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Fatawa

If my parents use the money I give them for Haram, am I sinful ?

Question: What happens if you are supporting your parents by putting money directly in their account, yet you know the money is likely to be paying off a Haram mortgage and insurance etc. as well as other Halal expenses ?.

Subjects: Fathers; Islamic jurisprudence; Money

Fatawa

As a website owner, can I get commission from their profit ?

Question: People use my site to auction their cars and I get a percentage cut from their profit. Is this permissible, given that I do not own their cars ? and I get commission from their profit ?.

Subjects: Administrative fees; Commissions; Islamic jurisprudence; Profits; Web sites

Auditing Reports

Auditors’ report to the members 2012

Auditors Inc: Ernst and Young Ford Rhodes Sidat Hyder (Karachi, Pakistan)
Source: Annual report : statement of financial position as at 31 December 2012.

Subjects: Accounting; Capital; Financial statements; Islamic jurisprudence; Loans

Fatawa

Musharakah, Mudarabah : in kind capital in Musharakah

Question: Assalamualaikum doc,How are you ? I’m Suriani, ex your Master student in Yarmouk University, year 2004-2005. I just want to ask query and get your opinion on the capital contribution for the Musharakah especially in form of in-kind. My queries ....

Subjects: Islamic jurisprudence; People Companies; Speculation

Fatawa

Inflation and Riba : hedging inflation by taking interest

Question: Assalam-o-Alaykum,I live in the US and I need your help to clarify certain questions related to financial issues. My question is regarding hedging inflation by taking interest from savings account in a bank.1. What is the concept of inflation in ....

Subjects: Hedge (Finance); Inflation (Finance); Islamic jurisprudence; Usury

Auditing Reports

Independent auditors’ report for the year ended December 31, 2012

Auditors Inc: Ernst and Young (Istanbul, Turkey)
Source: Annual report 2012.

Subjects: Accounting; Auditing; Financial statements; Islamic jurisprudence; Social responsibility

Auditing Reports

Independent auditor’s report : to the members of Bank of London and The Middle East plc 2012

Auditors Inc: KPMG Audit Plc (London, United Kingdom)
Source: Annual report and accounts 2012.

Subjects: Accountants; Auditing; Financial statements; Islamic jurisprudence; United Kingdom

Auditing Reports

Independent auditors’ report to the member of RHB Islamic Berhad 2012

Auditors Inc: PricewaterhouseCoopers (Kuala Lumpur, Malaysia)
Source: Annual report 2012.

Subjects: Auditing; Financial statements; Income; Islamic jurisprudence; Stockholders

Statistical Reports

Table 19-9, Investment companies operating in accordance with the provisions of the Islamic Sharia : contra accounts.

Monthly Monetary Statistics. Central Bank of Kuwait.; Economic Research Department Vol. 34, no. 2 (Feb. 2013), pp.46-47, 2 p.

Subjects: Islamic jurisprudence; Mutual funds; Statistics; Accounting; Kuwait

Statistical Reports

Table 19-6, Investment companies operating in accordance with the provisions of the Islamic Sharia : foreign assets and liabilities.

Monthly Monetary Statistics. Central Bank of Kuwait.; Economic Research Department Vol. 34, no. 2 (Feb. 2013), pp.41-41, 1 p.

Subjects: Islamic jurisprudence; Statistics; Debts; Inventories; Kuwait

Statistical Reports

Table 19-5, Investment companies operating in accordance with the provisions of the Islamic Sharia : liabilities.

Monthly Monetary Statistics. Central Bank of Kuwait.; Economic Research Department Vol. 34, no. 2 (Feb. 2013), pp.40-40, 1 p.

Subjects: Islamic jurisprudence; Mutual funds; Statistics; Debts; Kuwait

Statistical Reports

Table 19-4, Investment companies operating in accordance with the provisions of the Islamic Sharia : assets.

Monthly Monetary Statistics. Central Bank of Kuwait.; Economic Research Department Vol. 34, no. 2 (Feb. 2013), pp.39-39, 1 p.

Subjects: Islamic jurisprudence; Mutual funds; Statistics; Inventories; Kuwait

Fatawa

Takaful : life insurance

Question: Dear Dr. Monzer, As-Salamu Alaykum Wa Rahmatu Allah WaBarakatu.I hope this e-mail finds you in the best of health and Iman.Is it Halal or Haram to do any of the following 4 questions ?1-Buy (term life insurance) for a period ....

Subjects: Interdependence; Islamic jurisprudence; Life insurance

Auditing Reports

Auditors’ report to the members 2012

Auditors Inc: A. F. Ferguson and company (Karachi, Pakistan)
Source: Annual report 2012.

Subjects: Debts; Financial markets; Financial transactions; Islamic jurisprudence; Social responsibility

Fatawa

Please can the Al-Qalam Shariah panel advise as to whether they consider the national zakat foundation as a suitable organisation to give Zakat money to ?

Question: -.

Subjects: Alms tax; Islamic jurisprudence; Money; National Zakat Foundation

Auditing Reports

Independent auditors’ report to the members of Malayan Banking Berhad (incorporated in Malaysia)‎ 2012

Auditors Inc: Ernst and Young (Kuala Lumpur, Malaysia)
Source: Annual Report 2012.

Subjects: Accountants; Annual reports; Auditing; Financial statements; Islamic jurisprudence

Fatawa

Would insurance be permissible for martial arts’ students to take out health and safety purposes-as this is the requirement of the law of the land ?

Question: -.

Subjects: Insurance; Insurance policies; Islamic jurisprudence; Military science; Students

Fatawa

Is it allowed to take out mandatory travel insurance in order to be able to volunteer in a charity abroad ?

Question: I have signed up to volunteer for a charity working abroad but have found out that I will be required to take out Travel Insurance. Is it permissible for me to get travel insurance cover or should I opt for ....

Subjects: Compulsory insurance; Islamic jurisprudence; Kindness; Travel; Volunteer work

Fatawa

Interest in investment-participative loan : participatory loans

Question: [Question one] :Salam Alaikoum dear professor Dr. Monzer,My name is Shu'ayb and through the internet I came in contact with you. It was a pleasure to meet you in Doha for 8th international conference on Islamic economics and finance (December ....

Subjects: Loans; Usury

Fatawa

Inheritance and gift from persons dealing with Riba : Inheritance with interest

Question: AL Salaam Alaykum Dr. KahfAlhamdulillah that Allah (swt) blessed you with such vital knowledge and guided you to help Muslims everywhere.Dr. Kahf, I'd like to ask you two questions if I may.1. My father passed away 5 months ago, may ....

Subjects: Inheritance; Islamic jurisprudence; Usury

Fatawa

Lottery tickets

Question: Dear Shaikh,I have a case which I feel doubtful about :I have a friend living in Canada, and he bought a lottery ticket 649 and won USD 22,620,000. He spent about 1,620,000 on poor and needy Muslims, thus the Shaikh ....

Subjects: Airlines; Lotteries; Tickets

Fatawa

[Getting social benefit from government while working and earning]

Question: Many people in Canada earn social benefits with all their family or some of their family included. Then one of them goes and works part time not every day, some every day, then the money of social benefits becomes unlawful ....

Subjects: Islamic jurisprudence; Social security

Fatawa

[Who pays the Zakah on loan ?]

Question: As-Salamu Alaykum.I have borrowed some money from my daughter. Please, explain, when calculating my Zakah, who will pay Zakah on that borrowed money, me or my daughter ? Jazaka Allah Khair..

Subjects: Alms tax; Islamic jurisprudence

Fatawa

[An English will stating all his kids, wife and sisters get equal shares]

Question: Assalamalikum.My dad passed away a year and a half ago, leaving behind an English will sating all his kids, wife and sisters get an equal share. Recently we found out the property is still in my late grandfather’s name !! ....

Subjects: Inheritance; Islamic jurisprudence; Real property

Fatawa

[Buying stolen stuff]

Question: Assalamo Alaicoum !Is it ok to buy stolen stuff if I know that it was stolen ? And what if I'm not sure, but I suppose that it may be stolen ? Thank you..

Subjects: Islamic jurisprudence; Purchasing; Theft

Fatawa

[Marriage between a poor man and a rich girl]

Question: Assalamu Alaicoum !This is a question for live Fatwa on financial issues.What is the ruling on marriage if a bride is well-off and a groom is poor ? He can pay a small Mahr, but can't provide for his wife-she ....

Subjects: Expenditure; Islamic jurisprudence; Marriage; Standard of living

Fatawa

[Zakah calculation]

Question: My case scenario is mention below ; I would like to have an answer to it.I would like to find out that how much Zakah is applicable in the below mentioned scenario.Your reply will be appreciated.My father acquired a loan ....

Subjects: Alms tax

Journal Articles

Important shariah guidelines for Islamic financial institutions’ operation

By: al-Badani, Yusuf Adam. Global Islamic Economics Magazine. No. 8 (Jan. 2013), pp.1-1, 1 p.

Subjects: Financial institutions; Islamic epistemology; Transactions; Usury; Wealth

Journal Articles

The right to work and its legitimate and legal adjudication

By: Muhyi al-Din, Rashid. Cahiers Politique et Droit. No. 8 (Jan. 2013), pp.23-35, 13 p.

Subjects: Economic development; Human rights; Islam; Islamic economics; Islamic jurisprudence

Statistical Reports

Table 19-9, Investment companies operating in accordance with the provisions of the Islamic Sharia : contra accounts.

Monthly Monetary Statistics. Central Bank of Kuwait.; Economic Research Department Vol. 34, no. 1 (Jan. 2013), pp.46-47, 2 p.

Subjects: Islamic jurisprudence; Mutual funds; Statistics; Accounting; Kuwait

Statistical Reports

Table 19-6, Investment companies operating in accordance with the provisions of the Islamic Sharia : foreign assets and liabilities.

Monthly Monetary Statistics. Central Bank of Kuwait.; Economic Research Department Vol. 34, no. 1 (Jan. 2013), pp.41-41, 1 p.

Subjects: Islamic jurisprudence; Statistics; Debts; Inventories; Kuwait

Statistical Reports

Table 19-5, Investment companies operating in accordance with the provisions of the Islamic Sharia : liabilities.

Monthly Monetary Statistics. Central Bank of Kuwait.; Economic Research Department Vol. 34, no. 1 (Jan. 2013), pp.40-40, 1 p.

Subjects: Islamic jurisprudence; Mutual funds; Statistics; Debts; Kuwait

Statistical Reports

Table 19-4, Investment companies operating in accordance with the provisions of the Islamic Sharia : assets.

Monthly Monetary Statistics. Central Bank of Kuwait.; Economic Research Department Vol. 34, no. 1 (Jan. 2013), pp.39-39, 1 p.

Subjects: Islamic jurisprudence; Mutual funds; Statistics; Inventories; Kuwait

Fatawa

I support my parents financially by putting money in to their account, however I am not sure if this money goes towards something which is permissible or impermissible. Is this permissible ?

Question: -.

Subjects: Islamic jurisprudence; Money

Fatawa

[Zakah on savings]

Question: Assalamu Alaykum! Dear brother, I have been working for the last 32 years. Although Islam says to pay Zakah on your savings / excess on expenditure, but I have been paying 2.5 % or more on my total earnings every ....

Subjects: Alms tax; Income; Islamic jurisprudence; Money

Fatawa

[Inheritance]

Question: Salam Ustazna,Hope you are well. Here are the questions of this week's session, sorry for delaying them :My father died in 2004, leaving my mother, my 3 sisters and me behind. I'm the only son. My father was an employee ....

Subjects: Distribution (Economic theory); Inheritance

Governance

Statement on corporate governance 2012

Donor award: Maybank (Kuala Lumpur, Malaysia)

Subjects: Auditing; Debts; Islamic jurisprudence; Management; Stockholders

Fatawa

Is is permissible to give Zakat to pay off ones debts by giving the Zakat to the creditor directly with the permission of the Zakah recipient ?

Question: -.

Subjects: Alms tax; Debt repayment; Debtor and creditor; Islamic jurisprudence

Fatawa

Is is permissible to give Zakah to someone in the form of food vouchers instead of cash ?

Question: -.

Subjects: Alms tax; Alms tax bestowments; Islamic jurisprudence

Fatawa

Is is permissible to give Zakat to pay off ones debts by giving the Zakat to the creditor directly with the permission of the Zakah recipient ?

Question: -.

Subjects: Alms tax; Debtor and creditor; Debts; Payments

Auditing Reports

Independent auditors' report to the shareholders of Warba Bank K. S. C. 2012

Auditors Inc: KPMG Safi al-Mutawa and Partners (Kuwait); Ernst and Young al-Aiban, al-Osaimi and Partners (Kuwait)
Source: Annual report 2012.

Subjects: Auditing; Financial statements; Islamic jurisprudence; Professional ethics; Stockholders

Fatawa

Takaful : different kinds of life insurance

Question: As-Salaam Alaikum dear respected brother ;My name is Sheeraz and I am a representative of Primerica life insurance. I have read some of your articles on “term-life insurance.” When it comes to life insurance our company “only” offers one kind ....

Subjects: Insurance; Islamic jurisprudence; Life insurance

Fatawa

[Is buffalo meat prohibited in Islam ?]

Question: Published allIs buffalo meat prohibited in Islam ? If no, please explain. Thanks..

Subjects: Buffaloes; Islamic jurisprudence; Meat

Fatawa

[Education loan with interest]

Question: A-Salamu `Alaykum. I am a new revert ; I reverted to Islam a year ago. Recently I came to know that taking interest is Haram. I have an educational loan and I have to pay interest for it after I ....

Subjects: Education; Loans; Usury

Fatawa

[Islamic insurance]

Question: What is Takaful and what is its ruling in Islam ? I need a detailed answer according to Fiqh Hanafi, though rulings of other jurists may also be quoted. Jazaka Allah Khair..

Subjects: Cooperative insurance; Islam

Fatawa

[Returning Haram earnings]

Question: Salaam. I hope this question finds you in the best of health. When I was younger, I did some things I was not proud of. I took substantial funds from a company to which I was not entitled to. I ....

Subjects: Profits; Taboos; Wages

Fatawa

[Fixed return on deposits in government saving center]

Question: From : AitchThere is a government saving center which gives us a monthly return on the money that they take from us. It is a government saving center and it gives a fixed return each month. Is it Halal ?.

Subjects: Bank deposits

Fatawa

[Eating non Halal meat]

Question: From : AminaAs-Salamu `Alaykum. Is it allowed for Muslims to eat non Halal meat if they can't find it where they live ? Thank you..

Subjects: Food; Meat; Taboos; Tazkiyah

Fatawa

[Inheritance of a child is born out of wedlock]

Question: From : FatimaI have a question, please. If a child is born out of wedlock and the father accepts the child as his, can that child inherit him ?.

Subjects: Children; Confession (Law); Fathers; Inheritance; Marriage

Fatawa

[Interest earned]

Question: From : MuhammadAsalam-O-Alaykum Sir,Problem : how to deal with the amount of interest earned on defense saving certificates previously deposited by parentsBackground :My name is Muhammad Ahmed (27 years). I have two sisters (35 and 37 years, both married). My ....

Subjects: Usury; Wages

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