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Question: Assalamu Alaykum brother Dr. Kahf,I hope this finds you in the best of health. I have a question regarding savings. I’m 23 years old and I took a year off of university to work and try and lighten my debt. ....

Subjects: Savings

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Subjects: Dwellings; Financing; Islamic jurisprudence; Purchasing; ٌLeasing

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Subjects: Alms tax; Debt repayment; Debts; Islamic jurisprudence; Purchasing

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Subjects: Alms tax; Islamic jurisprudence; Leasing leading to proprietorship; Purchasing; Real property

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Subjects: Alms tax; Debts; Islamic jurisprudence; Purchasing; Resale on profit

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Subjects: Alms tax; Debt repayment; Debts; Islamic jurisprudence; Resale on profit

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Subjects: Alms tax; Discount; Islamic jurisprudence; Real property

Question: Assalamu Alaykum wa Rahmatu Allahi wa Barakatuh,I hope you are fine.In the Latin culture of law, when someone wants to purchase a house, 1) first of all, he has to go to the financial institution, I.e. a bank, to request ....

Subjects: Purchasing; Real property

Question: Dear Dr. Monzer,Assalamu Alaykum Wa Rahmatullahi Wa Barakatuh,My father died before his father. And my mother died before her father, so I lost my parents very early. My question is : may I entitle for the property of my grandfathers ....

Subjects: Grandchildren; Inheritance; Islamic jurisprudence

Question: Dear Dr. Monzer,Assalamu Alaykum Wa Rahmatullahi Wa Barakatuh,My father died before his father. And my mother died before her father, so I lost my parents very early. My question is : may I entitle for the property of my grandfathers ....

Subjects: Inheritance; Islamic jurisprudence

Question: [Question One] :Assalamu Alaykum,I have a question regarding Islamic finance of housing as discussed by Mufti Taqi Usmani in his book "Islamic Finance". I have read the chapter in quite detail, in regards to co-ownership model for financing a house. ....

Subjects: Purchasing; Real property

Question: Assalamulaikum,Dear Dr. Monzer Kahf,MFI-microloans finance institution had proven us tremendous success especially in Bangladesh with Prof. Muhammad Yunus, the founder of the Grameen Bank. It had pulled out the people of Bangladesh from the grip of poverty to be a ....

Subjects: Loans

Question: I’m the student of Fatima Jinnah women University Rawalpindi Pakistan, doing my masters in Islamic studies with the specialization of Islamic banking. I have a question for the answer of that question I need your help. The question is, Is ....

Subjects: Employees; Labour; Wages

Question: Assalamu Alaykum Dr. Monzer :Alhamdulillah I have found your webpage today and was eagerly going through your fatwa mortgage 2007. PDF file. I truly admire your devotion to Islamic finance and your efforts. May Allah grant you Tawfiq to do ....

Subjects: Purchasing; Real property; Subprime mortgage

Question: Dear Dr. Monzer,Assalamu Alaykum Wa Rahmatu Allahi Wa Barakatuh,I am working in UK for the past 6 years. I bought a house in Scotland in 2004 with HSBC mortgage. Unfortunately there are no Islamic / Shari’ah compliant mortgages available for ....

Subjects: Provisions of sharia; Purchasing; Real property

Question: [Question one] :Br. Monzer, As Salaamu 'Alaikum,I had a question if you don't mind :My parents do not pay Zakah on their property even though they are Muslims (I've told them many times that they should, but they don't) plus ....

Subjects: Endowments; Inheritance; Islamic jurisprudence; Usury

Question: Dear Respected Scholar,I am living in Sri Lanka ; I need to clarify a small doubt with regard to Zakah payment.My Question is,Last month we bought a house (Our intention was to rent it out and sell it after maybe ....

Subjects: Alms tax; Islamic jurisprudence; Provisions of sharia; Real property

Question: Assalamu Alaykum.I would appreciate it very much if you could explain the following in the light of Qur'an and Hadiths :1. We know that interest is harm in Islam but if someone asks when renting a house, car , equipment ....

Subjects: Islamic jurisprudence; Usury

Donor award: Mashreq al-Islami (Dubai, United Arab Emirates)

Subjects: Agency (Law); Contracts; Islamic jurisprudence; Resale on profit

Donor award: Mashreq al-Islami (Dubai, United Arab Emirates). Sharia'h Supervisory Board

Donor award: Mashreq al-Islami (Dubai, United Arab Emirates). Sharia'h Supervisory Board

Subjects: Financial intermediation; Islamic Banks; Shariah censorship

Donor award: Mashreq al-Islami (Dubai, United Arab Emirates). Sharia'h Supervisory Board

Subjects: Risk; Shariah censorship

Question: [Question One] :Respected scholars Assalamu AlaykumI need to discuss about Islamic banking which is a very serious issues nowadays. First of all I would like to know whether working in any bank is Haram. I have checked with nearby Imam ....

Subjects: Banks; Islamic Banks; Labour

Question: [Question one] :Dear ScholarAssalamalekum WRB,Hope this email finds you in good health.Last year I had posed a question regarding using the Zakah and Interest money for my brother's treatment and future treatment, which you can find in this mail's history ....

Subjects: Expenditure; Money; Therapeutics; Usury; Wages

Question: Assalamu Alaykum In Morocco, banks whose majority of transactions is based on Riba have recently opened counters that provide customers with services that meet the Shari’ah. Can we obtain credit without Riba from these banks to buy a house ? ....

Subjects: Banking services; Banks; Islamic jurisprudence; Transactions

Question: Assalam Alaykoum professor Monzer,Hoping you and the family are very well. Sorry for disturbing you very often. This is one of the questions that came to us. Here it is : After the death of my father my elder sister ....

Subjects: Heirs; Inheritance; Islamic jurisprudence; Property

Question: AssalamAlaykoum Professor Monzer,Hoping you and the family are very well. Sorry for disturbing you very often. This is one of the questions that came to us. Here it is :As-Salamu Alaykum respected scholar I am a teenager and am unable ....

Subjects: Inheritance; Islamic jurisprudence; Money; Mothers; Wages

Question: Assalmu Alaykoum Dr. Monzer,It is my pleasure to write an email to a great scholar like you. My name is Mahmoud. I got my PhD from UK and I am working as a lecturer in Al-Azhar University. We would be ....

Subjects: Distribution (Economic theory); Inheritance; Real property

Question: Assalmu Alaykoum Dr. Monzer,It is my pleasure to write an email to a great scholar like you. My name is Mahmoud. I got my PhD from UK and I am working as a lecturer in Al-Azhar University. We would be ....

Subjects: Distribution (Economic theory); Inheritance; Islamic jurisprudence; Real property

Question: Dear Sir,I am dosing my 4th year law from national law school, Raipur. Currently I am pursuing PG diploma in Islamic banking and finance. I have a doubt regarding this topic. Kindly enlighten me on this topic.1. Does Riba enter ....

Subjects: Gold; Islamic jurisprudence; Usury

Question: Dear brothers in Islam. My question is a difficult one for me, because I didn’t know how to answer it. This is the scenery : a goes to B (a bank) and requests a loan with interests. B gives the ....

Subjects: Loans; Usury

Question: [Question One]Dear Professor KahfSalaam Alaykum Wa Rahmatullah Wa Barakatuh. I hope you and your family are well. We have been approached by millennium finance corporation a subsidiary of Dubai Islamic bank to invest in their Shari'ah Alpha fund. I have ....

Subjects: Mutual funds

Question: Salam Dr. Kahf,I am in the process of buying my first house here in California. I would like to do it Islamically if I can. I have been talking with guidance, but their rates are way higher than other regular ....

Subjects: Purchasing; Real property; Subprime mortgage

Question: Dear Dr. Monzer,Assalamu Alaykum Wa Rahmatullah Wa Barakatuh,Recently, some companies in the field of mobile technology offered prizes for those who buy their SIM card and voluntarily participate in the competition. It should be known that the participants will not ....

Subjects: Awards; Contests; Money; Payments

By: al-Aqayilah, Zayd Mahmud. Mu'tah Lil-Buhuth Wad-Dirasat : Humanities and Social Sciences Series. Vol. 23, no. 3 (2008), pp.35-65, 31 p.

Subjects: Islamic World; Islamic jurisprudence; Jordan; Law; Waqf

Question: Bismillah Al Rahman Al Rahim. Alhamdu Lillahi Rabb Al Alamin, Wa Al Salatu Wa Al Salam Ala Sayyidina Muhammad, Wa Ala Aalihi Wa Sahbihi Ajma’in.Dear Dr. Monzer Kahf :Jazaka Allahu Kheir for your reply. Allah (SWT) has blessed you with ....

Subjects: Employees; Islamic Banks; Labour

Question: [Question One] :Assalamu Alaykum Wa Rahmatu Allahi Wa Barakatuh.I have a former coworker named Muzzammil who is seeking Shari’ah aligned financing for his real estate investment. He stumbled upon La Riba and was happy to see that Muslims have at ....

Subjects: Purchasing; Real property

Question: Dear All, We have got such a situation here, the question is related about what kind of service a company can provide to banks in Azerbaijan, since there is no Islamic bank here. First of all, banks in Azerbaijan have ....

Subjects: Employees; Islamic Banks; Labour

Question: Dear Dr. Monzer,Assalamu Alaykum Wa Rahmatu Allahi Wa Barakatuh,In the name of Allah, most gracious, most merciful. All praise and thanks are due to Allah, and peace and blessings be upon his messenger. Dear brother in Islam Al Salam Alaykum ....

Subjects: Loans; Purchasing; Real property

Question: In the Name of Allah, most gracious, most merciful. All praise and thanks are due to Allah, and peace and blessings be upon His Messenger. Dear brother in Islam Al Salam Alaykum I am a Swiss Muslim live in Switzerland. ....

Subjects: Dwellings; Financing; Islamic jurisprudence; Loans; Purchasing

Question: Dear Dr. MonzerAssalamualaykumwrwb.Alhamdulillah, there is a high demand for our new schemes-ticket and vehicle financing and challenges are coming and I need your advice on the following :1. A member / client wants to purchase a car which he can ....

Question: السلام عليكم و رحمة اللهفي بلاد الغربة ليس لنا بعد الله سوى أمثالكم من نثق بعلمهم فجزاك الله عنا كل خيركما أخبرتكم من قبل أنني تاجر في مجال المعدات الكهربائية و آخذ الأموال من أهلي للتجارة و يتم اقتطاع الأرباح ....

Subjects: Agency (Law); Islamic jurisprudence; Resale on profit

Question: [Question one] :Dear Dr. Kahf,As Salam AlaikumThe e-mail below is your response to my email received almost 2 years ago on the subject of Halal business and funding. Although our plans got delayed somewhat we are now at a point ....

Subjects: Discount; Financing; Islamic jurisprudence; Loans; Tawarruq

Question: Assalamu Alaykum Dr. Monzer Kahf :I kindly seek your opinion regarding HALAL CAREERS, In sha’Allah :Is it permissible to work for a Bank (I. e. CIBC, RBC, HSBC, ING, etc.) with the intention to go into Islamic banking (I. e. ....

Subjects: Banks; Islamic jurisprudence; Labour

Question: SalamQ : 1-could a bank enter in a Musharakah project whereby it provides funds to a client who has an option to buy piece of land at a lower price than the market price on the basis of 60 % ....

Subjects: Partnerships; Resale on profit

Question: Can interest from bank deposits be used to pay income tax ? 2) If the tax is deducted at source on earned income, can an equivalent amount of bank interest income be utilized for personal use ?Jazakum Allahu Khairan for your constant help.

Subjects: Income; Payments; Taxes; Usury; Wages

Question: Dear Dr. MonzerAssalamu Alaykum wrwb.Jazak Allah for the reply and encouragement.Can we have a Floating charge on the assets of the member / client as collateral ?Jazak Allah for your usual cooperation and advice.Best Regards, WassalamBr. Raffick.

Subjects: Debts; Foundations of Islamic jurisprudence; Islamic jurisprudence; Resale on profit

Question: When I got married about 2 years ago, my wife had about 2000 pounds to pay as a student loan. So, I paid this loan off for my wife as I had some savings. I used the interests that I ....

Subjects: Income; Payments; Taxes; Usury

Question: Assalaamu Alaykum Dr. Kahf,Insha’Allah all is well with you !I had a quick inquiry to make… As you may recall we are putting together an interest free student loan fund [or Muslim students’ education fund]. The fund will primarily be ....

Subjects: Lotteries; Revenue; Scholarships

Question: In India no Islamic finance available. How to finance my house construction without finance ? May I take interest based finance for a short time and repay at the earliest by making some other arrangements like selling some other property ....

Subjects: Purchasing; Real property