islamic jurisprudence; Usury

Fatawa

Is it Haram to pay off interest I unknowingly accumulated ?

Question: I have accumulated an interest based debt of which I had no previous knowledge. Is it Haram for me to pay off this interest or am I allowed to pay it off in order to have a “clean slate” so to speak..

Subjects: Debt repayment; Islamic jurisprudence; Usury

Fatawa

Is it permissible for an accountant to produce external reports for banks ?

Question: I currently work for my own company specializing in providing accountancy services mainly to large corporate businesses. i work 6-12 month contracts on projects or providing short term cover. My contracts are primarily in the banking sector.My key responsibilities are ....

Subjects: Accounting; Banks; Financial statements; Islamic jurisprudence

Fatawa

Can Zakat Ul Fitr only be distributed in the form of food ?

Question: Is it permissible for Zakat Ul Fitr to be given in the form of cash or new clothes, or must it be spent on food ?.

Subjects: Clothing; Distribution (Economic theory); Fast-break alms tax; Food; Money

Journal Articles

Islamic Finance and inclusion : debt rather than growth?

By: al-Barazi, Man. Global Islamic Economics Magazine. No. 28 (Sep. 2014), pp.68-77, 10 p.

Subjects: Financing; Islamic jurisprudence; Debts; Islam; Islamic World

Journal Articles

The methodology of product development needed for Islamic Banks upholding social responsibility part 2

By: Abu Zayd, Abd al-Azim Jalal. Global Islamic Economics Magazine. No. 28 (Sep. 2014), pp.52-54, 3 p.

Subjects: Contracts; Financial institutions; Financial transactions; Islamic jurisprudence; Social responsibility

Journal Articles

Islamic venture capital in Malaysia : the industry’s legal framework

By: Abd Allah, Syahida; Zayn al-Abidin, Siti Syafira. Global Islamic Economics Magazine. No. 28 (Sep. 2014), pp.23-25, 3 p.

Subjects: Capital; Investments; Islamic jurisprudence; Speculation; Stocks

Fatawa

Is working for the financial conduct authority permissible ?

Question: Is working for the financial conduct authority permissible ? I understand that they regulate all businesses including banks, and set the standard for all businesses. I also know that you have to work closely to the banking industry as part of this role..

Subjects: Banking services; Financial Conduct Authority; Islamic jurisprudence; United Kingdom

Auditing Reports

Independent auditors’ report : to the members of Hong Leong Islamic Bank Berhad 2014

Auditors Inc: PricewaterhouseCoopers (Kuala Lumpur, Malaysia)
Source: Annual report 2014.

Subjects: Accounting; Auditing; Financial statements; Islamic jurisprudence; Right to property

Fatawa

Do I need to pay Zakat on my pension each year or when I start receiving it ?

Question: Do I need to pay Zakat on my pension each year or when I start receiving it at the age of 55 ? The pension is twofold.1. My employer contributes £ 300 per month towards my chosen pension provider.2. My ....

Subjects: Alms tax; Islamic jurisprudence; Pensions

Fatawa

Is it permissible to invest in a Share save scheme of a bank ?

Question: Can you tell if the following two forms of investments are permissible from a sharia perspective. Intention is to use the schemes as tax efficient vehicles only with a view of separating any impermissible profit and donating it to ....

Subjects: Banks; Investments; Islamic jurisprudence; Usury

Fatawa

Is income earned from a job as a wedding photographer Halal ?

Question: One of my friends is a wedding photographer. Is the job permissible ? He doesn’t print the photos off and hands it to the customer as a CD, but the same time he takes photos in a mixed gender environment. ....

Subjects: Islamic jurisprudence; Photography

Fatawa

What is the Islamic position on CFD trading ?

Question: What is the Islamic position on CFD trading ? I know spread betting is not allowed and is fundamentally different to CFD Trading as the former is a synthetic market that can be manipulated by the market makers.Additionally, with regards ....

Subjects: Contracts; Islamic jurisprudence; Profits; Stocks

Fatawa

Is it permissible to sell Halal products to night clubs and bars ?

Question: Is it permissible to sell and provide Halal products to night clubs and bars. I would only be entering their premises during the day time when they will not be engaged in active business. The Halal products that I would ....

Subjects: Islamic jurisprudence; Nightclubs; Products; Sales; al-Halal and al-Haram

Fatawa

Is Zakat payable on wealth not held in possession for the entire year ?

Question: In the beginning of the year 2014 my husband and I were looking to purchase our first home. We are currently renting privately. I had about £ 50,000 savings. We both work full time and our salaries were going to ....

Subjects: Alms tax; Islamic jurisprudence

Fatawa

Is it permissible to sell halal products to night clubs and bars ?

Question: Is it permissible to sell and provide halal products to night clubs and bars. I would only be entering their premises during the day time when they will not be engaged in active business. The halal products that I would ....

Subjects: Islamic jurisprudence; Nightclubs; Products; Sales; al-Halal and al-Haram

Fatawa

Is it permissible to invest in a Share save scheme of a bank ?

Question: Can you tell if the following two forms of investments are permissible from a sharia perspective. Intention is to use the schemes as tax efficient vehicles only with a view of separating any impermissible profit and donating it to ....

Subjects: Banks; Investments; Islamic jurisprudence

Fatawa

Amal services finance (IJARA)‎

Question: -.

Subjects: Banking services; Islamic jurisprudence; Leasing leading to proprietorship; ٌLeasing

Journal Articles

The methodology of product development needed for Islamic Banks upholding social responsibility : part 1

By: Abu Zayd, Abd al-Azim Jalal. Global Islamic Economics Magazine. No. 27 (Aug. 2014), pp.43-45, 3 p.

Subjects: Contracts; Financing; Islamic jurisprudence; Product development; Social responsibility

Journal Articles

The foreign account tax compliance : act (FATCA)‎ Bahrain case study

By: Ghalib, Abd al-Qadir Warsama. Global Islamic Economics Magazine. No. 27 (Aug. 2014), pp.34-36, 3 p.

Subjects: Bahrain; Case studies; Taxes

Fatawa

Is it permissible to under-declare income for a means-tested grant ?

Question: I would like to know, if a student applies for a means tested grant, is the money Halal, if the parent is required to declare their income in the application and they fail to declare it truthfully. Is the student ....

Subjects: Grants; Income; Money

Laws

Guidelines on sukuk of Malaysia.

Donor award: Malaysia

Subjects: Banks; Islam; Islamic jurisprudence; Law; Profits

Laws

Law regulating Islamic financial business 2004 : DIFC law no. 13 of 2004.

Donor award: United Arab Emirates

Subjects: Banks; Commercial law; Financial institutions; Islam; Islamic jurisprudence

Fatawa

Is income generated from selling musical instruments Haram ?

Question: I have a question re income generated from selling musical instruments. In my ‘pre-practising’ days I had purchased musical equipment such as keyboards and subwoofers. The money used to purchase these back then was Halal. If I did now sell ....

Subjects: Income; Islamic jurisprudence; Musical Instruments; Sales; al-Halal and al-Haram

Fatawa

Amal instant finance (Salam)‎

Question: -.

Subjects: Financing; Forward buying; Islamic jurisprudence; Sales

Journal Articles

Do we need new concept for marketing at Islamic banks ?

By: Nur Allah, Mustafa W.. Global Islamic Economics Magazine. No. 26 (Jul. 2014), pp.53-54, 2 p.

Subjects: Banks; Islamic Banks

Journal Articles

Discounting and money’s time value : how to use NPV and other valuation methods to weigh investment potentials in an Islamic environment ?

By: al-Barazi, Man. Global Islamic Economics Magazine. No. 26 (Jul. 2014), pp.31-33, 3 p.

Subjects: Capital; Costs; Inflation (Finance); Investments; Islamic jurisprudence

Fatawa

Would it be permissible to pay Zakat to an institution who are to spend it 100 % on the living essentials of their pupils ?

Question: Would it be permissible to pay Zakat to the institution who are to spend it 100 % on feeding, clothing and living essentials of the pupils ?.

Subjects: Alms tax; Alms tax bestowments; Islamic jurisprudence; Money; Payments

Fatawa

Does a woman have to sell her gold in order to pay Zakat ?

Question: Does a woman have to pay Zakat on her gold even if her and her husband do not have enough cash over the Nisab ? i.e. does she have to sell some gold and pay separately ?.

Subjects: Alms tax; Gold; Islamic jurisprudence

Fatawa

Is Zakat due on an amount of money I only came to possess 11 days before my Zakat anniversary ?

Question: Is Zakat due on an amount of money I only came to possess 11 days before my Zakat anniversary, and which is going to be used to buy a house (and therefore not “surplus” wealth) ?.

Subjects: Alms tax; Islamic jurisprudence

Fatawa

Is it permissible to pay more than 2.5 % in Zakat ?

Question: I understand that the Zakah is 2.5 % of assets but if one has more than that to pay and is able and willing, can they do that ? or does it have to be exactly 2.5 %, no less or more ?.

Subjects: Payments

Fatawa

Is it permissible to take an offset mortgage ?

Question: Many conventional banks have products called ‘Offset’ Mortgages. These are mortgages whereby : If I have a mortgage of 50 K and savings of 50 K the savings offsets the interest on the remaining mortgage value. So in the above ....

Subjects: Islamic jurisprudence; Subprime mortgage; Usury

Fatawa

Is Zakat due on inheritance that is not received until a few years have passed ?

Question: A man passes away leaving a wife and three children. The process of sorting out his estate takes 2-3 years in which time the family does not know exactly how much has been left behind and therefore they don’t know ....

Subjects: Alms tax; Inheritance; Islamic jurisprudence

Fatawa

Is it permissible to take an offset mortgage ?

Question: Many conventional banks have products called ‘Offset’ mortgages. These are mortgages whereby :If I have a mortgage of 50 K and savings of 50 K the savings offsets the interest on the remaining mortgage value. So in the above case ....

Subjects: Islamic jurisprudence; Subprime mortgage; Usury

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