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   (1901 - 1950 of 16494)
Fatawa

Is practiced Islamic finance a camouflage of Riba ? : Islamic banking practices in Malaysia

Question: Assalamu Alaykum Dr.My name is Wan. I'm from Malaysia. I just want to ask what do you think about Islamic banking in Malaysia and what is your opinion on Islamic credit card (bay al-Inah) ? Please reply to me as soon as possible..

Subjects: Banking services; Financing

Fatawa

Inheritance distribution : can I make a will to attribute the 5 24 share to my 2 daughters ?

Question: Thank you very much for your feedback.Can I make a will to attribute the 5 / 24 share to my 2 daughters ?Best regards, Fikry.

Subjects: Dividends; Inheritance; Islamic jurisprudence

Fatawa

Hajj, Umrah, Ibadah, fasting, kindness to parents : going to Umrah and having a loan

Question: SalamsDear Dr. Monzer,Could you pls. help replying this question that we received in Hajj page ? Assalamu Alaykum, I took a loan from the bank and I am repaying it through installments. I have enough money to perform Umrah. Can ....

Subjects: Islamic jurisprudence; Loans; Umra

Fatawa

Inheritance distribution : how my estate will be distributed according to Shari’ah ?

Question: Dear SirI would like to know how my estate will be distributed after my death. I have a wife and 2 daughters, no parents no brothers or sisters. I know that 1 / 8 goes to the wife, 2 / ....

Subjects: Inheritance; Islamic jurisprudence; Real property

Fatawa

Inventory financing : can banks and insurance companies be allowed to invest in Halal funds ?

Question: Dear Prof Kahf,Salaam Alaykum Warahmatulah Wa Barakatuh.I hope you and your family are well.It has been a long time since we spoke as we were busy on roadshows etc. promoting the Halal fund. Alhamdulillah, it was successful and over 200 ....

Subjects: Banks; Financing; Insurance companies; Mutual funds; Stock

Fatawa

Car lease on hire purchase : Islam's stance on leasing a vehicle

Question: Dear Dr. Monzer,Assalamu Alaykum wa Rahmatullah wa Barakatuh,Is leasing a vehicle Halal or haram considering the following : 1. The leasing company factors in profit using a Riba calculation ? 2. Full coverage is required for the car.Jazakum Allahu Khairan for your constant helpYours, Sami.

Subjects: Automobiles; Usury; ٌLeasing

Journal Articles

Causes of deliberate self-harm among patients attending the accident and emergency department at king hussein medical center

By: al-Dabbas, Muhammad H.; Oais, Riyad; Abu Ghanomee, Khansa…[et al.]. Journal of the Royal Medical Services. Vol. 15, no. 1 (Apr. 2008), pp.35-39, 5 p.

Subjects: Addiction; Islamic jurisprudence; Narcotics drugs; Social participation; Drugs

Fatawa

Use of credit cards

Question: What about possession and use of credit cards such as Visa / Master card etc. where you may avoid paying interest when paying by due date. Is this way of using credit cards and avoid paying interest permissible ?Happy Eid (in advance).Jazak Allah Khair.Wassalam,.

Subjects: Credit cards; Islamic jurisprudence

Fatawa

Inheritance distribution : distribution of father's state

Question: I have been entrusted by my family members for the disposal of the house proceeds and the bank deposit in my father’s name. The total proceeds of the house and the bank deposit amount is PKR. 2290148.00 and the ....

Subjects: Dividends; Inheritance; Islamic jurisprudence

Fatawa

Renting real estate for non-Shari’ah compliant use : renting a house where the owner runs a liquor in the first floor

Question: Assalamu Alaykum wa Rahmatu Allahi wa Barakatuh,My husband and I are looking to move to a bigger house as we are expecting. We found a house on second floor of a building and the owner runs a liquor and pharmacy ....

Subjects: Alcoholic beverages; Islamic jurisprudence; Rented housing; Specialty stores

Fatawa

[Buying property by bidding on government sales]

Question: I was wondering about the permissibility of bidding on tax liens..

Subjects: Purchasing; Real property

Fatawa

[Stock market and day trading]

Question: As-Salam `Alaykum !In real estate, especially land, some people give advance for the land and search for another buyer means without buying a land, just give advance then find another person and tell bigger price and take profit out of ....

Subjects: Land; Purchasing

Fatawa

[Investing in mutual fund]

Question: As-Salam `Alaykum !I have invested in equity linked saving scheme, a form of mutual fund where company invest in stock maple and give dividend (profit). Company is investing in so many products, from infrastructure, mines, petroleum, to film also. I ....

Subjects: Mutual funds

Fatawa

Conventional and Islamic finance of home purchase : conventional mortgage use

Question: Assalaamu Alaykum,I would like your opinion on a matter regarding the use of a conventional mortgage in the setting of an existing loan. I am a married resident physician at the University of Pennsylvania and have approximately $ 30,000 of ....

Subjects: Purchasing; Real property

Fatawa

Paying interest : paying back loan with interest

Question: Two years ago I started going to school. To finance my studies I first thought that the financial aid was a grant from the government that I don't have to repay. After I started for three months I found out ....

Subjects: Islamic jurisprudence; Loans; Usury

Fatawa

Conventional and Islamic finance of home purchase : taking a bank loan to buy a house

Question: Al Salam Alaykum Wa Rahmatu Allahi Wa Barakatuh I would like to ask an important question for us who are living in Europe. Is it allowed for us to take a loan from a bank to buy a house for ....

Subjects: Purchasing; Real property

Fatawa

Paying interest : paying interest on delinquent income tax

Question: I started a company last year. I could not pay income tax that year because it was my first year. Therefore I had to keep it in the bank. This year I will have to pay the income tax of ....

Subjects: Income tax; Payments; Usury

Fatawa

Use interest money to pay bribes, bank charges, taxes : using earned interest to pay income tax

Question: Dear Dr. Monzer,Assalamu Alaykum Wa Rahmatullahi Wa Barakatuh,I started a company last year. I could not pay income tax that year because it was my first year. Therefore I had to keep it in the bank. This year I will ....

Subjects: Income; Payments; Taxes; Usury; Wages

Fatawa

Riba and installment sale : any relation of Riba to inflation ?

Question: Assalamu,In my previous email I forgot to mention the countries inflation rate, it is about 24 %. But the trader charges us 30 % more than cash price, is it fair ? And also I could not find the Qur’anic verse, saying acceptance.Wassalam..

Subjects: Inflation (Finance); Islamic jurisprudence; Usury

Fatawa

Riba and installment sale : [2]

Question: Dear Dr Monzer,Jazakum Allahu Khairan both for your quick and helpful responses, and your greetings and cheerful words. And I am very much looking forward to the opportunity of meeting when you happen to be close to Germany !Myself, I ....

Subjects: Installment sales; Islamic jurisprudence; Usury

Resolutions

Mashreq al-Islami Shari'ah compliant income fund

Donor award: Mashreq al-Islami (Dubai, United Arab Emirates). Sharia'h Supervisory Board

Subjects: Income; Islamic jurisprudence

Fatawa

Secured credit card

Question: As-Salamu Alaykum wa Rahmatu Allah,Hope this message reaches you while you are in the best of health and Iman, I would like to know the ruling of secured credit cards. I read your fatwas regarding credit cards and I agree ....

Subjects: Credit cards; Islamic jurisprudence

Fatawa

Riba and installment sale : [1]

Question: Assalamu Alaikum,Dear Sir,I’m Hijaz, undergraduate, B.Sc. Accountancy, from Sri Lanka. One of my friend bought a mobile phone in installment system. Cash price of mobile Rs 19575Monthly installment Rs 1875 (1875 * 12 = 22500)Additional charge Rs 2925 (22500-19575)Period ....

Subjects: Installment sales; Usury

Fatawa

Giving earned interest to charities and others : interest earned on Riba accounts

Question: Dear Dr Monzer,Assalamu Alaykum Wa Rahmatu Allahi Wa Barakatuh,I am e-mailing you at this point in time because while flipping through your Fatwas on “Riba and interest” from 2663 I came across the following remark of yours : “interest must ....

Subjects: Bank accounts; Usury; Wages

Fatawa

Conventional and Islamic finance of home purchase : Islamic finance is expensive

Question: Salam Alikom brother,I really appreciate your time to answer my question, and I really take your Fatwa into consideration, because I read a lot of your Fatwa before. I have one more question the Islamic mortgage that I am ....

Subjects: Subprime mortgage

Fatawa

Conventional and Islamic finance of home purchase : buying a house on Islamic finance

Question: Al Salam Alikom,My name is Ahmed, I am from USA.I just bought a house under Islamic law by guidance financial. They offer Islamic law mortgage (co-ownership program) I would like to ask you if this mortgage still Riba (even though I am dealing with Islamic institution) or it's Halal.Salam 3alikom.

Subjects: Financing; Housing; Subprime mortgage

Fatawa

Reasons behind prohibition of gambling and lottery : why is gambling prohibited ?

Question: Dear Dr. Monzer,Assalamu Alaykum Wa Rahmatullah Wa Barakatuh,Dear prominent scholar As-Salam `Alaykum Wa Rahmatullah Wa Barakatuh my question is about the reasons behind the prohibition of gambling and lottery in Islam and in the case of these reasons not present. ....

Subjects: Gambling; Islamic jurisprudence; Lotteries; Taboos

Fatawa

Giving earned interest to charities and others : giving interest to conventional charity

Question: Dear Dr. Monzer,Assalamu Alaykum Wa Rahmatullahi Wa Barakatuh,Can I get rid of bank interest through charities such as Oxfam ?Regarding bank interest, you state that this money can be donated to charities (poor) or for public projects. I for example ....

Subjects: Charity; Usury; Wages

Fatawa

Loans, Tawarruq, discounting, financing of business : loan for investment

Question: Assalamu Alaykum,Dear Mr. Kahf,According to my humble understanding, you are the most appropriate brother for this matter. I have tried to get in touch with various scholars trying to obtain an answer to a serious question regarding bank loans but ....

Subjects: Bank loans; Banks

Fatawa

Bankruptcy, business dispute : business dispute

Question: Asalamualikumww,I have financial issues with a Muslim business partner, specifically he disregarded the contract we signed regarding the money I invested with him, and rather I think he used the money for personal means. He also hired my brother and ....

Subjects: Bankruptcy; Business

Fatawa

[Paying Zakah to my aunt]

Question: Assalamualaikum. I have couple question about Zakah, hope to get some answer in reference to Hadith and the Qur’an that release me from my stress.I have an aunt, her husband died few years ago, and did not leave her much ....

Subjects: Alms tax; Islamic jurisprudence

Fatawa

[Talking to girls]

Question: Dear Sheikh,I am 16 years old. In my class there are Muslims and Christians. One of the girls in my class greets me whenever she sees me in the hall and sometimes she says a few words. I really want ....

Subjects: Girls; Islamic jurisprudence; Social capital

Fatawa

[Food crisis]

Question: Respected scholar, in your point of view, do you think the global reports that the food crisis will continue and affect poor countries ? And how can Muslims in the east face this expected crisis ?.

Subjects: Food security; Islamic jurisprudence

Fatawa

[Difference between interest and late fees]

Question: What is the difference between interest and a late fee ?.

Subjects: Administrative fees; Commissions; Islamic jurisprudence; Usury

Fatawa

[Zakah on additional savings]

Question: As-Salam `Alaykum !I wanted to ask you that if a person's savings is based on salary then what would be the Zakah.If on 1st Ramadan he has 1000 dollars and saves 500 dollars every month and reaches to 7000 savings ....

Subjects: Alms tax; Islamic jurisprudence; Savings

Fatawa

[Interest prohibition]

Question: As-Salam `Alaykum !I had a question regarding interest transactions. Did Allah SWT prohibit all interest transactions in general or only those where money or land is multiplied in double triple which leaves too much burden on the people ? Also ....

Subjects: Islamic jurisprudence; Usury

Fatawa

[Bill discounting]

Question: Is bill discounting, negotiation with bank permissible ?.

Subjects: Discount; Islamic jurisprudence

Fatawa

[Inheritance of pension]

Question: As-Salam `Alaykum brother, I have a 1 / 2 brother from my father. When my father died his pension passed to my mother. Does my brother have a right to share in the pension ? Jazakum Allahu Khairan !.

Subjects: Inheritance; Islamic jurisprudence; Pensions

Fatawa

[Car leasing]

Question: As-Salam `Alaykum Sir,In Pakistan, cars are issued on lease. I want a Fatwa on it ? I hope you will understand after following example. If the price of car is, for instance, 6,00,000 rupees but the bank gives you some ....

Subjects: Automobiles; Islamic jurisprudence; ٌLeasing

Fatawa

[Trading gold]

Question: As-Salam `Alaykum ! Can we trade gold (futures / options) in the commodities market ? I came across a Hadith of our Prophet (peace be upon him) that 6 commodities must be exchanged “like for like” and gold is one ....

Subjects: Gold; Islamic jurisprudence; Purchasing; Sales

Fatawa

[Hedging currencies]

Question: Dear Dr. Kahf, As-Salam `Alaykum.I have 3 questions :1. I am working for an export organization. Due to US Dollar weakening against major currencies, is it permissible to hedge the exchange loss on our Dollar receivables by taking forward / ....

Subjects: Hedge (Finance); Islamic jurisprudence

Fatawa

[Refusing to lend a car or mobile]

Question: As-Salam `Alaykum ! Some brothers sometimes ask me to give them my mobile to use, or to take my car for some time... I never refuse them, but among them are some people whom I don't know well. Can I refuse them ?.

Subjects: Islamic jurisprudence; Usury

Fatawa

[Renting a property to a company to make rest area]

Question: Salam ! I want to rent my villa for rest, to make there billiards, swimming pool. It is sure, that some of the guests will drink alcohol there, smoke... Is it allowed ?.

Subjects: Islamic jurisprudence; Real estate Investments

Fatawa

[Lending money]

Question: As-Salam `Alaykum ! Is it allowed to borrow money to someone, if I borrowed him my money before, but he still did not pay them back to me, and he's not the one in need ?.

Subjects: Loans

Fatawa

[Zakah on assets]

Question: As-Salam `Alaykum. How do we pay Zakah on assets? We have 7 trucks and 2 excavators. Presently only 2 of the trucks and 1 excavator are working. Only 3 trucks have been paid for in full none of which has ....

Subjects: Alms tax; Foundations of Islamic jurisprudence; Islamic jurisprudence

Fatawa

[Is boycotting products of offensive countries a kind of jihad ?]

Question: Is boycotting products of countries where some of their newspapers published offensive cartoons to the Prophet (peace and blessings be upon him) considered Jihad or some sort of cooperation on goodness and piety ?.

Subjects: Economic sanctions

Fatawa

[Life insurance]

Question: As-Salam ‘Alaykum, dear respected scholar, my husband and I are wondering what the Fatwa is regarding having life insurance and / or disability insurance ?Jazakum Allahu Khairan..

Subjects: Life insurance

Fatawa

Working as a night guard

Question: As-Salam `Alaykum. I have 3 children, and in order to provide for family I work as a guard, and 3 days in a week I don't sleep at night. I feel my health becomes worse. Is it Haram for me to work there ?.

Subjects: Bodyguards; Labour

Fatawa

[Side benefits of some credit cards]

Question: My question relates to credit cards and their usage. I am aware that use of credit cards is permissible so long as I ensure that I pay the total amount due and do not default on payment, thereby activating the ....

Subjects: Credit cards

Fatawa

[Islamic home finance in America]

Question: As-Salam `Alaykum !In the US we have the Islamic mortgage companies that claim their co-ownership programs to be Halal. In this program you must pay mortgage payment that is interest free, but you must also pay co-ownership fee and fair ....

Subjects: Housing

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