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Fatawa

What to do with earned interest ? : Can interest money be given to family ?

Question: Assalamu Alaikum Wa Rahmatu Allah Wa Barakatuh ! I'd like to ask the following : can a female (married) give the interest she receives from her stocks / Bank Accounts to family as a help with their finances (housing, bills ....

Subjects: Banks; Interest; Islamic jurisprudence; Usury

Journal Articles

Elements d’analyse pour une theorie de la repartition en economie Islamique

By: Youala, Ali. Etudes en Economie Islamique. Vol. 3, no. 1 (Mar. 2003), pp.21-35, 15 p.

Subjects: Income; Islamic economics; Islamic jurisprudence; Markets; State

Journal Articles

Credit risk in islamic banking and finance

By: Elgari, Muhammad Ali. Islamic Economic Studies. Vol. 10, no. 2 (Mar. 2003), pp.1-25, 25 p.

Subjects: Banks; Islamic jurisprudence; Financing; Islam; Loans

Fatawa

What to do with earned interest ? : use of interest money : [6]

Question: It is about banking interest (Riba). Shall I pay the interest to poor as help. Can I do the same in a better way if it occurs on our life ?.

Subjects: Islamic jurisprudence; Money; Usury; Wages

Fatawa

Waqf must be from what you own : earned interest can’t be made a Waqf

Question: About banking interest (Riba). Shall I pay the interest to the poor as help. What can I do the same in a better way if it occurs on our life ?.

Subjects: Interest; Money; Usury; Wages; Waqf

Fatawa

Accepting insurance proceeds : interest component of proceeds of life insurance-continue

Question: Thank you again for your most gracious and timely response to my question. If I may bother you yet again to just clarify some of the points you made. You stated that insurance that is not interest based is acceptable ....

Subjects: Insurance policies; Life insurance

Fatawa

Inheritance from non-Muslims : inheritance from non-Muslim and proceeds of life insurance

Question: Salaam Alaikum,Jazakallah for taking your time to answer this question. My non-Muslim father recently passed away. He had a life insurance policy. I wanted to know if it is permissible for me to accept my share of this inheritance. Specifically ....

Subjects: Endowments; Insurance revenues; Life insurance; Muslims

Fatawa

Accepting insurance proceeds : beneficiary’s proceeds from life insurance

Question: Salaam Alaikum, Jazakallah for taking your time to answer this question. My non-Muslim father recently passed away. He had a life insurance policy. I wanted to know if it is permissible for me to accept my share of this inheritance. ....

Subjects: Insurance; Insurance policies; Life insurance; Muslims

Fatawa

Studying and working in the other financial firms and the financial sector : working in an interest based company

Question: [Question One] :Dir Sir,I am from Sri Lanka. We are minority in our county. Most of the companies are dealing with interest. I am working for a finance company as a software engineer. I have been working here for more ....

Subjects: Financing; Labour; Usury

Fatawa

Transactions confused with interest : are tips interest ?

Question: Assalamu Alaikum. The following is a dilemma / question someone has asked me to request your opinion on the matter. A Brother in Islam who by profession is a taxi driver was asked by a Non Muslim if he accepted ....

Subjects: Advice; Islamic jurisprudence; Transactions; Usury

Fatawa

Free gambling and lotto : internet free lotto : [2]

Question: Assalamu Alaikum.... I would like to know your fatwa about participation in this free lottery service. http://www.freelotto.com / thank you for your Fatwa..

Subjects: Gambling; Internet; Islamic jurisprudence; Lotteries

Fatawa

Going for Hajj while under interest laons : sending mother for Hajj while under interest-based student loan

Question: [What is Shari'ah rule on sending mother for Hajj while under interest-based student loan].

Subjects: Education; Islamic jurisprudence; Loans; Pilgrimage; Students

Fatawa

Studying and working in the other financial firms and the financial sector : working in a company selling term insurance and loans

Question: I'm Muslim, I live in USA, I found a job with a financial services company, we sale financial products like term insurance and loans... All based on interest. Is it ok for me to work for that company ? Can ....

Subjects: Insurance; Islamic jurisprudence; Labour; Loans; Sales

Fatawa

Going for Hajj while under interest laons : going for Hajj while under interest-based student loan : [2]

Question: Assalamu Alaikum ba3da salaam I would like to thank u for a great work you guys have been doing.. I am proud to say that Islam online is one of the best Islam websites on the net.. I would like ....

Subjects: Education; Pilgrimage; Students; Usury

Fatawa

Alternatives to interest : inflation, interest and profit loss deposits in Pakistan

Question: Assalamu Alaikum : Riba : al-Azhar Fatawa say modern fixed bank interest is not Riba aj-jahliya. Here in Pakistan the devaluation is about 18 % p. a banks pay only 12 % which they call profit. We officially have no ....

Subjects: Bank deposits; Inflation (Finance); Islamic jurisprudence; Pakistan; Profits

Fatawa

Islamic banks and the new fatwa of al Azhar

Question: Assalamu Alaikum : Riba : Al-Azhar Fatawa say modern fixed bank interest is not Ribaj-jahliya. Here in Pakistan the devaluation is about 18 % p.a banks pay only 12 % which they call profit. We officially have no Riba bank ....

Subjects: Islamic Banks; Profits

Fatawa

Arguing the opponents of insurance : objections to insurance

Question: Assalamu Alaikum, People have told me that insurance on anything is Haram. One of their reasons is that it interferes with the will of Allah (SWT), but obviously nothing can interfere with the will of Allah (SWT). Also as one ....

Subjects: Taxes

Fatawa

What to do with earned interest ? : using interest money to pay taxes

Question: I have a bank account in a secular bank in Kerala and there is RS 5000 as interest, at the same time I have to pay RS 5000 as income tax for my income for one year. If I can ....

Subjects: Money; Payments; Taxes; Usury

Fatawa

Working in insurance companies and as actuary : working as actuary

Question: Is the job of an actuary who mainly calculates insurance premiums haram in Islam ?Working as an actuary.

Subjects: Insurance companies; Labour

Fatawa

Studying insurance and working in insurance companies : working as actuary

Question: Is the job of an actuary who mainly calculates insurance premiums Haram in Islam ?.

Subjects: Insurance companies

Fatawa

Studying and working in the other financial firms and the financial sector : selling insurance, mortgage and mutual funds

Question: Recently I've been offered a job with a financial services company selling Mortgages, life-insurance and mutual funds and I'm very interested but before I proceed I wanted to know if I do this as a career is it Haram or Halal.

Subjects: Insurance; Islamic jurisprudence; Mutual funds; Sales; Subprime mortgage

Fatawa

Transactions confused with interest : interest on saving bond given as a gift

Question: Assalamu Alaikum, this question refers to the interest that might be earned from United States savings bonds. These are money bonds that can be purchased for one price, and as the years go by it gains interest. My question is ....

Subjects: Bonds; Endowments; Investments; Islamic jurisprudence; Savings

Fatawa

Financing house purchase in the west : buying a house in Canada : [4]

Question: We bought a house here in Calgary, Canada and being a Muslim and to avoid interest problem we got financing from Islamic CO-OP, out in Toronto. But in the first year we find out that Islamic CO-OP is just using ....

Subjects: Dwellings; Financing; Islamic jurisprudence; Purchasing; Subprime mortgage

Fatawa

House purchase financing in Muslim countries : buying a house in Jordan

Question: In the name of god dear sir ; thank you very much for this opportunity, I need to ask if it is Halal to take a loan from a bank to buy a house for the family, knowing that me ....

Subjects: Financing; Housing; Islamic jurisprudence; Jordan; Purchasing

Fatawa

Using credt cards in a way that generate interest is forbidden : delaying payment on credit card’s balances

Question: Besmi Allah, I have a question about the use of credit cards. I am an employee I have a good salary and a bank account so I have a credit card yet I asked the bank to keep my saving ....

Subjects: Credit cards; Islamic economics; Payments; Savings accounts

Fatawa

Returns on deposits in Islamic banks

Question: Don’t Islamic banks give interest like other banks ?.

Subjects: Bank deposits; Islamic Banks

Fatawa

Telling the profit on deposits in advance in Islamic banks

Question: Some Islamic banks in Bangladesh counts the share of profit in advance. How is it possible when the business has not yet been started ? how can i be sure that this does not fall within the purview of interest ....

Subjects: Bank deposits; Islamic Banks

Fatawa

Buying a house with a bank loan while there are Islamic banks

Question: In the name of God Dear sir ; Thank you very much for this opportunity, I need to ask if it is Halal to take a loan from a bank to buy a house for the family, knowing that me ....

Subjects: Bank loans; Islamic Banks; Purchasing; Real property

Fatawa

Financing house purchase in the west : buying a house on mortgage in the USA : [2]

Question: Assalamu Alaikum I just wanted to know weather it's forbidden or legal to buy a house through a loan from the bank, keeping in mind that we cannot afford buying a house in cash, and in case of buying it, ....

Subjects: Housing; Islamic jurisprudence; Sales; Subprime mortgage; United States

Fatawa

What to do with earned interest ? : using interest on savings to offset interest on mortgage

Question: Could one take a mortgage whereby any interest charged could be offset from interest that the bank gives on a savings account i. e. There is only one account for savings and mortgage and the account holder is not concerned ....

Subjects: Islamic jurisprudence; Savings; Savings accounts; Subprime mortgage; Usury

Fatawa

Most workers in conventional banks are bad sources of information about Islamic banks

Question: Dear scholars, Assalam-o-Alaikum.I submitted a question regarding interest, my reference number is "pyft3u". Sorry sir i am not satisfied with your answer, you said there are so many banks who are dealing in interest free banking don’t have any knowledge ....

Subjects: Islamic Banks; Usury

Fatawa

Prizes given to contestants and students : cups awarded to internet game winners

Question: As-Salaam-Alaikum here in the UK many people play 'Fantasy football' based on the English Soccer Premiership. This is basically where you pick a team PF 11 players and for every goal they score you get a point. At the end ....

Subjects: Awards; Contests; Games; Internet; Islamic jurisprudence

Fatawa

Alternatives to interest : is buying with deferred payment not Riba ?

Question: Assalamu Alaykum Dear Scholar, I want you to clarify for me the concept of Riba in detail, my question arose when I heard that a friend of mine bought a car from a dealer by financing directly with the company, ....

Subjects: Islamic jurisprudence; Payments; Postponed sale; Purchasing; Usury

Fatawa

Non essential interest clause in a contract : interest condition if a contract is broken

Question: Assalamu Alaikum, Dear Scholars, I signed a contract with a government body that funds me for my on-the-job training in another country. The contract says that in return of the fund they spend on me, I am required to work ....

Subjects: Contracts; Islamic jurisprudence; Usury

Fatawa

Price differentiation and discremination : price difference between cash sale and credit sale and sale of gold

Question: I sell goods to people from my own home and that includes gold, most of the people buy by credit and pay me whenever they get the money. I was told by my local Imam that selling (gold) by credit ....

Subjects: Gold; Islamic jurisprudence; Money; Prices; Sales

Fatawa

Sale of gold, silver and currencies, the conditions of sarf : price difference between cash sale and credit sale and sale of gold

Question: I sell goods to people from my own home and that includes gold, most of the people buy by credit and pay me whenever they get the money. I was told by my local Imam that selling (gold) by credit ....

Subjects: Coins; Gold; Islamic jurisprudence; Sales; Silver

Fatawa

Interest-based life insurance : [2]

Question: Is life insurance in Egypt is Haram if we pay 100L. E every month for 20 years. If something happened within 20 years we will take them 25,000 if not we will take them 75,000. Is it Haram or Halal ? It is a contract.

Subjects: Usury

Fatawa

We need to be educated about Islamic banks

Question: Dear scholar, Assalam-O-Alaikum i know that interest is prohibited in Islam. every Muslim scholar is saying that taking interest is Haram as well as doing job in a bank is also Haram, but where and what is the alternate system ....

Subjects: Islamic Banks; Usury

Fatawa

What to do with earned interest ? : use of interest money : [5]

Question: Assalamu Alaikum I live in a country which is not Islamic. To whom can we give our intrest money ; can we give it to poor and needy Muslims or do we only have to give it to non Muslims ....

Subjects: Islamic jurisprudence; Money; Usury; Wages

Fatawa

Financing house purchase in the west : buying on mortgage in Canada

Question: I hope you remember me. We met during ISNA conference. I was also the coordinator of one of the programs during the conference. Well, after all I am your sister in Islam and I have a question which is a ....

Subjects: Canada; Dwellings; Financing; Islamic jurisprudence; Purchasing

Fatawa

Interest-based life insurance : [1]

Question: Numerous western insurance companies offer attractive pension schemes whereby the client pays a certain amount of money annually, only to have the double of what he has invested returned to him in 25 years. I have inquired about the ways ....

Subjects: Insurance; Life insurance; Usury

Fatawa

Accepting insurance proceeds : receiving payments for medical insurance

Question: Assalam Alaikoum please try to answer to my question ASAP because I’m continuously thinking about it my question is about medical insurance. I’m working on a private enterprise and all the employees salaries are decreased by a certain amount called ....

Subjects: Health insurance; Insurance

Fatawa

Accepting insurance proceeds : being a beneficiary to a Riba-based life insurance

Question: Asalaam-o-Alaikum, I have a question about Life Insurance and I have gone through your previous answers on it but I'm not clear about what does the late Shaikh Mustafa al Zarka's fatwa means. This person is Christian and I am ....

Subjects: Insurance; Life insurance

Fatawa

Discovering a debt on the estate unknown at time of distribution

Question: Dear scholar, As-salamo 3alaikom Wa Rahmato Allah Wa barakatoh... my question is about inheritance. my father died in 1996 and left us(me, my mom, my two brothers, and my grandma(his mother)) a pharmacy. I and my brothers were still young ....

Subjects: Debts; Distribution (Economic theory); Islamic jurisprudence; Real property; Time

Fatawa

Islamic banks may distribute pre-determined profit subject to adjustment

Question: I put my savings in an Islamic bank in Egypt (al Masraf al Islami al Dawli-intenational Islamic bank for investment and development). When I put my savings they made me sign on the rules that guide their investment which say ....

Subjects: Bank deposits; Egypt

Fatawa

Refinancing to reduce interest : refinancing to reduce the interest on mortgage

Question: Assalamu Alaykum Wa Rahmatu Allah Wa Barakatuh. After reading from several Islamic sources that it was permissible, and praying Istakhara, my wife and I purchased a house 2 years ago with a 30 year mortgage. al-Hamdulillah in the first year ....

Subjects: Islamic jurisprudence; Refinancing; Subprime mortgage; Usury

Fatawa

Depositing in Islamic banks when available

Question: Assalamu Alaikum, dear scholars, my first question is regarding interest that one accumulates on their savings account... My Father has a savings account in Pakistan, on which he accumulates interest... The reason he has an account there is so that ....

Subjects: Islamic Banks; Pakistan

Fatawa

Going for hajj while under a mortgage debt : sending mother to Hajj while under mortgage

Question: Assalamu Alaikum dear counsel, 2 years ago I promised to pay for my mom's Hajj. Due to logistics she did not make it to go. I have lost my job, my house when I divorced my Ex non-Muslim wife. I ....

Subjects: Debts; Islamic jurisprudence; Mothers; Pilgrimage; Subprime mortgage

Fatawa

Going for Hajj while under interest laons : going for Hajj while under interest-bearing debts

Question: Assalamu Alaykum dear scholars. I read your reply to a question by a father who enquired whether he should perform Hajj or help his son to get married. With me , I am disturbed by the fact that I have ....

Subjects: Debts; Islamic jurisprudence; Loans; Pilgrimage; Usury

Fatawa

Going for Hajj while under interest laons : going for Hajj while under credit card’s interest

Question: I have kept Niyyath to perform Hajj this year, but I am worried about a certain issue, that is I have used my credit card to the full limit actually totally not thinking of the seriousness of it, now I ....

Subjects: Credit cards; Islamic jurisprudence; Loans; Pilgrimage; Usury

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