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Question: Dear Dr. Monzer,Assalamu Alaykum Wa Rahmatullahi Wa Barakatuh,What is the difference between interest and usury, and is it true that Riba is not obtainable in paper and coin currency ?Jazakum Allahu Khairan for your constant help..

Subjects: Islamic jurisprudence; Usury

Question: Salam AlaykumI want to take a home loan from an Islamic bank in Australia called MCCA.The transaction will be : Ijarah Muntahiah Bittamlik as they say. However when I asked MCCA where they got the money from ? They said ....

Subjects: Purchasing; Real property

Question: Assalamu `Alykum Dr. Monzer,I hope you're doing fine and enjoying Allah's blessings.I have a personal question about a new program designed for Canadians to help them donate more and at the same time get better tax refund. I got to ....

Subjects: Bank loans; Donations; Usury

Question: Thank you again! I just had one question in mind, we need a credit card for the organization, what can we do since our programs InSha Allah are interest free but if we get a credit card then that would mean we are involved in interest.Rabia.

Subjects: Credit cards; Islamic jurisprudence

Question: Thank you again ; I have attached the document in word format.Assalamu Alaykum,I have just joined Iana financial recently and we are currently in the process of drafting our student loan contract. Would you be able to review and approve ....

Subjects: Contracts; Islamic jurisprudence; Loans

Question: Dear Sir, I just wanted to ask. If I was to work in an organization whose prime interest is gambling, although, there will be no gambling involved with the position, is it right to work within that organization..

Subjects: Gambling; Labour; Nightclubs; Taboos

Question: Dear Sir,I just wanted to ask. If I was to work in an organization whose prime interest is gambling, although, there will be no gambling involved with the position, is it right to work within that organization..

Question: SalaamsPls. Dr. Monzer, help replying the following question :Respected Scholars Assalamu Alaykum, currently I am using a 7 year old Car. I would like to buy a new car by arranging an Islamic Finance, at the same time I don’t ....

Subjects: Automobiles; Financing; Ownership; Purchasing

Question: Dear Dr. Monzer,Assalamu Alaykum Wa Rahmatullahi Wa Barakatuh,I am Canadian citizen from Syrian origine living in Canada were Shariah is not applied. I have wife, 3 daughters, 3 married brothers, 2 married sisters, no surviving parents. I have house (where ....

Subjects: Inheritance; Islamic jurisprudence

Question: Assalamu Alaykum wa Rahmatu Allahi wa Barakatuh,My lawyer drafted an "Illinois Power of Attorney for Health Care" document that I edited according to the instructions on your web site. The lawyer also provided me with an "Illinois Power of Attorney ....

Subjects: Distribution (Economic theory); Health; Inheritance; Islamic jurisprudence; Procuration

Question: SalamsPls. Dr. Monzer help replying the following question :Dear Scholars, Assalaamu-alaiykum, In 1996 before proceeding for Hajj, my father wrote an Inheritance will (without any witnesses ? signatures) and also without civil court stamp paper and registration requirements. In the ....

Subjects: Inheritance; Islamic jurisprudence; Real property

Question: SalamsPls. Dr. help replying the following question :As-Salamu `alaykum I have 2 questions :1. My grandfather has 3 wives not at the same time but one after the other’s death. 1st wife has no child dies very early year not ....

Subjects: Grandchildren; Inheritance; Islamic jurisprudence

Question: Assalamu Alaykum, My father has not been working for many years, about fifteen, even though he only reached retirement age just two or three years ago. He has put his money in the bank, and lived off the interest generated ....

Subjects: Endowments; Inheritance; Islamic jurisprudence; Usury

Question: Dear Dr. Monzer,Assalamu Alaykum Wa Rahmatullahi Wa Barakatuh,I am a student who lives in the UK with my family. My father was a politician in Yemen and after the war in Yemen ; we had to come here to live. ....

Question: SalamsDear Dr. Monzer, pls. Reply this question that we got in our Ask the Scholar page :Assalamu alaykum Thanks for giving me this opportunity to clear my mind on this doubt I have a question regarding my earnings from my ....

Question: [Question one] :Assalaam alaikum Brother Monzer,Please let me know a time when I can talk to you regarding a business we are thinking of doing. The person with whom we are going into a 50 / 50 partnership is alright ....

Subjects: Bank loans; Usury

Question: Dear Dr. Monzer,Assalamu Alaykum Wa Rahmatullah Wa Barakatuh,Respected scholars I have two questions : 1.) My mother has had an interest accruing account which she has not used in the past few years. Aside from the money acquired via interest, ....

Subjects: Banks; Interest; Islamic jurisprudence; Usury

Question: Dear Dr. Monzer,Assalamu Alaykum Wa Rahmatullahi Wa Barakatuh,I own a business which is experiencing cash flow problems. I have decided to fund my business with my personal funds. I have cashed out my personal investments and in the process incurred ....

Question: Dear Dr. Monzer,Assalamu Alaykum Wa Rahmatullahi Wa Barakatuh,Respected scholars I have two questions : 1.) My mother has had an interest accruing account which she has not used in the past few years. Aside from the money acquired via interest, ....

Subjects: Accounts current; Usury

Question: Dear Dr. Monzer,Assalamu Alaykum Wa Rahmatullahi Wa Barakatuh,I first want to commend and thank you all for the great job you are doing to help us stay on the right path. I am going to join university shortly and chose ....

Question: I first want to commend and thank you all for the great job you are doing to help us stay on the right path. I am going to joining university shortly and chose economics as my major as I was ....

Subjects: Islamic jurisprudence; Labour; Usury

Question: Ask Sheikh,I came across your Fatwas. I have a few questions to ask you regarding my position with Riba based financing. We have a family business which has been around for 30 years or so....In the past around the 70's ....

Subjects: Bank loans; Business; Usury

Question: Assalamualaykum1. Is it possible working in non-Islamic banks, which deal with interest? Is its salary Halal ? Case : my relative who works at bank wants to make Hajj this year with her husband ; and they are saving money ....

Subjects: Financial transactions; Islamic jurisprudence; Pilgrimage

Question: Assalamu,I’m Firoz Indian, now working in Saudi Arabia. There is one electronic shop they offer 1 year installment with some % of interest. I know it is Haram, but there was one month special offer that 0 % interest shopping. ....

Subjects: Islamic jurisprudence; Supply and demand; Usury

Question: Dear Dr. Kahf :I would like to know if it's Halal or Haram to work for a non-profit organization that provides micro-credit I.e. loans to help the poor around the world. These are easy-terms loans, but interest is involved (non-Islamic finance).... Jazaka Allah Khairan....

Subjects: Financing; Islamic jurisprudence; Usury

Question: Salam, Our family is in a crisis. My mother is hoarding all the inheritance that my late dad had left behind when he passed in Mar 2007. She claims all these belong to her, when clearly Surah Nisa mentions the ....

Subjects: Heirs; Inheritance; Islamic jurisprudence; Savings

Question: Salam 'Alaykum learned brothers / sisters, I live in a country where there are no Islamic (non-Riba) financial systems and have a small start-up business of my own that typically requires funding. I currently have an interest paying loan and ....

Subjects: Loans; Usury

Question: I would like to know if it would be Halal to organize a mathematics competition where money prizes will be given but only to the winners. To enter the competition the students will have to buy two small safety match ....

Subjects: Awards; Contests; Costs; Gambling

Question: Assalamu Alaykum brother Dr. Kahf,I hope this finds you in the best of health. I have a question regarding savings. I’m 23 years old and I took a year off of university to work and try and lighten my debt. ....

Subjects: Savings

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Subjects: Dwellings; Financing; Islamic jurisprudence; Purchasing; ٌLeasing

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Subjects: Alms tax; Debt repayment; Debts; Islamic jurisprudence; Purchasing

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Subjects: Alms tax; Islamic jurisprudence; Leasing leading to proprietorship; Purchasing; Real property

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Subjects: Alms tax; Debts; Islamic jurisprudence; Purchasing; Resale on profit

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Subjects: Alms tax; Debt repayment; Debts; Islamic jurisprudence; Resale on profit

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Subjects: Alms tax; Discount; Islamic jurisprudence; Real property

Question: Assalamu Alaykum wa Rahmatu Allahi wa Barakatuh,I hope you are fine.In the Latin culture of law, when someone wants to purchase a house, 1) first of all, he has to go to the financial institution, I.e. a bank, to request ....

Subjects: Purchasing; Real property

Question: Dear Dr. Monzer,Assalamu Alaykum Wa Rahmatullahi Wa Barakatuh,My father died before his father. And my mother died before her father, so I lost my parents very early. My question is : may I entitle for the property of my grandfathers ....

Subjects: Grandchildren; Inheritance; Islamic jurisprudence

Question: Dear Dr. Monzer,Assalamu Alaykum Wa Rahmatullahi Wa Barakatuh,My father died before his father. And my mother died before her father, so I lost my parents very early. My question is : may I entitle for the property of my grandfathers ....

Subjects: Inheritance; Islamic jurisprudence

Question: Dear Dr. Monzer,Assalamu Alaykum Wa Rahmatullahi Wa Barakatuh,I have been told that watching Hollywood films Haram, if they are, is having anything to do with the making of them, like, directing, promoting, producing, or writing them also Haram. I am ....

Question: Prof. Sheikh. Monzer Kahf, Assalamu Alaikum ! Recently I got a job offer from a BPO (Business Processing Outsource) company. You might have heard about the UK’s 8th largest insurance company, “Aviva”. In Sri Lanka, there is a BPO company ....

Question: [Question One] :Assalamu Alaykum,I have a question regarding Islamic finance of housing as discussed by Mufti Taqi Usmani in his book "Islamic Finance". I have read the chapter in quite detail, in regards to co-ownership model for financing a house. ....

Subjects: Purchasing; Real property

Question: Assalamulaikum,Dear Dr. Monzer Kahf,MFI-microloans finance institution had proven us tremendous success especially in Bangladesh with Prof. Muhammad Yunus, the founder of the Grameen Bank. It had pulled out the people of Bangladesh from the grip of poverty to be a ....

Subjects: Loans

Question: Dear Mr. Monzer,Please inform me if it is permissible for a Muslim to study Chartered Accountancy, because it involves dealing with interest figures. And do advise me about prospects of job in Islamic banks for chartered accountants. If studying chartered ....

Question: A. AI’m the student of Fatima Jinnah women university Rawalpindi Pakistan, doing my masters in Islamic studies with the specialization of Islamic banking. I have a question for the answer of that question I need your help. The question is, ....

Question: I’m the student of Fatima Jinnah women University Rawalpindi Pakistan, doing my masters in Islamic studies with the specialization of Islamic banking. I have a question for the answer of that question I need your help. The question is, Is ....

Subjects: Employees; Labour; Wages

Question: Assalamu Alaykum Dr. Monzer :Alhamdulillah I have found your webpage today and was eagerly going through your fatwa mortgage 2007. PDF file. I truly admire your devotion to Islamic finance and your efforts. May Allah grant you Tawfiq to do ....

Subjects: Purchasing; Real property; Subprime mortgage

Question: Dear Dr. Monzer,Assalamu Alaykum Wa Rahmatu Allahi Wa Barakatuh,I am working in UK for the past 6 years. I bought a house in Scotland in 2004 with HSBC mortgage. Unfortunately there are no Islamic / Shari’ah compliant mortgages available for ....

Subjects: Provisions of sharia; Purchasing; Real property

Question: [Question one] :Br. Monzer, As Salaamu 'Alaikum,I had a question if you don't mind :My parents do not pay Zakah on their property even though they are Muslims (I've told them many times that they should, but they don't) plus ....

Subjects: Endowments; Inheritance; Islamic jurisprudence; Usury

Question: AL Salam Alikom I work as computer system administrator. I take care of computers that handle websites on the Internet. Recently I got a job offer from a website that works as a book retailer in the UK. They sell ....

Question: Dear Respected Scholar,I am living in Sri Lanka ; I need to clarify a small doubt with regard to Zakah payment.My Question is,Last month we bought a house (Our intention was to rent it out and sell it after maybe ....

Subjects: Alms tax; Islamic jurisprudence; Provisions of sharia; Real property